De Verwondering
ActiveDe Verwondering has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €364k and a net result of €32k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 7683 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +42 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+43
Solvency100▲+2
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.55 against 1.91 in 2024), and 20.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.4%
Return on assets
6.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
22 d late
2023
30 d late
2022
on the day
2021
30 d early
2020
24 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€364k▲ 9.5%
2024 · €332k
2018: €305k
2019: €320k
2020: €337k
2021: €316k
2022: €357k
2023: €375k
2024: €332k
2018 → 2025
Total assets
€458k▲ 6.1%
2024 · €432k
2018: €398k
2019: €329k
2020: €408k
2021: €468k
2022: €431k
2023: €457k
2024: €432k
2018 → 2025
Net result
€32k
2024 · €-43k
2018: €19k
2019: €15k
2020: €17k
2021: €29k
2022: €41k
2023: €18k
2024: €-43k
2018 → 2025
Working capital
€147k▲ 60.8%
2024 · €91k
2018: €168k
2019: €153k
2020: €148k
2021: €125k
2022: €133k
2023: €109k
2024: €91k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€316k-€357k▲ 12.9%€375k▲ 5.1%€332k▼ 11.5%€364k▲ 9.5%
Operating result€44k-€61k▲ 40.4%€27k▼ 55.5%€-43k€35k
Net result€29k-€41k▲ 41.5%€18k▼ 55.3%€-43k€32k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €35k after a loss of €43k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €458k
Fixed assets
€217k▼ 9.9%
Current assets
€241k▲ 26.2%
Equity and liabilities €458k
Equity
€364k▲ 9.5%
Debt
€94k▼ 5.4%
The debt ratio falls from 23.1% to 20.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€62k▲
2024 · €-16k
Cash flow
€59k▲
2024 · €-16k
Solvency
79.4%▲
2024 · 76.9%
Current ratio
2.55▲
2024 · 1.91
Quick ratio
2.55▲
2024 · 1.91
Debt / equity
0.26▼
2024 · 0.30
ROE
8.7%▲
2024 · -13.0%
ROA
6.9%▲
2024 · -10.0%
Interest coverage
612.98▲
2024 · -153.29
Debt
€94k▼
2024 · €100k
Debt ≤ 1 year
€94k▼
2024 · €100k
Income taxes
€3k▲
2024 · €119
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€432k€458k▲
Fixed assets21/28€241k€217k▼
Intangible fixed assets21-€3k
Tangible fixed assets22/27€241k€214k▼
Land and buildings22€191k€180k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€46k€32k▼
Current assets29/58€191k€241k▲
Amounts receivable within one year40/41€187k€178k▼
Trade receivables40€187k€178k▼
Cash at bank and in hand54/58€1k€61k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€432k€458k▲
Equity10/15€332k€364k▲
Contributions10/11€20k€20k=
Reserves13€249k€281k▲
Distributable reserves133€249k€281k▲
Profit (loss) carried forward14€63k€63k=
Amounts payable17/49€100k€94k▼
Amounts payable within one year42/48€100k€94k▼
Trade debts44€2k€630▼
Suppliers440/4€2k€630▼
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48€89k€84k▼
Accrued charges and deferred income492/3€10-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k▼
Other operating charges640/8€246€107▼
Gross operating margin9900€-15k€62k▲
Operating profit (loss)9901€-43k€35k▲
Financial income75/76B€159€2▼
Recurring financial income75€159€2▼
Financial charges65/66B€103€102▼
Recurring financial charges65€103€102▼
Profit (loss) for the period before taxes9903€-43k€35k▲
Income taxes67/77€119€3k▲
Profit (loss) for the period9904€-43k€32k▲
Profit (loss) for the period to be appropriated9905€-43k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€94k▲
Profit (loss) brought forward from the previous period14P€106k€63k▼
Transfer to equity691/2-€32k
To other reserves6921-€32k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
03-07
State Gazette act
Incorporation · Founder
Founding capital · Director appointment
2025
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €-43k ▼336%
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €41k ▲41.5%
Operating result €61k, net result €41k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Liquidity times 7current ratio 18.66
Current ratio from 2.80 to 18.66; short-term debt falls from €93k to €9k.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2024
Resigned as Director
28-12-2023
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spoorwegstraat 24C1540 PajottegemGround area
1,451 m²
Building footprint
181 m²
Parcel 23032H0207/00V000, Flanders. Linked by address, not a title deed.
1 establishment unit
De Verwondering
since 20122.206.227.287
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23032H0207/00V000 | Flanders | 1,451 m² | 1 · 181 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
4 connected companiesNetwork connections
Shared director
→
Shared director
→
Shared director
→
Shared director
→
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Of 24,424 companies in sector 82990 we hold annual accounts for 9,361. 6,286 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2012
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.