Shopping Cora La Louvière
ActiveSummary
Shopping Cora La Louvière has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.29M and a net result of €-924k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 13% of 456 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-3
Solvency33▼-8
Growth48▼-1
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €400k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 1.04 in 2024; short-term debt: 7.8% and cash: 1.4% of total assets), and 91.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.3%
Return on assets
-1.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 456 sector peers (2025).
NBB · sector comparisonPosition among 456 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
18 d late
2023
13 d late
2022
56 d early
2021
52 d early
2020
33 d early
2019
44 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€7.09M▼ 2.1%
2024 · €7.24M
2019: €6.32M
2020: €5.44M
2021: €6.06M
2022: €6.48M
2023: €7.01M
2024: €7.24M
2019 → 2025
EBIT margin
17.2%▼ 38.7pp
2024 · 55.9%
2019: 58.7%
2020: 50.9%
2021: 54.9%
2022: 59.2%
2023: 58.8%
2024: 55.9%
2019 → 2025
Net result
€-924k
2024 · €169k
2019: €1.80M
2020: €1.51M
2021: €5.36M
2022: €3.43M
2023: €543k
2024: €169k
2019 → 2025
Working capital
€8k▼ 94.1%
2024 · €134k
2019: €2.12M
2020: €3.39M
2021: €2.09M
2022: €-39.07M
2023: €504k
2024: €134k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€6.06M-€6.48M▲ 7.0%€7.01M▲ 8.2%€7.24M▲ 3.3%€7.09M▼ 2.1%
Equity€6.94M-€7.50M▲ 8.1%€8.05M▲ 7.2%€8.22M▲ 2.1%€7.29M▼ 11.2%
Operating result€3.33M-€3.84M▲ 15.3%€4.12M▲ 7.4%€4.05M▼ 1.7%€1.22M▼ 69.9%
Net result€5.36M-€3.43M▼ 36.0%€543k▼ 84.2%€169k▼ 68.8%€-924k
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 70% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87.65M
Fixed assets
€80.77M ▲ 70.4%
Current assets
€6.88M ▲ 86.3%
Equity and liabilities €87.65M
Equity
€7.29M ▼ 11.2%
Debt
€80.36M ▲ 87.4%
Debt's share of the balance-sheet total rises from 83.9% to 91.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3.80M▼
2024 · €4.50M
Cash flow
€1.65M▲
2024 · €619k
Current ratio
1.00▼
2024 · 1.04
Debt to equity
11.02▲
2024 · 5.22
ROE
-12.7%▼
2024 · 2.1%
ROA
-1.1%▼
2024 · 0.3%
Interest coverage
1.59▼
2024 · 1.99
Debt ≤ 1 year
€6.88M▲
2024 · €3.56M
Debt > 1 year
€73.02M▲
2024 · €38.97M
Income taxes
€-116k▼
2024 · €1.08M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 77 lines
Balance sheet
Code20242025
Assets
Total assets20/58€51.09M€87.65M▲
Fixed assets21/28€47.40M€80.77M▲
Intangible fixed assets21€542-
Tangible fixed assets22/27€4.66M€38.03M▲
Land and buildings22€1.97M€32.68M▲
Plant, machinery and equipment23€59k€35k▼
Other tangible fixed assets26€261k€243k▼
Assets under construction and advance payments27€2.37M€5.07M▲
Financial fixed assets28€42.74M€42.74M=
Affiliated companies280/1€42.74M€42.74M=
Participating interests280€42.74M€42.74M=
Current assets29/58€3.69M€6.88M▲
Amounts receivable within one year40/41€2.46M€5.34M▲
Trade receivables40€1.10M€947k▼
Other amounts receivable41€1.36M€4.40M▲
Current investments50/53€680k-
Other investments51/53€680k-
Cash at bank and in hand54/58€542k€1.20M▲
Deferred charges and accrued income490/1€10k€337k▲
Equity and liabilities
Total equity and liabilities10/49€51.09M€87.65M▲
Equity10/15€8.22M€7.29M▼
Contributions10/11€1.01M€1.01M=
Capital10€1.01M€1.01M=
Issued capital100€1.01M€1.01M=
Reserves13€514k€514k=
Non-distributable reserves130/1€101k€101k=
Legal reserve130€101k€101k=
Tax-exempt reserves132€97k€97k=
Distributable reserves133€316k€316k=
Profit (loss) carried forward14€6.69M€5.76M▼
Amounts payable17/49€42.88M€80.36M▲
Amounts payable after more than one year17€38.97M€73.02M▲
Financial debts170/4€38.89M€72.96M▲
Credit institutions173-€35.09M
Other loans174€38.89M€37.86M▼
Other amounts payable178/9€72k€67k▼
Amounts payable within one year42/48€3.56M€6.88M▲
Current portion of amounts payable after more than one year42€1.03M€1.95M▲
Trade debts44€1.16M€3.29M▲
Suppliers440/4€1.16M€3.29M▲
Taxes, remuneration and social security45€1.28M€287k▼
Taxes450/3€1.28M€287k▼
Other amounts payable47/48€90k€1.34M▲
Accrued charges and deferred income492/3€351k€460k▲
Income statement
Code20242025
Operating income70/76A€7.24M€7.09M▼
Turnover70€7.24M€7.09M▼
Operating charges60/66A€3.19M€5.87M▲
Services and other goods61€1.84M€1.93M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€449k€2.58M▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€300k€41k▼
Other operating charges640/8€507k€874k▲
Non-recurring operating charges66A€99k€448k▲
Operating profit (loss)9901€4.05M€1.22M▼
Financial income75/76B€74k€123k▲
Recurring financial income75€50k€123k▲
Income from financial fixed assets750€0-
Income from current assets751€50k€123k▲
Other financial income752/9€0-
Non-recurring financial income76B€25k-
Financial charges65/66B€2.87M€2.38M▼
Recurring financial charges65€2.34M€2.38M▲
Debt charges650€2.26M€2.38M▲
Other financial charges652/9€80k€1k▼
Non-recurring financial charges66B€527k-
Profit (loss) for the period before taxes9903€1.25M€-1.04M▼
Income taxes67/77€1.08M€-116k▼
Taxes670/3€1.08M-
Tax adjustments and reversals of tax provisions77-€116k
Profit (loss) for the period9904€169k€-924k▼
Transfer from tax-exempt reserves789€316k-
Profit (loss) for the period to be appropriated9905€485k€-924k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7.00M€5.76M▼
Profit (loss) brought forward from the previous period14P€6.52M€6.69M▲
Transfer from equity791/2€0-
From reserves792€0-
Transfer to equity691/2€316k-
To other reserves6921€316k-
The notes to these accounts (57 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-924k ▼646%
Net result drops to €-924k, the lowest in the series.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 18 days late
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 13 days late
2023
31-12
Financial
Liquidity times 15current ratio 1.19
Current ratio from 0.08 to 1.19; short-term debt falls from €42.50M to €2.61M.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2019net €5.36M ▲256%
Net result €5.36M, the highest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
28 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Nivelles 831420 Braine-l'AlleudGround area
9.9 ha
Building footprint
2.7 ha
Volume, LiDAR
189,293 m³
2 parcels, Wallonia · tallest building 17.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Franco-Belge(L.L) 228, 7100 La Louvière
since 20122.213.982.636
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55022A0355/00L010 | Wallonia | 9.3 ha | 1 · 2.6 ha | 11.1 m · 2 fl. |
| 25744C0070/00C000 | Wallonia | 6,243 m² | 1 · 750 m² | 17.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
2 parent companiesControl over this companyparent company per the LEI register2
Braine-L'alleud
Braine-L'alleud · indirect · LEI lapsed
controls
Shopping Cora La LouvièreBE 0849.732.767
Recognitions · licences · registrations
Legal Entity Identifier
213800MFP3SBQSMAXR97
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Of 1,280 companies in sector 81100 we hold annual accounts for 677. 229 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-10-2012
Fiscal year end31-12
Abbreviation FR
SC La Louvière
Activities, NACEBEL 2025
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.