FILOVEST
ActiveSummary
FILOVEST has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178k and a net result of €38k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▼-1
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 15.68 against 3.71 in 2024; short-term debt: 6.3% and cash: 58.9% of total assets), and 6.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.7%
Return on assets
20%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€178k▲ 27.1%
2024 · €140k
2023: €102klowest in 3 years
2024: €140k▲ +37.1% vs 2023
2025: €178k▲ +27.1% vs 2024highest in 3 years
2023 → 2025
Total assets
€190k▲ 1.6%
2024 · €187k
2023: €159klowest in 3 years
2024: €187k▲ +17.6% vs 2023
2025: €190k▲ +1.6% vs 2024highest in 3 years
2023 → 2025
Net result
€38k▼ 4.3%
2024 · €40k
2023: €102khighest in 3 years
2024: €40k▼ -61.1% vs 2023
2025: €38k▼ -4.3% vs 2024lowest in 3 years
2023 → 2025
Working capital
€175k▲ 37.8%
2024 · €127k
2023: €86klowest in 3 years
2024: €127k▲ +48.3% vs 2023
2025: €175k▲ +37.8% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€102k-€140k▲ 37.1%€178k▲ 27.1%
2023: €102klowest in 3 years
2024: €140k▲ +37.1% vs 2023
2025: €178k▲ +27.1% vs 2024highest in 3 years
Operating result€132k-€51k▼ 61.6%€50k▼ 0.8%
2023: €132khighest in 3 years
2024: €51k▼ -61.6% vs 2023
2025: €50k▼ -0.8% vs 2024lowest in 3 years
Net result€102k-€40k▼ 61.1%€38k▼ 4.3%
2023: €102khighest in 3 years
2024: €40k▼ -61.1% vs 2023
2025: €38k▼ -4.3% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 1% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€2k ▼ 80.4%
Current assets
€187k ▲ 7.6%
Equity and liabilities €190k
Equity
€178k ▲ 27.1%
Debt
€12k ▼ 74.5%
Debt's share of the balance-sheet total falls from 25.1% to 6.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▼
2024 · €57k
Cash flow
€39k▼
2024 · €46k
Current ratio
15.68▲
2024 · 3.71
Debt to equity
0.07▼
2024 · 0.33
ROE
21.3%▼
2024 · 28.3%
ROA
20.0%▼
2024 · 21.2%
Interest coverage
481.82▲
2024 · 180.24
Debt ≤ 1 year
€12k▼
2024 · €47k
Income taxes
€12k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€187k€190k▲
Fixed assets21/28€13k€2k▼
Intangible fixed assets21€1€0▼
Tangible fixed assets22/27€13k€2k▼
Plant, machinery and equipment23€861€561▼
Furniture and vehicles24€12k€2k▼
Current assets29/58€174k€187k▲
Amounts receivable within one year40/41€34k€72k▲
Trade receivables40€34k€58k▲
Other amounts receivable41€300€14k▲
Current investments50/53€66k€950▼
Cash at bank and in hand54/58€71k€112k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€187k€190k▲
Equity10/15€140k€178k▲
Contributions10/11€2k€2k=
Reserves13-€176k
Distributable reserves133-€176k
Profit (loss) carried forward14€138k-
Amounts payable17/49€47k€12k▼
Amounts payable within one year42/48€47k€12k▼
Trade debts44€10k€5k▼
Suppliers440/4€10k€5k▼
Taxes, remuneration and social security45€35k€7k▼
Taxes450/3€35k€7k▼
Other amounts payable47/48€2k-
Income statement
Code20242025
Non-recurring operating income76A-€825
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€1k▼
Other operating charges640/8€682€736▲
Gross operating margin9900€58k€52k▼
Operating profit (loss)9901€51k€50k▼
Financial income75/76B€1k€3▼
Recurring financial income75€1k€3▼
Financial charges65/66B€318€107▼
Recurring financial charges65€318€107▼
Profit (loss) for the period before taxes9903€52k€50k▼
Income taxes67/77€12k€12k▲
Profit (loss) for the period9904€40k€38k▼
Profit (loss) for the period to be appropriated9905€40k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€140k€176k▲
Profit (loss) brought forward from the previous period14P€100k€138k▲
Transfer to equity691/2-€176k
To other reserves6921-€176k
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €825 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €7k | €1k | ▼ 79.7% |
| Other operating charges640/8 | €1k | €682 | €736 | ▲ 7.9% |
| Gross operating margin9900 | €141k | €58k | €52k | ▼ 9.8% |
| Operating profit (loss)9901 | €132k | €51k | €50k | ▼ 0.8% |
| Financial income75/76B | €89 | €1k | €3 | ▼ 99.8% |
| Recurring financial income75 | €89 | €1k | €3 | ▼ 99.8% |
| Financial charges65/66B | €314 | €318 | €107 | ▼ 66.3% |
| Recurring financial charges65 | €314 | €318 | €107 | ▼ 66.3% |
| Profit (loss) for the period before taxes9903 | €132k | €52k | €50k | ▼ 3.0% |
| Income taxes67/77 | €30k | €12k | €12k | ▲ 1.2% |
| Profit (loss) for the period9904 | €102k | €40k | €38k | ▼ 4.3% |
| Profit (loss) for the period to be appropriated9905 | €102k | €40k | €38k | ▼ 4.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €159k | €187k | €190k | ▲ 1.6% |
| Fixed assets21/28 | €16k | €13k | €2k | ▼ 80.4% |
| Intangible fixed assets21 | €1 | €1 | €0 | ▼ 36.4% |
| Tangible fixed assets22/27 | €16k | €13k | €2k | ▼ 80.4% |
| Plant, machinery and equipment23 | - | €861 | €561 | ▼ 34.9% |
| Furniture and vehicles24 | €16k | €12k | €2k | ▼ 83.7% |
| Current assets29/58 | €142k | €174k | €187k | ▲ 7.6% |
| Amounts receivable within one year40/41 | €32k | €34k | €72k | ▲ 111% |
| Trade receivables40 | €29k | €34k | €58k | ▲ 71.0% |
| Other amounts receivable41 | €3k | €300 | €14k | ▲ 4,657% |
| Current investments50/53 | - | €66k | €950 | ▼ 98.6% |
| Cash at bank and in hand54/58 | €108k | €71k | €112k | ▲ 57.5% |
| Deferred charges and accrued income490/1 | €2k | €3k | €2k | ▼ 24.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €159k | €187k | €190k | ▲ 1.6% |
| Equity10/15 | €102k | €140k | €178k | ▲ 27.1% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Reserves13 | - | - | €176k | - |
| Distributable reserves133 | - | - | €176k | - |
| Profit (loss) carried forward14 | €100k | €138k | - | - |
| Amounts payable17/49 | €57k | €47k | €12k | ▼ 74.5% |
| Amounts payable within one year42/48 | €57k | €47k | €12k | ▼ 74.5% |
| Trade debts44 | €8k | €10k | €5k | ▼ 55.5% |
| Suppliers440/4 | €8k | €10k | €5k | ▼ 55.5% |
| Taxes, remuneration and social security45 | €30k | €35k | €7k | ▼ 78.8% |
| Taxes450/3 | €30k | €35k | €7k | ▼ 78.8% |
| Other amounts payable47/48 | €18k | €2k | - | - |
| Accrued charges and deferred income492/3 | €254 | - | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €102k | €40k | €38k | ▼ 4.3% |
| + Depreciation and write-downs630 | €8k | €7k | €1k | ▼ 79.7% |
| Operating cash flow (approximation) | €109k | €46k | €39k | ▼ 15.2% |
| Investment in fixed assets (approximation) | - | €-3k | €9k | ▲ 405% |
| Change in cash | - | €-37k | €41k | ▲ 210% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
07-01
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
2025
31-12
Financial
Weakest financial yearnet €38k ▼4.3%
Net result drops to €38k, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 15.68
Current ratio from 3.71 to 15.68; short-term debt falls from €47k to €12k.
31-12
Financial
Equity above €150kEq €178k ▲27.1%
3 profitable years in a row build equity to €178k.
22-09
State Gazette act
General meeting · Director appointment
Director resignation · Power of attorney
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2022
Ground area
253 m²
Building footprint
68 m²
Volume, LiDAR
500 m³
Parcel 11372D0361/00X000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
FILOVEST
since 20222.334.316.381
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11372D0361/00X000 | Flanders | 253 m² | 1 · 68 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
Shared director
→
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,550 EUR awarded · 2,550 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,550 EUR | 2,550 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500C4FB9O07802960
Similar companies · same sector, comparable size
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,633 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82300Organisation of conventions and trade shows
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.