JERASMO
ActiveJERASMO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €10k. Equity is growing by ~44.7% per year across the filed fiscal years. Its solvency ranks better than 23% of 607 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+82
Solvency8▲+2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.17 in 2024), and 88.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.9%
Return on assets
1.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 607 sector peers (2025).
NBB · sector comparisonPosition among 607 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
29 d late
2023
21 d early
2022
58 d late
2021
30 d late
2020
25 d late
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
06-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€59k▲ 19.7%
2024 · €49k
2021: €-25k
2022: €3k
2023: €60k
2024: €49k
2021 → 2025
Total assets
€494k▼ 4.4%
2024 · €517k
2021: €55k
2022: €83k
2023: €261k
2024: €517k
2021 → 2025
Net result
€10k
2024 · €-11k
2021: €15k
2022: €28k
2023: €57k
2024: €-11k
2021 → 2025
Working capital
€-144k▼ 6.2%
2024 · €-136k
2021: €4k
2022: €-25k
2023: €-140k
2024: €-136k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-25k-€3k€60k▲ 1,755%€49k▼ 18.3%€59k▲ 19.7%
Operating result€17k-€31k▲ 78.3%€67k▲ 116%€-6k€30k
Net result€15k-€28k▲ 89.3%€57k▲ 99.4%€-11k€10k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €30k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €494k
Fixed assets
€475k▼ 2.8%
Current assets
€19k▼ 31.3%
Equity and liabilities €494k
Equity
€59k▲ 19.7%
Debt
€435k▼ 6.9%
The debt ratio falls from 90.5% to 88.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€44k▲
2024 · €13k
Cash flow
€24k▲
2024 · €8k
Solvency
11.9%▲
2024 · 9.5%
Current ratio
0.12▼
2024 · 0.17
Quick ratio
0.12▼
2024 · 0.17
Debt / equity
7.43▼
2024 · 9.55
ROE
16.4%▲
2024 · -22.5%
ROA
1.9%▲
2024 · -2.1%
Interest coverage
3.47▲
2024 · 2.60
Debt
€435k▼
2024 · €468k
Debt ≤ 1 year
€163k▼
2024 · €164k
Debt > 1 year
€271k▼
2024 · €302k
Income taxes
€8k▲
2024 · €937
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€517k€494k▼
Fixed assets
21/28€489k€475k▼
Tangible fixed assets
22/27€304k€290k▼
Financial fixed assets
28€184k€184k=
Current assets
29/58€28k€19k▼
Amounts receivable within one year
40/41€20k€16k▼
Cash & bank
54/58€1k€100▼
Total equity & liabilities
10/49€517k€494k▼
Equity
10/15€49k€59k▲
Contributions / capital
10/11€19k€19k=
Reserves
13€30k€40k▲
Amounts payable
17/49€468k€435k▼
Amounts payable after one year
17€302k€271k▼
Amounts payable within one year
42/48€164k€163k▼
Trade debts payable within one year
44€2k€3k▲
Income statement
Code20242025
Gross operating margin
9900€17k€47k▲
Operating result
9901€-6k€30k▲
Financial income
75€986€327▼
Financial charges
65€5k€13k▲
Result before taxes
9903€-10k€18k▲
Income taxes
67/77€937€8k▲
Net result for the period
9904€-11k€10k▲
Result to be appropriated
9905€-11k€10k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-11k ▼119%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
24-12
State Gazette act
Director changes
Dorine Merlo
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2021net €57k ▲99.4%
Operating result €67k, net result €57k, both a record.
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 58 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 92 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 director, last change in 2024
MONTEN Luc Albert Constant
CurrentDirector · since 24-12-2024
24-12-2024
Resigned as Director
24-12-2024
Appointed as Director
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Zutendaal · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veugenstraat 39B3690 ZutendaalGround area
2,908 m²
Building footprint
267 m²
Volume, LiDAR
1,309 m³
2 parcels, Flanders · tallest building 13.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JERASMO
since 20062.154.556.674
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71067B0245/00X002 | Flanders | 1,914 m² | 1 · 182 m² | 7.6 m · 2 fl. |
| 71067B0245/00E003 | Flanders | 995 m² | 1 · 86 m² | 13.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyJERASMOBE 0865.489.923
controls
Where this company holds controlthis company sits on their board1
1 location
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Of 4,531 companies in sector 74301 we hold annual accounts for 711. 611 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2004
Fiscal year end31-12
Activities, NACEBEL
74300Other professional, scientific and technical activities
74301Translation services
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 25-08-2026. Scores and ratios are computed by Checked and are not a credit decision.