DEKONINCK INVEST · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

DEKONINCK INVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.25M and a net result of €239k. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 1216 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

2 signals · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-03. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-03-2025	31-10-2025	30-10-2025	1 d early	2025-00562432
31-03-2024	31-10-2024	29-10-2024	2 d early	2024-00524574
31-03-2023	31-10-2023	31-10-2023	on the day	2023-00507890
31-03-2022	31-10-2022	23-11-2022	23 d late	2022-20525725
31-03-2021	31-10-2021	28-10-2021	3 d early	2021-74500421
31-03-2020	31-10-2020	23-11-2020	23 d late	2020-71600128
31-03-2019	31-10-2019	26-11-2019	26 d late	2019-74300442
31-03-2018	31-10-2018	12-11-2018	12 d late	2018-72000363
31-03-2017	31-10-2017	30-11-2017	30 d late	2017-71000359
31-03-2016	31-10-2016	17-11-2016	17 d late	2016-68000332

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2010, 16 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€1.25M+23.5%

Net result€239k-27.7%

Total assets€1.97M+5.2%

Solvency63.7%+9.5pp

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 30-10-2025 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~26.9%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	63.7%	47.1%	better than 64% of 1216 sector peers
Net result	€239k	€43k	better than 92% of 1215 sector peers
Equity	€1.25M	€85k	better than 95% of 1216 sector peers
Gross operating margin	€450k	€70k	better than 95% of 1212 sector peers
Total assets	€1.97M	€211k	better than 95% of 1216 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P64

Improving position over 2020-2025 · n=371-3146

Net result P92

Stable position over 2020-2025 · n=370-3142

Equity P95

Stable position over 2020-2025 · n=371-3147

Gross operating margin P95

Stable position over 2020-2025 · n=368-3139

Describes the position versus peers, not a forecast.

Net profit

€239k

-27.7% 19-25

Total assets

€1.97M

+5.2% 19-25

Equity

€1.25M

+23.5% 19-25

Income taxes

€105k

-28.7% 19-25

Debt

€715k

-16.5% 19-25

Debt ≤ 1y

€551k

+34.1% 19-25

Debt > 1y

€141k

-67.1% 19-25

Solvency

63.7%

+17.5% 19-25

Show 2 other metrics

ROE

19.1%

-41.5% 19-25

ROA

12.1%

-31.3% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	n/a
EBITDA	n/a
Net profit	€239k
Cash flow	n/a
Staff costs	-
Income taxes	€105k
Dividends	-
Total assets	€1.97M
Equity	€1.25M
Debt	€715k
of which ≤ 1y	€551k
of which > 1y	€141k
Working capital	n/a
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	63.7%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	12.1%
ROE	19.1%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2025

Assets

Fixed assets €934k · 47.5% Current assets €1.03M · 52.5%

Equity & liabilities

Equity €1.25M · 63.7% Debt €715k · 36.4%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.97M
Fixed assets	21/28	€934k
Tangible fixed assets	22/27	€934k
Current assets	29/58	€1.03M
Amounts receivable within one year	40/41	€335
Investments	50/53	€994k
Cash & bank	54/58	€38k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.97M
Equity	10/15	€1.25M
Contributions / capital	10/11	€150k
Reserves	13	€1.10M
Amounts payable	17/49	€715k
Amounts payable after one year	17	€141k
Amounts payable within one year	42/48	€551k
Trade debts payable within one year	44	€16k
Income statement
Gross operating margin	9900	€450k
Operating result	9901	€374k
Financial charges	65	€30k
Result before taxes	9903	€344k
Income taxes	67/77	€105k
Net result for the period	9904	€239k
Result to be appropriated	9905	€239k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Directors

Directors & mandates

1 director

4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.

Current directors & mandates

Dekoninck Frederik
Director
State Gazette act 23444800 (04-12-2023)

Current
29-11-2023 → present
2 events
- 29-11-2023 Resigned· Director
- 29-11-2023 Appointed· Director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Activiteiten van holdings(64210)
Legal form	Private limited company(610)
Incorporation	17-03-2010
Status	Active
Postal code	8880

Structure & network

Connections & network

1 connected company

Group structure

Dekoninck Chape & Isolatie

We sit on their board · 1 location

→

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

1 party

DEKONINCK INVESTBE 0824.111.208

controls

Where this company holds controlthis company sits on their board1

Dekoninck Chape & Isolatie

1 location

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

DEKONINCK INVEST

Papestraat 59, 8880 LedegemManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.

since 20102.187.004.758

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area3,518 m²

Buildings1

Building footprint280 m²

Volume (LiDAR)1,347 m³

Tallest building8.0 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
36010D0681/00T000	Flanders	3,518 m²	1 · 280 m²	8.0 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 act

All acts · 1 updated 2 years ago

2023

04-12-2023 1 director appointed, 1 resigning, 1 reappointed Director changes·Brecht REYNTJENS

Dekoninck Frederik, Bestuurder
DEKONINCK, Frederik, Bestuurder
HUYGHE, Annelies Rosa, Bestuurder

Notary: Brecht REYNTJENS · Wingene

Original publication ↗

Analysis

Financial profile

4 of 5 axes measured

92 / 100

Strong profile, led by stability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -

Profitability 95

Solvency 96

Growth 78

Stability 100

Credit advice

verdict per customer and amount

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We hold annual accounts for 5,579 of the 24,683 companies in this sector. 2,680 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Holdings64200Activiteiten van holdings64210Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, neg82990

Primary activity highlighted.

Names & trade names

Legal nameNL

DEKONINCK INVEST

Registered office

Papestraat 59

8880 Ledegem, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.