COUNTRYBUTE
ActiveSummary
COUNTRYBUTE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €270k and a net result of €20k. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-56
Solvency100=
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 10.68 against 4.19 in 2024; short-term debt: 8.7% and cash: 60.3% of total assets), and 8.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.3%
Return on assets
6.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
85 d early
2023
on the day
2022
62 d early
2021
24 d early
2020
12 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€270k▼ 15.5%
2024 · €320k
2018: €309k
2019: €378k
2020: €381k
2021: €372k
2022: €321k
2023: €312k
2024: €320k
2018 → 2025
Total assets
€296k▼ 28.2%
2024 · €412k
2018: €374k
2019: €415k
2020: €411k
2021: €385k
2022: €350k
2023: €352k
2024: €412k
2018 → 2025
Net result
€20k▼ 73.6%
2024 · €75k
2018: €67k
2019: €69k
2020: €43k
2021: €50k
2022: €34k
2023: €41k
2024: €75k
2018 → 2025
Working capital
€249k▼ 15.5%
2024 · €295k
2018: €308k
2019: €368k
2020: €343k
2021: €338k
2022: €283k
2023: €282k
2024: €295k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€372k-€321k▼ 13.7%€312k▼ 3.0%€320k▲ 2.5%€270k▼ 15.5%
Operating result€67k-€63k▼ 6.4%€40k▼ 37.2%€98k▲ 147%€5k▼ 94.8%
Net result€50k-€34k▼ 32.5%€41k▲ 21.1%€75k▲ 84.8%€20k▼ 73.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €296k
Fixed assets
€21k ▼ 15.1%
Current assets
€275k ▼ 29.1%
Equity and liabilities €296k
Equity
€270k ▼ 15.5%
Debt
€26k ▼ 72.2%
Debt's share of the balance-sheet total falls from 22.5% to 8.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€11k▼
2024 · €107k
Cash flow
€26k▼
2024 · €84k
Current ratio
10.68▲
2024 · 4.19
Debt to equity
0.10▼
2024 · 0.29
ROE
7.3%▼
2024 · 23.5%
ROA
6.7%▼
2024 · 18.2%
Interest coverage
1.06▼
2024 · 35.75
Debt ≤ 1 year
€26k▼
2024 · €93k
Income taxes
€5k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€412k€296k▼
Fixed assets21/28€24k€21k▼
Tangible fixed assets22/27€24k€21k▼
Land and buildings22€17k€14k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26-€3k
Financial fixed assets28€500€0▼
Current assets29/58€388k€275k▼
Amounts receivable within one year40/41€48k€16k▼
Trade receivables40€47k€0▼
Other amounts receivable41€2k€16k▲
Current investments50/53€273k€80k▼
Cash at bank and in hand54/58€65k€178k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€412k€296k▼
Equity10/15€320k€270k▼
Contributions10/11€6k€6k=
Reserves13€313k€264k▼
Distributable reserves133€313k€264k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€93k€26k▼
Amounts payable within one year42/48€93k€26k▼
Financial debts43€984€984=
Credit institutions430/8€984€984=
Trade debts44€717€1k▲
Suppliers440/4€717€1k▲
Advances received on contracts in progress46-€1k
Taxes, remuneration and social security45€23k€22k▼
Taxes450/3€23k€19k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€68k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€6k▼
Other operating charges640/8€688€1k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€107k€13k▼
Operating profit (loss)9901€98k€5k▼
Financial income75/76B€11k€30k▲
Recurring financial income75€11k€30k▲
Financial charges65/66B€3k€11k▲
Recurring financial charges65€3k€11k▲
Profit (loss) for the period before taxes9903€106k€25k▼
Income taxes67/77€31k€5k▼
Profit (loss) for the period9904€75k€20k▼
Profit (loss) for the period to be appropriated9905€75k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€20k▼
Transfer from equity791/2€67k€69k▲
Transfer to equity691/2€75k€20k▼
To other reserves6921€75k€20k▼
Profit to be distributed694/7€67k€69k▲
Return on contributions (dividend)694€67k€69k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €20k ▼73.6%
Net result drops to €20k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 10.68
Current ratio from 4.19 to 10.68; short-term debt falls from €93k to €26k.
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €75k ▲84.8%
Operating result €98k, net result €75k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 28.76
Current ratio from 12.53 to 28.76; short-term debt falls from €30k to €12k.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2013
09-04
State Gazette act
Board meeting · Director appointment
Permanent representative · Mandate compensation
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisdreef 342242 ZandhovenGround area
1,111 m²
Building footprint
146 m²
Volume, LiDAR
727 m³
Parcel 11033A0048/00W002, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Countrybute
since 20122.213.706.581
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11033A0048/00W002 | Flanders | 1,111 m² | 1 · 146 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
Shared director
→
Recognitions · licences · registrations
Legal Entity Identifier
967600IHCPHLQVX2BC33
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,631 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2012
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.