Skip to content

UNODUETRE

Active
Private limited companyfounded 201115 yrs activeKlein Duimpjeslaan(Kok) 5, 8670 Koksijde, BelgiumKBO/BCE: BE 0832.987.696
Summary

UNODUETRE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €605k and a net result of €76k. Equity is growing by ~8.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability83▼-8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 7.33 against 6.6 in 2024; short-term debt: 7% and cash: 11.1% of total assets), and 12.6% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
87.4%
Return on assets
11%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
2 d late
2024
4 d late
2023
1 d early
2022
17 d late
2021
on the day
2020
10 d early
2019
6 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€605k▲ 1.7%
2024 · €595k
2018: €309klowest in 8 years 2019: €382k▲ +23.6% vs 2018 2020: €481k▲ +26.1% vs 2019 2021: €489k▲ +1.6% vs 2020 2022: €564k▲ +15.2% vs 2021 2023: €522k▼ -7.4% vs 2022 2024: €595k▲ +13.9% vs 2023 2025: €605k▲ +1.7% vs 2024highest in 8 years
2018 → 2025
Total assets
€692k▼ 5.4%
2024 · €732k
2018: €590klowest in 8 years 2019: €633k▲ +7.2% vs 2018 2020: €710k▲ +12.2% vs 2019 2021: €821k▲ +15.7% vs 2020highest in 8 years 2022: €733k▼ -10.7% vs 2021 2023: €662k▼ -9.7% vs 2022 2024: €732k▲ +10.5% vs 2023 2025: €692k▼ -5.4% vs 2024
2018 → 2025
Net result
€76k▼ 40.4%
2024 · €128k
2018: €66klowest in 8 years 2019: €73k▲ +10.3% vs 2018 2020: €100k▲ +37.0% vs 2019 2021: €66k▼ -33.4% vs 2020 2022: €74k▲ +12.1% vs 2021 2023: €71k▼ -5.0% vs 2022 2024: €128k▲ +81.2% vs 2023highest in 8 years 2025: €76k▼ -40.4% vs 2024
2018 → 2025
Working capital
€309k▼ 2.0%
2024 · €315k
2018: €155klowest in 8 years 2019: €212k▲ +36.9% vs 2018 2020: €282k▲ +32.9% vs 2019 2021: €279k▼ -1.0% vs 2020 2022: €338k▲ +21.1% vs 2021highest in 8 years 2023: €279k▼ -17.5% vs 2022 2024: €315k▲ +12.8% vs 2023 2025: €309k▼ -2.0% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€489k-€564k▲ 15.2%€522k▼ 7.4%€595k▲ 13.9%€605k▲ 1.7% 2021: €489klowest in 5 years 2022: €564k▲ +15.2% vs 2021 2023: €522k▼ -7.4% vs 2022 2024: €595k▲ +13.9% vs 2023 2025: €605k▲ +1.7% vs 2024highest in 5 years
Operating result€86k-€116k▲ 33.7%€107k▼ 7.5%€111k▲ 4.3%€113k▲ 1.1% 2021: €86klowest in 5 years 2022: €116k▲ +33.7% vs 2021highest in 5 years 2023: €107k▼ -7.5% vs 2022 2024: €111k▲ +4.3% vs 2023 2025: €113k▲ +1.1% vs 2024
Net result€66k-€74k▲ 12.1%€71k▼ 5.0%€128k▲ 81.2%€76k▼ 40.4% 2021: €66klowest in 5 years 2022: €74k▲ +12.1% vs 2021 2023: €71k▼ -5.0% vs 2022 2024: €128k▲ +81.2% vs 2023highest in 5 years 2025: €76k▼ -40.4% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €86k€86kNet result 2021: €66k€66kOperating result 2022: €116k€116kNet result 2022: €74k€74kOperating result 2023: €107k€107kNet result 2023: €71k€71kOperating result 2024: €111k€111kNet result 2024: €128k€128kOperating result 2025: €113k€113kNet result 2025: €76k€76k20212022202320242025€0€50k€100k€150kOperating result 2023: €107k€107kNet result 2023: €71k€71kOperating result 2024: €111k€111kNet result 2024: €128k€128kOperating result 2025: €113k€113kNet result 2025: €76k€76k202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €692k
Fixed assets €335k ▼ 7.1%
Current assets €357k ▼ 3.7%
Equity and liabilities €692k
Equity €605k ▲ 1.7%
Debt €87k ▼ 36.3%
Debt's share of the balance-sheet total falls from 18.7% to 12.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€146k▲
2024 · €137k
Cash flow
€110k▼
2024 · €153k
Current ratio
7.33▲
2024 · 6.60
Debt to equity
0.14▼
2024 · 0.23
ROE
12.6%▼
2024 · 21.6%
ROA
11.0%▼
2024 · 17.5%
Interest coverage
79.46▲
2024 · 71.47
Debt ≤ 1 year
€49k▼
2024 · €56k
Debt > 1 year
€38k▼
2024 · €81k
Income taxes
€38k▼
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€732k€692k▼
Fixed assets21/28€361k€335k▼
Tangible fixed assets22/27€361k€335k▼
Land and buildings22€308k€294k▼
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€43k€31k▼
Other tangible fixed assets26€8k€7k▼
Current assets29/58€371k€357k▼
Amounts receivable after more than one year29€107k€57k▼
Other amounts receivable291€107k€57k▼
Amounts receivable within one year40/41€3k€13k▲
Other amounts receivable41€3k€13k▲
Current investments50/53€63k€209k▲
Cash at bank and in hand54/58€197k€77k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€732k€692k▼
Equity10/15€595k€605k▲
Contributions10/11€6k€6k=
Revaluation surpluses12€8k€8k=
Reserves13€581k€591k▲
Distributable reserves133€581k€591k▲
Amounts payable17/49€137k€87k▼
Amounts payable after more than one year17€81k€38k▼
Financial debts170/4€81k€38k▼
Amounts payable within one year42/48€56k€49k▼
Current portion of amounts payable after more than one year42€42k€42k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€13k-
Taxes450/3€13k-
Other amounts payable47/48-€4k
Accrued charges and deferred income492/3-€31
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€33k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€138k€148k▲
Operating profit (loss)9901€111k€113k▲
Financial income75/76B€81k€3k▼
Recurring financial income75€81k€3k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€191k€114k▼
Income taxes67/77€62k€38k▼
Profit (loss) for the period9904€128k€76k▼
Profit (loss) for the period to be appropriated9905€128k€76k▼
Appropriation of the result
Profit (loss) to be appropriated9906€128k€76k▼
Transfer from equity791/2€56k€66k▲
Transfer to equity691/2€128k€76k▼
To other reserves6921€128k€76k▼
Profit to be distributed694/7€56k€66k▲
Return on contributions (dividend)694€56k€66k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€19k€19k€25k€33k▲ 31.8%
Other operating charges640/8-€2k€2k€2k€2k▲ 27.7%
Gross operating margin9900€104k€136k€128k€138k€148k▲ 7.0%
Operating profit (loss)9901€86k€116k€107k€111k€113k▲ 1.1%
Financial income75/76B-€4k€2k€81k€3k▼ 95.8%
Recurring financial income75€11k€4k€2k€81k€3k▼ 95.8%
Financial charges65/66B-€7k€745€2k€2k▼ 4.0%
Recurring financial charges65€6k€7k€745€2k€2k▼ 4.0%
Profit (loss) for the period before taxes9903€92k€113k€108k€191k€114k▼ 40.1%
Income taxes67/77€26k€38k€38k€62k€38k▼ 39.4%
Profit (loss) for the period9904€66k€74k€71k€128k€76k▼ 40.4%
Profit (loss) for the period to be appropriated9905€66k€74k€71k€128k€76k▼ 40.4%
Line20212022202320242025Change
Assets
Total assets20/58€821k€733k€662k€732k€692k▼ 5.4%
Fixed assets21/28€372k€359k€341k€361k€335k▼ 7.1%
Tangible fixed assets22/27€372k€359k€341k€361k€335k▼ 7.1%
Land and buildings22-€336k€322k€308k€294k▼ 4.6%
Plant, machinery and equipment23-€2k€2k€1k€3k▲ 180%
Furniture and vehicles24-€10k€8k€43k€31k▼ 27.8%
Other tangible fixed assets26-€11k€10k€8k€7k▼ 16.7%
Current assets29/58€449k€374k€321k€371k€357k▼ 3.7%
Amounts receivable after more than one year29-€207k€157k€107k€57k▼ 46.7%
Other amounts receivable291-€207k€157k€107k€57k▼ 46.7%
Amounts receivable within one year40/41€41k€36k-€3k€13k▲ 311%
Other amounts receivable41-€36k-€3k€13k▲ 311%
Current investments50/53€48k€59k€70k€63k€209k▲ 232%
Cash at bank and in hand54/58€358k€68k€91k€197k€77k▼ 60.8%
Deferred charges and accrued income490/1-€4k€2k€2k€2k▲ 1.6%
Equity and liabilities
Total equity and liabilities10/49€821k€733k€662k€732k€692k▼ 5.4%
Equity10/15€489k€564k€522k€595k€605k▲ 1.7%
Contributions10/11-€6k€6k€6k€6k=
Revaluation surpluses12-€8k€8k€8k€8k=
Reserves13€475k€550k€508k€581k€591k▲ 1.8%
Distributable reserves133-€550k€508k€581k€591k▲ 1.8%
Profit (loss) carried forward14€700-----
Amounts payable17/49€332k€170k€140k€137k€87k▼ 36.3%
Amounts payable after more than one year17€161k€134k€98k€81k€38k▼ 52.4%
Financial debts170/4-€134k€98k€81k€38k▼ 52.4%
Amounts payable within one year42/48€170k€36k€42k€56k€49k▼ 13.4%
Current portion of amounts payable after more than one year42-€35k€35k€42k€42k▲ 1.5%
Trade debts44€2k€148€1k€2k€3k▲ 53.3%
Suppliers440/4-€148€1k€2k€3k▲ 53.3%
Taxes, remuneration and social security45-€943€5k€13k--
Taxes450/3-€943€5k€13k--
Other amounts payable47/48--€2-€4k-
Accrued charges and deferred income492/3-€466--€31-
Line20212022202320242025Change
Profit (loss) for the period9904€66k€74k€71k€128k€76k▼ 40.4%
+ Depreciation and write-downs630€14k€19k€19k€25k€33k▲ 31.8%
Operating cash flow (approximation)€80k€93k€90k€153k€110k▼ 28.6%
Investment in fixed assets (approximation)-€-6k€-1k€-44k€-8k▲ 82.8%
Change in cash-€-291k€23k€106k€-120k▼ 213%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Sign in to download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
02-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
04-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial Highest result since 2018net €128k ▲81.2%
Net result €128k, the highest in the series.
30-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
17-02
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
30-06
Financial Liquidity quadruplescurrent ratio 10.45
Current ratio from 2.65 to 10.45; short-term debt falls from €170k to €36k.
30-06
Financial Equity above €500kEq €564k ▲15.2%
5 profitable years in a row build equity to €564k.
31-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Show earlier events
2017
02-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
2015
26-10
State Gazette act Board meeting · Director appointment
Permanent representative
26-10
State Gazette act Board meeting · Director appointment
Permanent representative
26-10
State Gazette act Board meeting · Director appointment
Permanent representative · Clause
26-10
State Gazette act Board meeting · Permanent representative
Director appointment
2014
20-10
State Gazette act Board meeting · Director appointment
Permanent representative · Replaces previous publications
2013
08-07
State Gazette act Board meeting · Director resignation
Director appointment · Permanent representative
08-07
State Gazette act Board meeting · Director resignation
Director appointment · Permanent representative
2012
04-07
State Gazette act Board meeting · Director resignation
Director appointment · Permanent representative
04-07
State Gazette act Board meeting · Director resignation
Director appointment · Permanent representative
2011
07-06
State Gazette act Board meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
403 m²
Building footprint
113 m²
Volume, LiDAR
685 m³
Parcel 38342G0930/00D002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UNODUETRE
Klein Duimpjeslaan(Kok) 5, 8670 KoksijdeFinancial service activities, except insurance and pension funding
since 20112.195.443.758
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38342G0930/00D002 Flanders 403 m² 1 · 113 m² 10.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Identification & contact

Identification
Legal formPrivate limited company
Founded20-01-2011
Fiscal year end30-06

Scores and ratios are computed by Checked and are not a credit decision.