26 DB Management
ActiveSummary
26 DB Management has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.77M and a net result of €296k. Equity is growing by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 53% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73=
Solvency81▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €340k at 30 days acceptable
Liquidity short (current ratio 0.87 against 1.03 in 2024; short-term debt: 33.6% and cash: 3.9% of total assets), and 43.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.4%
Return on assets
3.5%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
2 d late
2024
10 d early
2023
5 d early
2022
18 d early
2021
4 d early
2020
3 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€296k▼ 74.3%
2024 · €1.15M
2019: €1.35M
2020: €1.00M
2021: €2.86M
2022: €2.61M
2023: €1.95M
2024: €1.15M
2019 → 2025
Working capital
€-362k
2024 · €88k
2019: €1.39M
2020: €2.41M
2021: €2.01M
2022: €1.72M
2023: €3.42M
2024: €88k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.37M-€2.38M▲ 0.3%€4.33M▲ 82.1%€4.48M▲ 3.5%€4.77M▲ 6.6%
Operating result€3.89M-€3.63M▼ 6.6%€2.98M▼ 18.1%€776k▼ 73.9%€458k▼ 40.9%
Net result€2.86M-€2.61M▼ 8.9%€1.95M▼ 25.1%€1.15M▼ 41.0%€296k▼ 74.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 41% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.47M
Fixed assets
€5.98M ▲ 11.0%
Current assets
€2.49M ▼ 10.8%
Equity and liabilities €8.47M
Equity
€4.77M ▲ 6.6%
Debt
€3.69M ▼ 0.2%
Debt's share of the balance-sheet total falls from 45.2% to 43.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€854k▼
2024 · €974k
Cash flow
€692k▼
2024 · €1.35M
Current ratio
0.87▼
2024 · 1.03
Quick ratio
0.62▼
2024 · 0.77
Debt to equity
0.77▼
2024 · 0.83
ROE
6.2%▼
2024 · 25.7%
ROA
3.5%▼
2024 · 14.1%
Interest coverage
44.14▲
2024 · -7.87
Debt ≤ 1 year
€2.85M▲
2024 · €2.70M
Debt > 1 year
€828k▼
2024 · €983k
Income taxes
€158k▼
2024 · €316k
Staff costs
€128k▼
2024 · €129k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8.18M€8.47M▲
Fixed assets21/28€5.39M€5.98M▲
Tangible fixed assets22/27€4.83M€5.42M▲
Land and buildings22€1.02M€862k▼
Plant, machinery and equipment23-€4.26M
Furniture and vehicles24€143k€107k▼
Other tangible fixed assets26€191k€191k=
Assets under construction and advance payments27€3.48M€0▼
Financial fixed assets28€557k€557k=
Current assets29/58€2.79M€2.49M▼
Stocks and contracts in progress3€718k€718k=
Stocks30/36€718k€718k=
Amounts receivable within one year40/41€36k€655k▲
Trade receivables40€18k€625k▲
Other amounts receivable41€19k€30k▲
Current investments50/53€1.80M€700k▼
Cash at bank and in hand54/58€217k€333k▲
Deferred charges and accrued income490/1€17k€81k▲
Equity and liabilities
Total equity and liabilities10/49€8.18M€8.47M▲
Equity10/15€4.48M€4.77M▲
Contributions10/11€19k€19k=
Reserves13€2.36M€2.65M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2.36M€2.65M▲
Profit (loss) carried forward14€2.10M€2.10M=
Amounts payable17/49€3.70M€3.69M▼
Amounts payable after more than one year17€983k€828k▼
Financial debts170/4€983k€828k▼
Amounts payable within one year42/48€2.70M€2.85M▲
Current portion of amounts payable after more than one year42€166k€168k▲
Trade debts44€103k€174k▲
Suppliers440/4€103k€174k▲
Taxes, remuneration and social security45€171k€159k▼
Taxes450/3€140k€131k▼
Remuneration and social security454/9€31k€28k▼
Other amounts payable47/48€2.26M€2.35M▲
Accrued charges and deferred income492/3€16k€16k▼
Income statement
Code20242025
Non-recurring operating income76A€3k€0▼
Remuneration, social security and pensions62€129k€128k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€198k€396k▲
Other operating charges640/8€25k€32k▲
Gross operating margin9900€1.13M€1.01M▼
Operating profit (loss)9901€776k€458k▼
Financial income75/76B€568k€15k▼
Recurring financial income75€344k€15k▼
Non-recurring financial income76B€224k€0▼
Financial charges65/66B€-124k€19k▲
Recurring financial charges65€-124k€19k▲
Profit (loss) for the period before taxes9903€1.47M€454k▼
Income taxes67/77€316k€158k▼
Profit (loss) for the period9904€1.15M€296k▼
Profit (loss) for the period to be appropriated9905€1.15M€296k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.10M€2.40M▼
Profit (loss) brought forward from the previous period14P€1.95M€2.10M▲
Transfer to equity691/2-€296k
To other reserves6921-€296k
Profit to be distributed694/7€1.00M€0▼
Return on contributions (dividend)694€1.00M€0▼
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 2 days late
2025
30-06
Financial
Weakest financial yearnet €296k ▼74.3%
Net result drops to €296k, the lowest in the series.
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Liquidity quadruplescurrent ratio 5.27
Current ratio from 1.43 to 5.27; short-term debt falls from €4.03M to €799k.
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Highest result since 2019net €2.86M ▲185%
Operating result €3.89M, net result €2.86M, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Liquidity quadruplescurrent ratio 5.75
Current ratio from 1.39 to 5.75; short-term debt falls from €3.58M to €508k.
30-06
Financial
Equity above €2MEq €2.39M ▲72.6%
2 profitable years in a row build equity to €2.39M.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Lepoutrelaan 551050 ElseneGround area
1,816 m²
Building footprint
406 m²
Volume, LiDAR
4,105 m³
2 parcels, Brussels · tallest building 22.2 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
26 DB Management
since 20162.250.639.431
26 DB Management
since 20162.294.371.385
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0056/02W081 | Brussels | 1,622 m² | 1 · 257 m² | 11.0 m · 2 fl. |
| 21447B0306/00T045 | Brussels | 194 m² | 1 · 149 m² | 22.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500VGS9ONAMLRTO95
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 11,629 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2016
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.