AG Beyond
ActiveSummary
AG Beyond has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.25M and a net result of €-1.58M. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 72% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth65=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €370k at 30 days acceptable
Liquidity ample (current ratio 3.1 against 5.7 in 2024; short-term debt: 21.2% of total assets), and 22.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.5%
Return on assets
-23.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €5.25M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
79 d early
2024
85 d early
2023
69 d early
2022
89 d early
2021
83 d early
2020
80 d early
2019
73 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€4.92M▲ 16.9%
2024 · €4.21M
2021: €2.63M
2024: €4.21M
2021 → 2025
EBIT margin
-32.4%▼ 18.9pp
2024 · -13.5%
2021: 7.0%
2024: -13.5%
2021 → 2025
Net result
€-1.58M▼ 99.8%
2024 · €-790k
2020: €230k
2021: €134k
2022: €158k
2023: €253k
2024: €-790k
2020 → 2025
Working capital
€3.01M▼ 1.1%
2024 · €3.04M
2020: €691k
2021: €690k
2022: €692k
2023: €955k
2024: €3.04M
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2.63M-€4.21M€4.92M▲ 16.9%
Equity€468k-€468k=€720k▲ 54.0%€4.73M▲ 557%€5.25M▲ 11.0%
Operating result€183k-€217k▲ 18.1%€339k▲ 56.4%€-567k€-1.59M▼ 181%
Net result€134k-€158k▲ 17.8%€253k▲ 59.6%€-790k€-1.58M▼ 99.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1.59M in 2025 against €567k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.78M
Fixed assets
€2.33M ▲ 37.1%
Current assets
€4.45M ▲ 20.5%
Equity and liabilities €6.78M
Equity
€5.25M ▲ 11.0%
Debt
€1.53M ▲ 132%
Debt's share of the balance-sheet total rises from 12.2% to 22.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-1.45M▼
2024 · €-475k
Cash flow
€-1.44M▼
2024 · €-698k
Current ratio
3.10▼
2024 · 5.70
Debt to equity
0.29▲
2024 · 0.14
ROE
-30.1%▼
2024 · -16.7%
ROA
-23.3%▼
2024 · -14.7%
Interest coverage
-65.87▲
2024 · -73.92
Debt ≤ 1 year
€1.44M▲
2024 · €647k
Income taxes
€3k▲
2024 · €2k
Staff costs
€1.51M▲
2024 · €891k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 65 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.39M€6.78M▲
Fixed assets21/28€1.70M€2.33M▲
Intangible fixed assets21€588k€452k▼
Tangible fixed assets22/27€5k€11k▲
Plant, machinery and equipment23-€7k
Furniture and vehicles24€5k€4k▼
Financial fixed assets28€1.10M€1.86M▲
Affiliated companies280/1€1.08M€1.84M▲
Participating interests280€1.08M€1.84M▲
Other financial fixed assets284/8€21k€21k=
Amounts receivable and cash guarantees285/8€21k€21k=
Current assets29/58€3.69M€4.45M▲
Amounts receivable within one year40/41€3.16M€3.36M▲
Trade receivables40€1.45M€1.38M▼
Other amounts receivable41€1.70M€1.98M▲
Deferred charges and accrued income490/1€533k€1.09M▲
Equity and liabilities
Total equity and liabilities10/49€5.39M€6.78M▲
Equity10/15€4.73M€5.25M▲
Contributions10/11€4.86M€6.96M▲
Capital10€4.86M€6.96M▲
Issued capital100€4.86M€6.96M▲
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-138k€-1.72M▼
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Pensions and similar obligations160€0-
Amounts payable17/49€659k€1.53M▲
Amounts payable within one year42/48€647k€1.44M▲
Trade debts44€197k€736k▲
Suppliers440/4€197k€736k▲
Taxes, remuneration and social security45€293k€299k▲
Taxes450/3€50k€12k▼
Remuneration and social security454/9€243k€287k▲
Other amounts payable47/48€156k€402k▲
Accrued charges and deferred income492/3€12k€90k▲
Income statement
Code20242025
Operating income70/76A€4.23M€4.97M▲
Turnover70€4.21M€4.92M▲
Other operating income74€19k€46k▲
Operating charges60/66A€4.80M€6.56M▲
Goods for resale, raw materials and consumables60€794k€1.19M▲
Purchases600/8€794k€1.19M▲
Services and other goods61€3.24M€3.72M▲
Remuneration, social security and pensions62€891k€1.51M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92k€140k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-219k€0▲
Other operating charges640/8€775€295▼
Operating profit (loss)9901€-567k€-1.59M▼
Financial income75/76B€77k€39k▼
Recurring financial income75€77k€39k▼
Other financial income752/9€77k€39k▼
Financial charges65/66B€299k€23k▼
Recurring financial charges65€8k€23k▲
Debt charges650€6k€22k▲
Other financial charges652/9€2k€982▼
Non-recurring financial charges66B€291k€0▼
Profit (loss) for the period before taxes9903€-788k€-1.58M▼
Income taxes67/77€2k€3k▲
Taxes670/3€2k€3k▲
Profit (loss) for the period9904€-790k€-1.58M▼
Profit (loss) for the period to be appropriated9905€-790k€-1.58M▼
Appropriation of the result
Profit (loss) to be appropriated9906€-138k€-1.72M▼
Profit (loss) brought forward from the previous period14P€653k€-138k▼
Social balance
Average headcount (FTE)908714.814.7▼
The notes to these accounts (46 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-1.58M
Net result drops to €-1.58M, the lowest in the series.
31-12
Financial
Equity above €5MEq €5.25M ▲11%
Equity rises from €4.73M to €5.25M.
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity doublescurrent ratio 5.70
Current ratio from 2.81 to 5.70.
31-12
Financial
Equity above €2MEq €4.73M ▲557%
Equity rises from €720k to €4.73M.
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2020net €253k ▲59.6%
Operating result €339k, net result €253k, both a record.
31-12
Financial
Equity above €500kEq €720k ▲54%
4 profitable years in a row build equity to €720k.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
12-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Show earlier events
2020
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
13-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
38 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emile Jacqmainlaan 531000 BrusselGround area
2.0 ha
Building footprint
1.9 ha
Volume, LiDAR
474,703 m³
2 parcels, Brussels · tallest building 63.3 m, ±10 floors. Linked by address, not a title deed.
2 establishment units
AG Pension & Health Services
since 20072.297.964.444
Waldon
since 20192.360.102.545
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B1669/00A000 | Brussels | 1.6 ha | 1 · 1.6 ha | 63.3 m · 7 fl. |
| 21802B0278/00E000 | Brussels | 3,776 m² | 1 · 3,306 m² | 33.2 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
2 parent companiesControl over this companyparent company per the LEI register2
Bruxelles
Saint-Josse-Ten-Noode · indirect
controls
AG BeyondBE 0894.469.761
Recognitions · licences · registrations
Legal Entity Identifier
699400SE7XLPE10IT132
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 10,877 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-12-2007
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
66290Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.waldon.be
E-mail:hello@waldon.be