Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of META GROUP is 4.4% (elevated). The 2024 annual accounts show equity of €26k and a net result of €11k. Equity is growing by ~51.2% per year across the filed fiscal years. Its solvency ranks better than 37% of 3838 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 3 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone4.4%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate region
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
2 signals · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 17 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-05-2025, 73 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 19-05-2025 | 73 d early | 2025-00102453 |
| 31-12-2023 | 31-07-2024 | 23-05-2024 | 69 d early | 2024-00100479 |
| 31-12-2022 | 31-07-2023 | 08-05-2023 | 84 d early | 2023-00087472 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
Turnover€85k+139.1%
EBIT margin19.4%-17.4pp
Net result€11k+228.9%
Working capital€22k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 19-05-2025 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~51.2%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 28.0% | 39.5% | |
| Net result | €11k | €9k | |
| Equity | €26k | €29k | |
| Gross operating margin | €30k | €26k | |
| Staff costs | €0 | €16k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P37
Weakening position over 2022-2024
· n=2276-3838
P54
Stable position over 2022-2024
· n=2270-3834
P47
Improving position over 2022-2024
· n=2281-3843
P53
Improving position over 2022-2024
· n=2264-3831
Describes the position versus peers, not a forecast.
€85k
+139.1%
22-24
€30k
+112.2%
22-24
€11k
+228.9%
22-24
€25k
+447.0%
22-24
€93k
+16.1%
22-24
€26k
+78.5%
22-24
€22k
-
22-24
€0
-
22-24
Show 12 other metrics
€4k
+273.2%
22-24
€67k
+2.3%
22-24
€67k
+2.3%
22-24
1.32
+226.8%
22-24
1.32
+226.8%
22-24
28.0%
+53.7%
22-24
2.58
-42.7%
22-24
44.0%
+84.3%
22-24
12.3%
+183.2%
22-24
13.5%
+37.6%
22-24
35.4%
-11.2%
22-24
43.09
-28.4%
22-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | €85k |
| EBITDA | €30k |
| Net profit | €11k |
| Cash flow | €25k |
| Staff costs | €0 |
| Income taxes | €4k |
| Dividends | - |
| Total assets | €93k |
| Equity | €26k |
| Debt | €67k |
| of which ≤ 1y | €67k |
| of which > 1y | - |
| Working capital | €22k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.32 |
| Quick ratio | 1.32 |
| Working capital ratio | 23.3% |
| Solvency | 28.0% |
| Debt / equity | 2.58 |
| Long-term debt ratio | - |
| Interest coverage | 43.09 |
| Gross margin | 19.3% |
| Net margin | 13.5% |
| ROA | 12.3% |
| ROE | 44.0% |
| EBITDA margin | 35.4% |
| Days sales outstanding | 360d |
| Days payable outstanding | 161d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €93k |
| Fixed assets | 21/28 | €4k |
| Tangible fixed assets | 22/27 | €4k |
| Current assets | 29/58 | €89k |
| Amounts receivable within one year | 40/41 | €85k |
| Cash & bank | 54/58 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €93k |
| Equity | 10/15 | €26k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €23k |
| Amounts payable | 17/49 | €67k |
| Amounts payable within one year | 42/48 | €67k |
| Trade debts payable within one year | 44 | €30k |
| Income statement | ||
| Turnover | 70 | €85k |
| Gross operating margin | 9900 | €30k |
| Operating result | 9901 | €16k |
| Financial income | 75 | €57 |
| Financial charges | 65 | €696 |
| Result before taxes | 9903 | €16k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €11k |
| Result to be appropriated | 9905 | €11k |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed94
/ 100
Excellent
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
7 directorsCurrent directors & mandates
-
Current01-10-2025 → present
Former directors (6)
-
Former01-09-2022 → 01-10-2025
2 events
- 01-10-2025 Resigned· Director
- 01-09-2022 Appointed· Director
-
F.D.S. CONCEPTLegal entityDirector· perm. rep.: Monsieur David SUAREZ Y ARESUState Gazette act 23010599 (23-01-2023)Former- → 01-09-2022
-
Mister BLegal entityDirector· perm. rep.: Monsieur Patrice BARONEState Gazette act 22080886 (07-07-2022)Former01-05-2022 → 01-09-2022
2 events
- 01-09-2022 Resigned· Director
- 01-05-2022 Appointed· Director
-
Former- → 01-09-2022
-
Former- → 01-09-2022
1 further former director in the mandate history. Available in Kantoor S.
See plans →
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Algemene bouw van residentiële gebouwen(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 25-01-2022 |
| Status | Active |
| Postal code | 1030 |
Structure & network
Connections & network
2 connected companiesGroup structure
Sits on the board · 1 subsidiary · 1 location
Control→
Network connections
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control
1 partyControl over this companysits on this company's board1
1 subsidiary · 1 location · open bankruptcy
controls
META GROUPBE 0780.865.935
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opaallaan 31030 SchaarbeekEstablishment units
1 locationAv. F. A. M. Gochet(TAM) 16, 5060 Sambreville
since 20222.329.588.523
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area105 m²
Buildings1
Building footprint92 m²
Volume (LiDAR)1,114 m³
Tallest building14.7 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0150/00G008 | Brussels | 105 m² | 1 · 92 m² | 14.7 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
5 acts Address history · 2
27-10-2025
v3.2
25-09-2024
v3.2
All acts · 5
updated 9 months ago
2025
27-10-2025 Registered office moved from Tamines to Schaerbeek
- Avenue Président Roosevelt 27, 5060 Tamines → Avenue d'Opale 3, 1030 Schaerbeek
Summary:
v3.2
2024
25-09-2024 Registered office moved from Gosselies to TAMINES
- Rue des Emailleries 3, 6041 Gosselies → Avenue Président Roosevelt 27, 5060 TAMINES
Summary:
v3.2
2023
23-01-2023 1 director appointed, 4 resigning
- David SUAREZ Y ARESU, Bestuurder
- S.R.L. Mister B, Bestuurder
- Monsieur Patrice BARONE, Bestuurder
- S.R.L. F.D.S. Concept, Bestuurder
- Monsieur David SUAREZ Y ARESU, Bestuurder
Summary:
v3.2
2022
07-07-2022 1 director appointed, 1 resigning
27-01-2022 Incorporation of a new SRL
Summary:
oprichting
Analysis
Financial profile
5 of 5 axes measured78
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
94
Profitability
98
Solvency
51
Growth
52
Stability
94
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 5,401 of the 29,580 companies in this sector. 4,809 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van andere niet-residentiële gebouwen41203Metselwerk43910Overige gespecialiseerde bouwactiviteiten, neg43990Uitvoeren van metsel- en voegwerken43994Overige gespecialiseerde bouwwerkzaamheden43999Groothandel in bouwmaterialen, algemeen assortiment46731Groothandel in bouwmaterialen, algemeen assortiment46831Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment47521Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521
Primary activity highlighted.
Names & trade names
| Legal nameFR | META GROUP |
Registered office
Opaallaan 3
1030 Schaarbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.