Tak 44
ActiveTak 44 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €686k and a net result of €100k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 1457 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
71 d early
2023
21 d early
2022
130 d early
2021
5 d early
2020
53 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€686k▲ 17.1%
2024 · €586k
2018: €369k
2019: €359k
2020: €325k
2021: €371k
2022: €306k
2023: €509k
2024: €586k
2018 → 2025
Net result
€100k▲ 29.6%
2024 · €77k
2018: €187k
2019: €415k
2020: €-34k
2021: €190k
2022: €493k
2023: €203k
2024: €77k
2018 → 2025
Total assets
€704k▲ 10.6%
2024 · €637k
2018: €476k
2019: €809k
2020: €748k
2021: €1.01M
2022: €918k
2023: €571k
2024: €637k
2018 → 2025
Solvency
97.4%▲ 5.4pp
2024 · 92.0%
2018: 77.5%
2019: 44.4%
2020: 43.5%
2021: 36.8%
2022: 33.3%
2023: 89.1%
2024: 92.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€373k€323k▼ 13.5%
Equity€371k-€306k▼ 17.5%€509k▲ 66.5%€586k▲ 15.2%€686k▲ 17.1%
Operating result€261k-€666k▲ 155%€266k▼ 60.1%€97k▼ 63.5%€125k▲ 29.2%
Net result€190k-€493k▲ 159%€203k▼ 58.8%€77k▼ 62.0%€100k▲ 29.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €704k
Equity
€686k▲ 17.1%
Debt
€18k▼ 63.7%
The debt ratio falls from 8.0% to 2.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
97.4%▲
2024 · 92.0%
ROE
14.6%▲
2024 · 13.2%
ROA
14.2%▲
2024 · 12.1%
Debt
€18k▼
2024 · €51k
Debt ≤ 1 year
€18k▲
2024 · €9k
Income taxes
€33k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€637k€704k▲
Current assets29/58€637k€704k▲
Amounts receivable within one year40/41-€61k
Trade receivables40-€61k
Current investments50/53€400k€408k▲
Cash at bank and in hand54/58€155k€206k▲
Deferred charges and accrued income490/1€82k€30k▼
Equity and liabilities
Total equity and liabilities10/49€637k€704k▲
Equity10/15€586k€686k▲
Contributions10/11€6k€6k=
Reserves13€299k€299k=
Non-distributable reserves130/1-€2k
Reserves not available under the articles1311-€2k
Distributable reserves133€299k€298k▼
Profit (loss) carried forward14€280k€380k▲
Amounts payable17/49€51k€18k▼
Amounts payable within one year42/48€9k€18k▲
Trade debts44-€516
Suppliers440/4-€516
Taxes, remuneration and social security45€9k€18k▲
Taxes450/3€9k€18k▲
Accrued charges and deferred income492/3€42k-
Income statement
Code20242025
Turnover70€373k€323k▼
Non-recurring operating income76A€3k-
Goods, raw materials, services and sundry goods60/61€278k€197k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70-
Other operating charges640/8€1k€400▼
Gross operating margin9900€98k€126k▲
Operating profit (loss)9901€97k€125k▲
Financial income75/76B€6k€8k▲
Recurring financial income75€6k€8k▲
Financial charges65/66B€72€205▲
Recurring financial charges65€72€205▲
Profit (loss) for the period before taxes9903€103k€133k▲
Income taxes67/77€26k€33k▲
Profit (loss) for the period9904€77k€100k▲
Profit (loss) for the period to be appropriated9905€77k€100k▲
Appropriation of the result
Profit (loss) to be appropriated9906€280k€380k▲
Profit (loss) brought forward from the previous period14P€203k€280k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity times 31current ratio 49.88
Current ratio from 1.60 to 49.88; short-term debt falls from €567k to €11k.
31-12
Financial
Equity above €500kEq €509k ▲66.5%
3 profitable years in a row build equity to €509k.
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €493k ▲159%
Operating result €666k, net result €493k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €190k
Net result €190k after one loss-making year.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-34k ▼108%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 43current ratio 104.26
Current ratio from 2.44 to 104.26; short-term debt falls from €331k to €7k.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
11-09-2025
Johan VANDENBERGHE: Resigned as Managing director
16-07-2021
KIMPE Ann: Resigned as Director
16-07-2021
SNYDERS Patrick: Resigned as Director
28-12-2015
Johan D'hoedt: Resigned as Director
28-12-2015
Johan D'hoedt: Resigned as Managing director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bischoffsheimlaan 331000 BrusselGround area
1,284 m²
Building footprint
1,036 m²
Volume, LiDAR
19,795 m³
Parcel 21803C0382/00G000, Brussels · tallest building 26.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Tak 44 - Branche 44
since 20122.213.140.122
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0382/00G000 | Brussels | 1,284 m² | 1 · 1,036 m² | 26.4 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
4 connected companiesNetwork connections
Shared address
→
Shared address
→
Shared address
→
Shared address
→
Recognitions · licences · registrations
Legal Entity Identifier
529900GVTDCS6I09QF37
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Of 4,670 companies in sector 66220 we hold annual accounts for 3,216. 2,416 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2012
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.