BELGOSWEET
ActiveSummary
BELGOSWEET has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €276k and a net result of €690. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 67% of 800 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency75▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.8 against 1.97 in 2024; short-term debt: 31.6% and cash: 13.5% of total assets), but 50.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.8%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
5 d late
2023
30 d late
2022
30 d late
2021
29 d late
2020
39 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€690▼ 67.3%
2024 · €2k
2018: €38k
2019: €36k
2020: €2k
2021: €2k
2022: €4k
2023: €4k
2024: €2k
2018 → 2025
Working capital
€315k▲ 15.7%
2024 · €273k
2018: €8k
2019: €118k
2020: €193k
2021: €197k
2022: €276k
2023: €219k
2024: €273k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€265k-€269k▲ 1.5%€273k▲ 1.4%€275k▲ 0.8%€276k▲ 0.3%
Operating result€2k-€22k▲ 983%€19k▼ 10.9%€11k▼ 43.2%€10k▼ 7.7%
Net result€2k-€4k▲ 103%€4k▼ 6.1%€2k▼ 42.3%€690▼ 67.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €554k
Fixed assets
€64k ▼ 31.4%
Current assets
€490k ▼ 11.4%
Equity and liabilities €554k
Equity
€276k ▲ 0.3%
Provisions
€18k
Debt
€260k ▼ 29.9%
Debt's share of the balance-sheet total falls from 57.4% to 47.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▼
2024 · €54k
Cash flow
€37k▼
2024 · €45k
Current ratio
2.80▲
2024 · 1.97
Quick ratio
2.48▲
2024 · 1.73
Debt to equity
0.94▼
2024 · 1.35
ROE
0.3%▼
2024 · 0.8%
ROA
0.1%▼
2024 · 0.3%
Interest coverage
15.42▲
2024 · 10.06
Debt ≤ 1 year
€175k▼
2024 · €281k
Debt > 1 year
€85k▼
2024 · €90k
Income taxes
€6k▲
2024 · €4k
Staff costs
€86k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€646k€554k▼
Fixed assets21/28€93k€64k▼
Intangible fixed assets21€19k-
Tangible fixed assets22/27€74k€63k▼
Plant, machinery and equipment23€1k€6k▲
Furniture and vehicles24€49k€38k▼
Other tangible fixed assets26€24k€20k▼
Financial fixed assets28€149€149=
Current assets29/58€554k€490k▼
Stocks and contracts in progress3€68k€56k▼
Stocks30/36€68k€56k▼
Amounts receivable within one year40/41€417k€356k▼
Trade receivables40€331k€268k▼
Other amounts receivable41€86k€88k▲
Cash at bank and in hand54/58€43k€75k▲
Deferred charges and accrued income490/1€25k€4k▼
Equity and liabilities
Total equity and liabilities10/49€646k€554k▼
Equity10/15€275k€276k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€255k€255k▲
Provisions and deferred taxes16-€18k
Provisions for liabilities and charges160/5-€18k
Other liabilities and charges164/5-€18k
Amounts payable17/49€371k€260k▼
Amounts payable after more than one year17€90k€85k▼
Financial debts170/4€90k€85k▼
Amounts payable within one year42/48€281k€175k▼
Current portion of amounts payable after more than one year42€7k€5k▼
Financial debts43€5k€1k▼
Credit institutions430/8€5k€1k▼
Trade debts44€157k€25k▼
Suppliers440/4€157k€25k▼
Advances received on contracts in progress46€101k€113k▲
Taxes, remuneration and social security45€12k€31k▲
Taxes450/3€10k€26k▲
Remuneration and social security454/9€2k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€61k€86k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€36k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€18k
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€8k-
Gross operating margin9900€124k€152k▲
Operating profit (loss)9901€11k€10k▼
Financial income75/76B€120-
Recurring financial income75€120-
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€6k€7k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€2k€690▼
Profit (loss) for the period to be appropriated9905€2k€690▼
Appropriation of the result
Profit (loss) to be appropriated9906€255k€255k▲
Profit (loss) brought forward from the previous period14P€253k€255k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
29-07
State Gazette act
Resignations: Akariou Mohamed (director) and Fontaine Thibaut (director)Appointment: Saelens Céline (non-statutory director) · Director discharge6 facts ▸
State Gazette act
Resignations: Akariou Mohamed (director) and Fontaine Thibaut (director)
Appointment: Saelens Céline (non-statutory director) · Director discharge6 facts ▸
- General meeting, 01/06/2026
- Director resignation, Akariou Mohamed (director)
- Director resignation, Fontaine Thibaut (director)
- Director discharge, Akariou Mohamed
- Director discharge, Fontaine Thibaut
- Director appointment, Saelens Céline (non-statutory director)
2025
31-12
Financial
Weakest financial yearnet €690 ▼67.3%
Net result drops to €690, the lowest in the series.
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 5 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
08-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 39 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
02-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 33 days late
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Celine Saelens
CurrentNon-statutory director · since 01-06-2026
29-07-2026
Akariou Mohamed: Resigned as Director
29-07-2026
Fontaine Thibaut: Resigned as Director
01-06-2026
Celine Saelens: Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard de l'Europe 1231300 WavreGround area
2.4 ha
Building footprint
1.4 ha
Volume, LiDAR
161,387 m³
Parcel 25006C0333/00P000, Wallonia · tallest building 12.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BELGOSWEET
since 20062.154.837.083
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006C0333/00P000 | Wallonia | 2.4 ha | 1 · 1.4 ha | 12.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
via Celine Saelens · Director
former→
Similar companies · same sector, comparable size
LUCARDI
BE 0538.505.891
Kortrijk · Eq €276k
AUBRION SWEETS
BE 0828.409.593
Kortenberg · Eq €257k
FANFOOD
BE 0824.603.136
Brugge · Eq €296k
CHOCOLAT CHAMPAGNE
BE 0817.197.086
Anderlecht · Eq €255k
CHOCOLATERIE DEMARET
BE 0439.573.019
Herve · Eq €254k
Of 725 companies in sector 10820 we hold annual accounts for 351. 245 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2006
Fiscal year end31-12
Activities, NACEBEL 2025
10820Manufacture of cocoa, chocolate and sugar confectionery
46360Wholesale trade
47241Retail sale of bread and pastry (bakery outlets)
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.belgosweet.be
E-mail:info@belgosweet.be