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MONS.RENOVATION

Active
Public limited companyfounded 200322 yrs activeGrand-Place 22, 7000 Mons, BelgiumKBO/BCE: BE 0860.960.419
Summary

MONS.RENOVATION has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.07M and a net result of €-8k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 95% of 4556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability36▼-53
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
short-term debt: 0.2% and cash: 25.9% of total assets, and 0.2% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 22 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.8%
Return on assets
-0.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
60 d late
2023
9 d early
2022
13 d early
2021
1 d late
2020
30 d early
2019
14 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-8k
2024 · €426k
2018: €-54klowest in 8 years 2019: €-1k▲ +98.0% vs 2018 2020: €370k▲ +34634% vs 2019 2021: €-11k▼ -103% vs 2020 2022: €-7k▲ +34.5% vs 2021 2023: €-10k▼ -38.6% vs 2022 2024: €426k▲ +4353% vs 2023highest in 8 years 2025: €-8k▼ -102% vs 2024
2018 → 2025
Working capital
€1.61M▼ 0.5%
2024 · €1.62M
2018: €747klowest in 8 years 2019: €788k▲ +5.5% vs 2018 2020: €1.66M▲ +110% vs 2019highest in 8 years 2021: €1.64M▼ -0.7% vs 2020 2022: €1.64M▼ -0.4% vs 2021 2023: €1.63M▼ -0.6% vs 2022 2024: €1.62M▼ -0.3% vs 2023 2025: €1.61M▼ -0.5% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.67M-€1.67M▼ 0.4%€1.66M▼ 0.6%€2.08M▲ 25.7%€2.07M▼ 0.4% 2021: €1.67M 2022: €1.67M▼ -0.4% vs 2021 2023: €1.66M▼ -0.6% vs 2022lowest in 5 years 2024: €2.08M▲ +25.7% vs 2023highest in 5 years 2025: €2.07M▼ -0.4% vs 2024
Operating result€-11k-€-8k▲ 26.0%€-10k▼ 23.1%€426k€-8k 2021: €-11klowest in 5 years 2022: €-8k▲ +26.0% vs 2021 2023: €-10k▼ -23.1% vs 2022 2024: €426k▲ +4488% vs 2023highest in 5 years 2025: €-8k▼ -102% vs 2024
Net result€-11k-€-7k▲ 34.5%€-10k▼ 38.6%€426k€-8k 2021: €-11klowest in 5 years 2022: €-7k▲ +34.5% vs 2021 2023: €-10k▼ -38.6% vs 2022 2024: €426k▲ +4353% vs 2023highest in 5 years 2025: €-8k▼ -102% vs 2024
Result per fiscal year
Operating resultNet result
€-200k€0€200k€400kOperating result 2021: €-11k€-11kNet result 2021: €-11k€-11kOperating result 2022: €-8k€-8kNet result 2022: €-7k€-7kOperating result 2023: €-10k€-10kNet result 2023: €-10k€-10kOperating result 2024: €426k€426kNet result 2024: €426k€426kOperating result 2025: €-8k€-8kNet result 2025: €-8k€-8k20212022202320242025€-200k€0€200k€400kOperating result 2023: €-10k€-9.7kNet result 2023: €-10k€-10kOperating result 2024: €426k€426kNet result 2024: €426k€426kOperating result 2025: €-8k€-8kNet result 2025: €-8k€-8.4k202320242025
The operating result turns negative in 2025: a loss of €8k after €426k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.08M
Fixed assets €460k =
Current assets €1.62M ▼ 0.5%
Equity and liabilities €2.08M
Equity €2.07M ▼ 0.4%
Debt €4k ▲ 6.5%
Debt's share of the balance-sheet total stays at 0.2%.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.00▲
2024 · 0.00
ROE
-0.4%▼
2024 · 20.4%
ROA
-0.4%▼
2024 · 20.4%
Debt ≤ 1 year
€4k▲
2024 · €3k
A ratio outside any meaningful range has been withheld (balance sheet total €2.08M, equity €2.07M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.09M€2.08M▼
Fixed assets21/28€460k€460k=
Tangible fixed assets22/27€30k€30k=
Other tangible fixed assets26€30k€30k=
Financial fixed assets28€430k€430k=
Current assets29/58€1.63M€1.62M▼
Amounts receivable after more than one year29€1.01M€954k▼
Trade receivables290€1.01M€954k▼
Amounts receivable within one year40/41€113k€126k▲
Trade receivables40€5k€18▼
Other amounts receivable41€108k€126k▲
Cash at bank and in hand54/58€506k€538k▲
Equity and liabilities
Total equity and liabilities10/49€2.09M€2.08M▼
Equity10/15€2.08M€2.07M▼
Contributions10/11€4.96M€4.96M=
Capital10€4.96M€4.96M=
Issued capital100€4.96M€4.96M=
Profit (loss) carried forward14€-2.87M€-2.88M▼
Amounts payable17/49€3k€4k▲
Amounts payable within one year42/48€3k€4k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Other amounts payable47/48€1-
Accrued charges and deferred income492/3€6€3▼
Income statement Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-4k-
Other operating charges640/8€4k-
Gross operating margin9900€426k€-8k▼
Operating profit (loss)9901€426k€-8k▼
Financial income75/76B€26€22▼
Recurring financial income75€26€22▼
Financial charges65/66B€452€425▼
Recurring financial charges65€452€425▼
Profit (loss) for the period before taxes9903€426k€-8k▼
Income taxes67/77€-3-
Profit (loss) for the period9904€426k€-8k▼
Profit (loss) for the period to be appropriated9905€426k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2.87M€-2.88M▼
Profit (loss) brought forward from the previous period14P€-3.30M€-2.87M▲

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€-6k€-4k--
Other operating charges640/8--€6k€4k--
Non-recurring operating charges66A€278-----
Gross operating margin9900€-10k€-8k€-10k€426k€-8k▼ 102%
Operating profit (loss)9901€-11k€-8k€-10k€426k€-8k▼ 102%
Financial income75/76B-€945€12€26€22▼ 16.9%
Recurring financial income75-€945€12€26€22▼ 16.9%
Financial charges65/66B€376€283€307€452€425▼ 6.1%
Recurring financial charges65€376€283€307€452€425▼ 6.1%
Profit (loss) for the period before taxes9903€-11k€-7k€-10k€426k€-8k▼ 102%
Income taxes67/77--€3€-3--
Profit (loss) for the period9904€-11k€-7k€-10k€426k€-8k▼ 102%
Profit (loss) for the period to be appropriated9905€-11k€-7k€-10k€426k€-8k▼ 102%
Line20212022202320242025Change
Assets
Total assets20/58€1.68M€1.67M€1.66M€2.09M€2.08M▼ 0.4%
Fixed assets21/28€30k€30k€30k€460k€460k=
Tangible fixed assets22/27€30k€30k€30k€30k€30k=
Other tangible fixed assets26€30k€30k€30k€30k€30k=
Financial fixed assets28€1€1€1€430k€430k=
Current assets29/58€1.65M€1.64M€1.63M€1.63M€1.62M▼ 0.5%
Amounts receivable after more than one year29€1.17M€1.12M€1.06M€1.01M€954k▼ 5.4%
Trade receivables290€1.17M€1.12M€1.06M€1.01M€954k▼ 5.4%
Amounts receivable within one year40/41€65k€54k€109k€113k€126k▲ 11.8%
Trade receivables40€168-€1k€5k€18▼ 99.6%
Other amounts receivable41€65k€54k€108k€108k€126k▲ 16.6%
Cash at bank and in hand54/58€416k€470k€459k€506k€538k▲ 6.4%
Equity and liabilities
Total equity and liabilities10/49€1.68M€1.67M€1.66M€2.09M€2.08M▼ 0.4%
Equity10/15€1.67M€1.67M€1.66M€2.08M€2.07M▼ 0.4%
Contributions10/11€4.96M€4.96M€4.96M€4.96M€4.96M=
Capital10€4.96M€4.96M€4.96M€4.96M€4.96M=
Issued capital100€4.96M€4.96M€4.96M€4.96M€4.96M=
Profit (loss) carried forward14€-3.28M€-3.29M€-3.30M€-2.87M€-2.88M▼ 0.3%
Amounts payable17/49€6k€2k€3k€3k€4k▲ 6.5%
Amounts payable within one year42/48€6k€2k€3k€3k€4k▲ 6.6%
Trade debts44€6k€2k€3k€3k€4k▲ 6.6%
Suppliers440/4€6k€2k€3k€3k€4k▲ 6.6%
Other amounts payable47/48€1€1€1€1--
Accrued charges and deferred income492/3--€3€6€3▼ 48.6%
Line20212022202320242025Change
Profit (loss) for the period9904€-11k€-7k€-10k€426k€-8k▼ 102%
Operating cash flow (approximation)€-11k€-7k€-10k€426k€-8k▼ 102%
Investment in fixed assets (approximation)-€0€0€-430k€0▲ 100%
Change in cash-€54k€-11k€47k€32k▼ 30.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
29-09
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 60 days late
2024
31-12
Financial Back to profitnet €426k
Net result €426k after 3 loss-making years.
31-12
Financial Equity above €2MEq €2.08M ▲25.7%
Equity rises from €1.66M to €2.08M.
22-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
13-06
State Gazette act Resignation: Romain Moerman (director)
Appointment: Thibault Deldime (director)4 facts ▸
  • Board meeting, 13-06-2023
  • General meeting, 30-06-2023
  • Director resignation, Romain Moerman (director)
  • Director appointment, Thibault Deldime (director)
2023
06-12
State Gazette act Statutes amendment
Purpose change · Capital · Registered-office confirmation8 facts ▸
  • General meeting, 01-12-2023
  • Purpose change, La société a pour objet, en Belgique, dans les différentes communes du Grand Mons, en son nom propre ou au nom de tiers, pour son compte propre ou pour le compt…
  • Statutes amendment
  • Capital, €4.958.000
  • Registered-office confirmation, 7000 Mons, Grand Place 22
  • Share class structure, 9999, 1
  • Special share rights, La majorité des voix au sein de l'assemblée générale; le droit de présenter au conseil d'administration un candidat pour assurer la présidence du conseil d'admi…
  • Board composition, 7, 4
18-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Liquidity doublescurrent ratio 664.13
Current ratio from 295.62 to 664.13; short-term debt falls from €6k to €2k.
01-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 1 day late
2021
29-12
State Gazette act Appointment: RSM Interaudit (statutory auditor)
2 facts ▸
  • General meeting, 06-12-2021
  • Auditor appointment, RSM Interaudit (statutory auditor)
01-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
Show earlier events
2020
31-12
Financial Back to profitnet €370k
Net result €370k after 2 loss-making years.
31-12
Financial Liquidity times 11current ratio 316.62
Current ratio from 29.39 to 316.62; short-term debt falls from €28k to €5k.
17-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
13-09
State Gazette act Resignations: Marc DARVILLE, Andis GOFFINET and 4 others
Reappointment: Arnaud WUILLOT (director) · Appointments: Maxime POURTOIS, Christian LERICHE and 6 others · Shareholder21 facts ▸
  • General meeting, 20-03-2019
  • Director resignation, Marc DARVILLE (director)
  • Director resignation, Andis GOFFINET (director)
  • Director resignation, Luc ALLART (director)
  • Director resignation, Guillaume HAMBYE (director)
  • Director resignation, Emmanuel TONDREAU (director)
  • Director resignation, Samuel QUIÉVY (director)
  • Director reappointment, Arnaud WUILLOT (director)
  • Director appointment, Maxime POURTOIS (director)
  • Director appointment, Christian LERICHE (director)
  • Director appointment, Jérémie CRESSON (director)
  • Director appointment, Alexandre TODISCO (director)
  • +9 further facts in this act
08-08
State Gazette act Appointment: RSM Interaudit (statutory auditor)
2 facts ▸
  • General meeting, 29-11-2018
  • Auditor appointment, RSM Interaudit (statutory auditor)
18-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
26-07
State Gazette act Resignation: Tiphaine Storez (director)
Appointment: Anaïs Goffinet (director)5 facts ▸
  • General meeting, 26-06-2018
  • Director resignation, Tiphaine Storez (director)
  • Director appointment, Anaïs Goffinet (director)
  • Board composition, Narc Dariville (président administrateur)
  • Board composition, Luc Callart (director)
20-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
09-11
State Gazette act Resignations: Stéphane Maucci, Georges-Louis Bouchez and Pascal Baurain
Appointments: Luc Allart, Emmanuel Tondreau and Guillaume Hambye · Reappointments: Tiphaine Storez (director) and Arnaud Wuillot (director) · Approval10 facts ▸
  • General meeting, 14-06-2017
  • Approval, 09-08-2016
  • Director resignation, Stéphane Maucci (director)
  • Director appointment, Luc Allart (director)
  • Director reappointment, Tiphaine Storez (director)
  • Director reappointment, Arnaud Wuillot (director)
  • Director resignation, Georges-Louis Bouchez (director)
  • Director appointment, Emmanuel Tondreau (director)
  • Director resignation, Pascal Baurain (director)
  • Director appointment, Guillaume Hambye (director)
11-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 11 days late
2015
16-10
State Gazette act Appointments: Marc DARVILLE, Stéphane MAUCCI and 3 others
Director resignation · Director discharge · Approval13 facts ▸
  • General meeting, 10-09-2015
  • Director resignation, administrateurs dits 'du privé'
  • Director discharge, MONS RENOVATION (administrateurs dits 'du privé')
  • Director appointment, Marc DARVILLE (director)
  • Director appointment, Stéphane MAUCCI (director)
  • Director appointment, Georges-Louis BOUCHEZ (director)
  • Director appointment, Pascal BAURAIN (director)
  • Director appointment, Samuel QUIEVY (director)
  • Approval, 10-09-2015
  • Director discharge, MONS RENOVATION (administrateurs et au commissaire)
  • Registered-office move, Mons, Grand Place n°22
  • Financial result, 143.982,36 €, 2013
  • +1 further facts in this act
2014
03-03
State Gazette act Resignations: Conseils Management spri, Serdiser sca and SA Foruminvest
Permanent representatives: Patric Huon and Pierre Iserbyt · Director discharge9 facts ▸
  • Board meeting, 12-02-2014
  • Director resignation, Conseils Management spri (director)
  • Permanent representative, Patric Huon
  • Director resignation, Serdiser sca (director)
  • Permanent representative, Pierre Iserbyt
  • Director resignation, SA Foruminvest (director)
  • Director discharge, Conseils Management spri
  • Director discharge, Serdiser sca
  • Director discharge, SA Foruminvest
2013
13-03
State Gazette act Resignation: Eve DELVINQUIERE (director)
Appointment: Marc Darville (director) · Permanent representative: Pierre Iserbyt6 facts ▸
  • Board meeting, 03-09-2012
  • Director resignation, Eve DELVINQUIERE (director)
  • Board meeting, 19-02-2013
  • Director appointment, Marc Darville (director)
  • Director appointment, Marc Darville (chair of the board)
  • Permanent representative, Pierre Iserbyt
2011
04-11
State Gazette act Resignation: Grégory Demal (administrateur délégué et administrateur)
Appointments: Eve DELVINQUIERE, TIPHAINE STOREZ and Arnaud WUILLOT5 facts ▸
  • General meeting, 23-09-2011
  • Director resignation, Grégory Demal (administrateur délégué et administrateur)
  • Director appointment, Eve DELVINQUIERE (director)
  • Director appointment, TIPHAINE STOREZ (director)
  • Director appointment, Arnaud WUILLOT (director)
2010
21-06
State Gazette act Reappointments: SERDISER SCA, FORUMINVEST SA and 6 others
Permanent representatives: Pierre ISERBYT, Olivier XHONNEUX and Patric HUON · Resignations: Nicolas Martin (director) and Edmée De Groeve (director) · Resignation letter19 facts ▸
  • General meeting, 09-06-2010
  • General meeting, 05-05-2009
  • Director reappointment, SERDISER SCA (director)
  • Permanent representative, Pierre ISERBYT
  • Director reappointment, FORUMINVEST SA (director)
  • Permanent representative, Olivier XHONNEUX
  • Director reappointment, CONSEILS MANAGEMENT SA (director)
  • Permanent representative, Patric HUON
  • Director reappointment, Edmée De Groeve (administrateur, présidente du conseil)
  • Director reappointment, Jean-François ESCARMELLE (director)
  • Director reappointment, Nicolas Martin (director)
  • Director reappointment, Gregory Demal (director)
  • +7 further facts in this act
2006
16-06
State Gazette act Resignation: Elio Di Rupo (chair and director)
Appointment: Jean-Claude Carpentier (director)5 facts ▸
  • Board meeting, 12-12-2005
  • Director resignation, Elio Di Rupo (chair and director)
  • Director appointment, Jean-Claude Carpentier (director)
  • Board meeting, 18-04-2006
  • Director appointment, Jean-Claude Carpentier (chair of the board)
2004
19-01
State Gazette act Miscellaneous
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
14 of 16 acts read
About the unread acts

Of the 16 Belgian State Gazette acts we know for this company, 14 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
11 directors, last change in 2023
Thibault Deldime
Director · since 30-06-2023
Current
Alexandre TODISCO
Director · since 20-03-2019
Not recently confirmed
Arnaud WUILLOT
Director · since 23-09-2011
Not recently confirmed
Bernard PINCHART
Director · since 20-03-2019
Not recently confirmed
Christian LERICHE
Director · since 20-03-2019
Not recently confirmed
Jérémie CRESSON
Director · since 20-03-2019
Not recently confirmed
5 other directors
Maxime POURTOIS
Director · since 20-03-2019
Not recently confirmed
Mouna LOURINI
Director · since 20-03-2019
Not recently confirmed
Sandrine Job
Director · since 20-03-2019
Not recently confirmed
Anaïs GOFFINET
Director · since 26-06-2018
Not recently confirmed
Jean-Claude CARPENTIER
Chair of the board · since 12-12-2005
Not recently confirmed
30-06-2023 Thibault Deldime: Appointed as Director
30-06-2023 Romain Moerman: Resigned as Director
20-03-2019 Alexandre TODISCO: Appointed as Director
20-03-2019 Arnaud WUILLOT: Mandate renewed as Director
20-03-2019 Bernard PINCHART: Appointed as Director
Full history in the Timeline (43 changes) →
Not every act has been read: a resignation may be missing here
2 of this company's 16 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2003
exact location from the address register On OpenStreetMap
Ground area
5,306 m²
Building footprint
1,030 m²
Volume, LiDAR
17,448 m³
Parcel 53403F0498/00V000, Wallonia · tallest building 40.3 m, ±5 floors. Linked by address, not a title deed.
13 companies at this address See who is registered here
1 establishment unit
MONS.RENOVATION
Avenue Edison 2, 7000 MonsNACE 7011101
since 20032.134.447.386
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53403F0498/00V000
ProtectedMonument
Wallonia 5,306 m² 1 · 1,030 m² 40.3 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Statutory auditor

1 auditor
RSM INTERAUDITCurrent
Statutory auditor
29-11-2018 → present

Structure & network

Connections & network

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Capital and shareholders

Capital over the years
  1. 06-12-2023 Capital stated in the act · 4,958,000 EUR · 10,000 shares

Similar companies · same sector, comparable size

Of 9,693 companies in sector 68121 we hold annual accounts for 7,385. 2,946 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded09-10-2003
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects

Scores and ratios are computed by Checked and are not a credit decision.