DELGROUP INVEST

Active

Private limited companyfounded 20233 yrs activeChaussée de Mons 18, 1400 Nivelles, BelgiumKBO/BCE: BE 0804.895.508

Summary

DELGROUP INVEST has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €149k and a net result of €67k. Its solvency ranks better than 38% of 59 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (very low).

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Checked score

Score 2026

66 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability71▼-20

Solvency55▲+12

Growth75

Track record94

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €9k at 30 days acceptable

Liquidity short (current ratio 0.62 against 2.26 in 2024; short-term debt: 65.9% and cash: 24.5% of total assets), and 70.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2026

Solvency, return and age of the figures

Solvency

29.6%

Return on assets

13.4%

Age of the figures

6 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 01-09-2026, 60 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2026

60 d early

2024

30 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2026, full schema

Turnover

€150k▲ 14.3%

2024 · €131k

2024: €131k

2024 → 2026

EBIT margin

75.8%▲ 10.8pp

2024 · 65.0%

2024: 65.0%

2024 → 2026

Net result

€67k▲ 8.8%

2024 · €62k

2024: €62k

2024 → 2026

Working capital

€-128k

2024 · €82k

2024: €82k

2024 → 2026

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242026Trend

Turnover€131k-€150k▲ 14.3%

Equity€82k-€149k▲ 82.3%

Operating result€85k-€114k▲ 33.4%

Net result€62k-€67k▲ 8.8%

Result per fiscal year

Operating resultNet result

The operating result is €114k in 2026, compared with €85k in 2024. Comparable figures for the intervening years are unavailable.

Balance-sheet composition

2026 in colour, 2024 as the grey bar beneath

Assets €505k

59.5%

40.5%

Fixed assets €300k =

Current assets €205k ▲ 38.8%

Equity and liabilities €505k

29.6%

70.4%

Equity €149k ▲ 82.3%

Debt €355k ▼ 2.8%

Debt's share of the balance-sheet total falls from 81.7% to 70.4%. Equity is higher and debt is lower.

Key figures and ratios

2026 value · change against 2024

Current ratio

0.62▼

2024 · 2.26

Debt to equity

2.38▼

2024 · 4.46

ROE

45.1%▼

2024 · 75.6%

ROA

13.4%▼

2024 · 13.9%

Debt ≤ 1 year

€332k▲

2024 · €65k

Income taxes

€22k▼

2024 · €23k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2026 against 2024 · 48 lines

Balance sheet Code20242026

Assets

Total assets20/58€447k€505k▲

Fixed assets21/28€300k€300k=

Financial fixed assets28€300k€300k=

Affiliated companies280/1€300k€300k=

Participating interests280€300k€300k=

Current assets29/58€147k€205k▲

Amounts receivable within one year40/41€240€81k▲

Other amounts receivable41€240€81k▲

Cash at bank and in hand54/58€147k€124k▼

Equity and liabilities

Total equity and liabilities10/49€447k€505k▲

Equity10/15€82k€149k▲

Contributions10/11€20k€20k=

Reserves13€60k€129k▲

Non-distributable reserves130/1€60k-

Financial assistance1313€60k-

Distributable reserves133-€129k

Profit (loss) carried forward14€2k-

Amounts payable17/49€365k€355k▼

Amounts payable after more than one year17€300k-

Other amounts payable178/9€300k-

Amounts payable within one year42/48€65k€332k▲

Financial debts43-€7k

Credit institutions430/8-€7k

Trade debts44€40k€4k▼

Suppliers440/4€40k€4k▼

Taxes, remuneration and social security45€25k€2k▼

Taxes450/3€25k€2k▼

Other amounts payable47/48-€320k

Accrued charges and deferred income492/3-€23k

Income statement Code20242026

Operating income70/76A€131k€150k▲

Turnover70€131k€150k▲

Operating charges60/66A€46k€36k▼

Services and other goods61€44k€36k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-

Other operating charges640/8€772€500▼

Operating profit (loss)9901€85k€114k▲

Financial charges65/66B€71€24k▲

Recurring financial charges65€71€24k▲

Debt charges650€71€24k▲

Profit (loss) for the period before taxes9903€85k€90k▲

Income taxes67/77€23k€22k▼

Taxes670/3€23k€22k▼

Profit (loss) for the period9904€62k€67k▲

Profit (loss) for the period to be appropriated9905€62k€67k▲

Appropriation of the result

Profit (loss) to be appropriated9906€62k€69k▲

Profit (loss) brought forward from the previous period14P-€2k

Transfer to equity691/2€60k€69k▲

To other reserves6921€60k€69k▲

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Gazette 1Filings 2

2026

18-09

State Gazette act Resignations: Amedeo Courcelles (director) and Bernard Courcelles (director)

Appointments: J&JJ GROUP SNC, STRATIFY SRL and BENOVITY SRL · Director discharge · Power of attorney14 facts ▸

General meeting, 31-08-2026
Director resignation, Amedeo Courcelles (director)
Director resignation, Bernard Courcelles (director)
Director discharge, Amedeo Courcelles (director)
Director discharge, Bernard Courcelles (director)
Director appointment, J&JJ GROUP SNC (director)
Director appointment, STRATIFY SRL (director)
Director appointment, BENOVITY SRL (director)
Power of attorney, David Prync
Power of attorney, Ivana Jeanmart
Board meeting, 31-08-2026
Director resignation, Amedeo Courcelles (managing director)
+2 further facts in this act

01-09

NBB filing Annual accounts filed

fiscal year 2026 · full schema

31-03

Financial Equity above €100kEq €149k ▲82.3%

2 profitable years in a row build equity to €149k.

2025

01-07

NBB filing Annual accounts filed

fiscal year 2024 · unclassified schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

under verification, no change since 2026

This board is reconstructed from a single act (26117646). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.

BENOVITY

Director · since 31-08-2026 · Private limited company · perm. rep.: Paul Moreau

Current

J & JJ GROUP

Director · since 31-08-2026 · General partnership · perm. rep.: Gilles Verleyen

Current

STRATIFY

Director · since 31-08-2026 · Private limited company (pre-2019) · perm. rep.: Martin Zanchetta

Current

31-08-2026 BENOVITY: Appointed as Director

31-08-2026 J & JJ GROUP: Appointed as Director

31-08-2026 STRATIFY: Appointed as Director

31-08-2026 Amedeo Courcelles: Resigned as Director

31-08-2026 Amedeo Courcelles: Resigned as Managing director

Full history in the Timeline (7 changes) →

Location & real-estate footprint

Registered office, Nivelles · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chaussée de Mons 181400 Nivelles

Ground area

1,567 m²

Building footprint

579 m²

Volume, LiDAR

3,113 m³

Parcel 25783E0243/00A002, Wallonia · tallest building 15.0 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

DELGROUP INVEST

Chaussée de Mons 18, 1400 NivellesBusiness consulting

since 20232.348.968.232

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25783E0243/00A002	Wallonia	1,567 m²	1 · 579 m²	15.0 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Articles of association

Who signs

Each director alone

according to the deed of 18-09-2026

Structure & network

Connections & network

6 connected companies

Shared directors

Linked via shared directors

DELHEUSY

Shared corporate director

→

DELIEGE INVEST

Shared corporate director

→

DELNIVELLES

Shared corporate director

→

GMP HEUSY

Shared corporate director

→

Show 2 more companies with a shared director

GMP NIVELLES

Shared corporate director

→

REDPHARMA

Shared corporate director

→

Similar companies · same sector, comparable size

EST

BE 0450.459.486

Nieuwpoort · Eq €149,437

WEL'COM

BE 0719.833.040

Chaumont-Gistoux · Eq €149,461

Antwerpen · Eq €149,482

TDF CONSULTING

BE 0787.594.963

Hamme (Vl.) · Eq €149,409

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,829 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded18-08-2023

Fiscal year end31-03

Activities, NACEBEL 2025

70200Business and other management consultancy

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.