Summary
EPI Company is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €415.45M and a net result of €-71.37M. Equity is growing by ~117.9% per year across the filed fiscal years. Its solvency ranks better than 82% of 2394 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
Checked, nothing found (2)
Financials · fiscal year 2025, full schema
Filed annual accounts As filed with the NBB · 2025 against 2024 · 68 lines
The notes to these accounts (73 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
18-09
State Gazette act
Appointments: Dirk Gyselinck, Gerald Podobnik and 2 othersReappointment: EY Réviseurs d'Entreprises SRL/EY Bedrijfsrevisoren BV (statutory auditor) · Permanent representative: Sarah Dupuis · Resignations: Frantz Ruble (director) and Erik Luts (director)20 facts ▸
- Board meeting, 27-02-2026
- Director appointment, Dirk Gyselinck (director)
- Board meeting, 05-06-2026
- Director appointment, Gerald Podobnik (director)
- General meeting, 25-06-2026
- Director appointment, Pierre-Antoine Vacheron (director)
- Director appointment, Roberto Catanzaro (director)
- Director appointment, Dirk Gyselinck (director)
- Director appointment, Gerald Podobnik (director)
- Auditor reappointment, EY Réviseurs d'Entreprises SRL/EY Bedrijfsrevisoren BV (statutory auditor)
- Permanent representative, Sarah Dupuis (permanent representative)
- Director resignation, Frantz Ruble (director)
- +8 further facts in this act
15-07
State Gazette act
Capital & shares · Statutes amendmentCapital increase · Capital3 facts ▸
- General meeting, 03-07-2026
- Capital increase, €84.689.507,34
- Capital, €753.608.967,06
06-05
State Gazette act
Resignations: Bram Somers (director) and Nils Matthiessen (director)Power of attorney6 facts ▸
- Director resignation, Bram Somers (director)
- Director resignation, Nils Matthiessen (director)
- Power of attorney, Matthias WAUTERS
- Power of attorney, Odile WATTE
- Power of attorney, llian DEPAUW
- Power of attorney, Silke DE GREEF
06-02
State Gazette act
Appointments: Pierre-Antoine Vacheron (director) and Roberto Catanzaro (director)Resignation: Omar Haque (director) · Nbb approval · Power of attorney date8 facts ▸
- Board meeting, 03/06/2025
- Director appointment, Pierre-Antoine Vacheron (director)
- Board meeting, 02/10/2025
- Director appointment, Roberto Catanzaro (director)
- Director resignation, Omar Haque (director)
- Nbb approval, 28/10/2025
- Nbb approval, 06/01/2026
- Power of attorney date, 19/11/2025
16-01
State Gazette act
Permanent representatives: Sarah Dupuis and Jean-François Hubin2 facts ▸
- Permanent representative, Sarah Dupuis (permanent representative)
- Permanent representative, Jean-François Hubin (permanent representative)
02-01
State Gazette act
Capital & shares · Statutes amendmentCapital increase · Capital · Statutes amendment4 facts ▸
- General meeting, 19-12-2025
- Capital increase, €215.004.140,9
- Capital, €668.919.459,72
- Statutes amendment
14-11
State Gazette act
Resignation: Omar Haque (director)1 fact ▸
- Director resignation, Omar Haque (director)
18-07
State Gazette act
Appointments: Omar Haque, Imke Jacob and 2 othersResignations: Torsten Jorgensen, Thomas Ullrich and 2 others · Mandate compensation13 facts ▸
- Board meeting, 28/02/2025
- Director appointment, Omar Haque (director)
- Director resignation, Torsten Jorgensen (director)
- Director appointment, Imke Jacob (director)
- Director resignation, Thomas Ullrich (director)
- General meeting, 24/06/2025
- Director appointment, Bram Somers (director)
- Director resignation, Olivier Onclin (director)
- Director appointment, Thierry Le Marre (director)
- Director resignation, Philippe Aymerich (director)
- Director appointment, Imke Jacob (director)
- Director appointment, Omar Haque (director)
- +1 further facts in this act
02-06
State Gazette act
Appointment: Thierry Le Marre (director)Resignations: Philippe Aymerich (director) and Thomas Ullrich (director) · Power of attorney · Regulatory approval8 facts ▸
- Board meeting, 13-12-2024
- Director appointment, Thierry Le Marre (director)
- Director resignation, Philippe Aymerich (director)
- Director resignation, Thomas Ullrich (director)
- Power of attorney, Matthias WAUTERS
- Power of attorney, Odile WATTÉ
- Power of attorney, Silke DE GREEF
- Regulatory approval, 26-03-2025
07-03
State Gazette act
Appointment: Bram Somers (director)Resignation: Olivier Onclin (director) · Power of attorney · Regulatory approval7 facts ▸
- Board meeting, 27/09/2024
- Director appointment, Bram Somers (director)
- Director resignation, Olivier Onclin (director)
- Power of attorney, Eubelius BV
- Power of attorney, Matthias WAUTERS
- Regulatory approval, 18/02/2025
- Officer role, niet-uitvoerend bestuurder
Show earlier events
14-02
State Gazette act
Resignation: Torsten Hagen Jørgensen (director)1 fact ▸
- Director resignation, Torsten Hagen Jørgensen (director)
15-01
State Gazette act
Resignation: Philippe Aymerich (director)Power of attorney3 facts ▸
- Board meeting, 27/09/2024
- Director resignation, Philippe Aymerich (director)
- Power of attorney, Eubelius BV
05-11
State Gazette act
Resignation: Olivier Onclin (director)Power of attorney2 facts ▸
- Director resignation, Olivier Onclin (director)
- Power of attorney, Eubelius CVBA
24-10
State Gazette act
Capital & sharesCapital increase · Bank account · Capital4 facts ▸
- General meeting, 14-10-2024
- Capital increase, €125.009.381,32
- Bank account, 11 oktober 2024
- Capital, €453.915.318,82
09-10
State Gazette act
Appointments: Philippe Marquetty, Zakaria Moursli and Carlo Van KemenadeResignations: Jean-Paul Mazoyer, Marion Rouso and Manëlle Lichtenberg · Mandate compensation10 facts ▸
- General meeting, 25/06/2024
- Director appointment, Philippe Marquetty (director)
- Director resignation, Jean-Paul Mazoyer (director)
- Director appointment, Zakaria Moursli (director)
- Director resignation, Marion Rouso (director)
- Director resignation, Manëlle Lichtenberg (director)
- Director appointment, Carlo Van Kemenade (director)
- Mandate compensation, Philippe Marquetty
- Mandate compensation, Zakaria Moursli
- Mandate compensation, Carlo Van Kemenade
06-05
State Gazette act
Registered officeRegistered-office move · Power of attorney3 facts ▸
- Board meeting, 12/04/2024
- Registered-office move, De Lignestraat 13, 1000 Brussel (België)
- Power of attorney, Eubelius CVBA
11-03
State Gazette act
Resignation: Marion Rouso (director)Appointment: Zakaria Moursli (director)3 facts ▸
- Board meeting, 22/02/2024
- Director resignation, Marion Rouso (director)
- Director appointment, Zakaria Moursli (director)
05-02
State Gazette act
Appointment: Philippe Marquetty (director)Resignation: Jean-Paul Mazoyer (director)3 facts ▸
- Board meeting, 09/11/2023
- Director appointment, Philippe Marquetty (director)
- Director resignation, Jean-Paul Mazoyer (director)
23-10
State Gazette act
Appointment: Martina Weimert (ceo)2 facts ▸
- Board meeting, 09/09/2021
- Director appointment, Martina Weimert (ceo (persoon belast met het dagelijks bestuur))
24-08
State Gazette act
Appointments: Etienne Goosse, BDO Bedrijfsrevisoren and 16 othersResignations: BDO Bedrijfsrevisoren, BPCE S.A. and 14 others · Permanent representatives: Ignace Robberechts and Jean-François Hubin · Power of attorney42 facts ▸
- General meeting, 27/06/2023
- General meeting, 03/08/2023
- Director appointment, Etienne Goosse (independent director)
- Auditor appointment, BDO Bedrijfsrevisoren (statutory auditor)
- Director resignation, BDO Bedrijfsrevisoren (statutory auditor)
- Permanent representative, Ignace Robberechts
- Power of attorney, Eubelius CVBA
- Power of attorney, EPI Company
- Director resignation, BPCE S.A. (director)
- Director resignation, BNP Paribas S.A. (director)
- Director resignation, Crédit Agricole Payment Services (director)
- Director resignation, Banque Fédérative du Crédit Mutuel (director)
- +30 further facts in this act
31-07
State Gazette act
Permanent representatives: Sébastien Proto and Philippe Aymerich2 facts ▸
- Permanent representative, Sébastien Proto
- Permanent representative, Philippe Aymerich
22-05
State Gazette act
Appointments: ABN AMRO Bank N.V. (director) and Rabo DRB Holding B.V. (director)Permanent representatives: VREUGDENHIL Anna Maria and LICHTENBERG Mariëlle Pauline Johanna · Capital increase · Bank account8 facts ▸
- General meeting, 10/05/2023
- Capital increase, €40.531.875
- Bank account, BNP Paribas Fortis SA/NV
- Capital, €328.905.937,5
- Director appointment, ABN AMRO Bank N.V. (director)
- Permanent representative, VREUGDENHIL Anna Maria
- Director appointment, Rabo DRB Holding B.V. (director)
- Permanent representative, LICHTENBERG Mariëlle Pauline Johanna
12-01
State Gazette act
Appointments: Deutsche Bank AG, Worldline S.A. and 3 othersPermanent representatives: MATTHIESSEN Nils Ole, GRAPINET Gilles and 2 others · Capital increase · Bank account14 facts ▸
- General meeting, 30/12/2022
- Capital increase, €85.048.125
- Bank account, 23/12/2022
- Capital, €288.374.062,5
- Director appointment, Deutsche Bank AG (director)
- Permanent representative, MATTHIESSEN Nils Ole
- Director appointment, Worldline S.A. (director)
- Permanent representative, GRAPINET Gilles
- Director appointment, Nets Denmark AS (director)
- Permanent representative, JØRGENSEN Hagen Torsten
- Director appointment, DZ Bank AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main (director)
- Permanent representative, ULLRICH Thomas
- +2 further facts in this act
28-07
State Gazette act
Permanent representatives: Stefan Hoops, Nils Ole Matthiessen and 11 othersResignation: Stefan Hoops (permanent representative) · Appointment: Nils Ole Matthiessen (permanent representative) · Reappointments: BPCE S.A., BNP Paribas S.A. and 11 others30 facts ▸
- General meeting, 22/06/2022
- Permanent representative, Stefan Hoops
- Director resignation, Stefan Hoops (permanent representative)
- Permanent representative, Nils Ole Matthiessen
- Director appointment, Nils Ole Matthiessen (permanent representative)
- Director reappointment, BPCE S.A. (director)
- Director reappointment, BNP Paribas S.A. (director)
- Director reappointment, Crédit Agricole Payment Services (director)
- Director reappointment, Banque Fédérative du Crédit Mutuel (director)
- Director reappointment, Deutsche Bank AG (director)
- Director reappointment, Deutscher Sparkassen- und Giroverband e.V. (director)
- Director reappointment, KBC Bank NV (director)
- +18 further facts in this act
18-07
State Gazette act
Capital & shares · Purpose · Statutes amendment · Resignations & appointmentsCapital increase · Bank account · Name change6 facts ▸
- General meeting, 08/07/2022
- Capital increase, €166.935.937,5
- Bank account, BNP Paribas Fortis NV
- Name change, EPI Company
- Purpose change, De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, voor eigen rekening of voor rekening van derden, of door deelname van dezen, rechtstr…
- Capital, €203.325.937,5
13-05
State Gazette act
Capital & sharesCapital increase · Bank account · Capital5 facts ▸
- General meeting, 04/05/2022
- Capital increase, €2.015.000
- Bank account, 02/05/2022
- Capital, €36.390.000
- Statutes amendment
21-03
State Gazette act
Resignations: COMMERZBANK Aktiengesellschaft, UniCredit Bank AG and 7 othersPermanent representatives: Dr. Jörg Oliveri del Castillo-Schulz, Jan Kupfer and 18 others · Power of attorney31 facts ▸
- General meeting, 01/03/2022
- Director resignation, COMMERZBANK Aktiengesellschaft (director)
- Permanent representative, Dr. Jörg Oliveri del Castillo-Schulz
- Director resignation, UniCredit Bank AG (director)
- Permanent representative, Jan Kupfer
- Director resignation, DZ BANK AG DEUTSCHE ZENTRALGENOSSENSCHAFTSBANK (director)
- Permanent representative, Thomas Uilrich
- Director resignation, OP Corporate Bank Plc (director)
- Permanent representative, Katja Keitaanniemi
- Director resignation, POWSZECHNA KASA OSZCZĘDNOŚCI BANK POLSKI S.A. (director)
- Permanent representative, Pawel Placzke
- Director resignation, Estugest SA (director)
- +19 further facts in this act
01-12
State Gazette act
Permanent representatives: Marion Rouso and Grégorio Antonio BlancoCorrection3 facts ▸
- Permanent representative, Marion Rouso
- Permanent representative, Grégorio Antonio Blanco
- Correction, POWSZECHNA KASA OSZCZĘDNOŚCI BANK POLSKI S.A., Powszechna Kasa Oszczednosci Bank
20-10
State Gazette act
Permanent representatives: Jean-Yves Forel, Yves Tyrode and 2 others4 facts ▸
- Permanent representative, Jean-Yves Forel
- Permanent representative, Yves Tyrode
- Permanent representative, Jörg Hessenmüller
- Permanent representative, Dr. Jörg Oliveri del Castillo-Schulz
12-08
State Gazette act
Permanent representatives: Michel GANZIN and Jean-Paul MAZOYER2 facts ▸
- Permanent representative, Michel GANZIN
- Permanent representative, Jean-Paul MAZOYER
09-07
State Gazette act
MiscellaneousStatutes amendment2 facts ▸
- General meeting, 24/06/2021
- Statutes amendment
18-05
State Gazette act
Permanent representatives: Sébastien PROTO and Philippe AYMERICH2 facts ▸
- Permanent representative, Sébastien PROTO
- Permanent representative, Philippe AYMERICH
08-02
State Gazette act
Resignation: PATEL Chirag (director)Appointments: Banco De Sabadell S.A. (director) and ASSEFF VON STECHER Magdalena (director) · Permanent representative: PUIGORIOL JUVANTENY Anna · Capital increase10 facts ▸
- General meeting, 29/01/2021
- Capital increase, €1.562.500
- Bank account, 27/01/2021
- Capital, €34.375.000
- Director resignation, PATEL Chirag (director)
- Director appointment, Banco De Sabadell S.A. (director)
- Permanent representative, PUIGORIOL JUVANTENY Anna
- Director appointment, ASSEFF VON STECHER Magdalena (director)
- Mandate compensation, Banco De Sabadell S.A.
- Mandate compensation, ASSEFF VON STECHER Magdalena
15-01
State Gazette act
Permanent representatives: Pinar Abay and Isabel Fernandez2 facts ▸
- Permanent representative, Pinar Abay
- Permanent representative, Isabel Fernandez
06-01
State Gazette act
Appointment: Martina Weimert (interim ceo)2 facts ▸
- Board meeting, 12/11/2020
- Director appointment, Martina Weimert (interim ceo (persoon belast met het dagelijks bestuur))
18-12
State Gazette act
Appointments: Nets Denmark AS, Worldline SA and 3 othersPermanent representatives: JØRGENSEN Hagen Torsten, GRAPINET Gilles and 3 others · Capital increase · Capital15 facts ▸
- General meeting, 14-12-2020
- Capital increase, €7.812.500
- Capital, €32.812.500
- Director appointment, Nets Denmark AS (director)
- Permanent representative, JØRGENSEN Hagen Torsten
- Director appointment, Worldline SA (director)
- Permanent representative, GRAPINET Gilles
- Director appointment, OP Coporate Bank Plc (director)
- Permanent representative, KEITAANNIEMI Katja
- Director appointment, Powszechna Kasa Oszczednosci Bank (director)
- Permanent representative, PLACZKE Pawel
- Director appointment, Sociedad de Bancos Espanoles Para Colaboracion en Pagos (director)
- +3 further facts in this act
09-10
State Gazette act
IncorporationAppointments: RODRIGUEZ RODRIGUEZ Gonzalo Javier, BNP Paribas S.A. and 14 others · Permanent representatives: LABORDE Thierry Alain, FOREL Jean-Yves and 12 others · Founder69 facts ▸
- Incorporation, 02-10-2020
- Founder, Banco Bilbao Vizcaya Argentaria S.A.
- Founder, BNP Paribas S.A.
- Founder, BPCE S.A.
- Founder, CaixaBank Payments & Consumer E.F.C., S.A.U.
- Founder, COMMERZBANK Aktiengesellschaft
- Founder, Crédit Agricole Payment Services
- Founder, Banque Fédérative du Crédit Mutuel
- Founder, DZ BANK AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main
- Founder, Deutsche Bank AG
- Founder, Deutscher Sparkassen- und Giroverband e.V.
- Founder, ING Bank N.V.
- +57 further facts in this act
Directors · office · real estate
26 other directors
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Lignestraat 131000 Brussel1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C1358/00G000 | Brussels | 1,147 m² | 1 · 719 m² | 26.1 m · 6 fl. |
Linked by address, not proof of ownership
Statutory auditor
2 auditors| BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISESCurrent Statutory auditor · represented by Ignace Robberechts | 24-08-2023 → present |
| Ernst et Young Reviseurs d'EntreprisesCurrent Statutory auditor · represented by Sarah Dupuis | 24-08-2023 → present |
Articles of association
Full purpose
De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, voor eigen rekening of voor rekening van derden, of door deelname van dezen, - de oprichting van de EPI HoldCo - de oprichting van de Scheme Entity van het European Payments Initiative ("EPI"); - de oprichting van de technische entiteit van EPI; - de ontwikkeling van een gemeenschappelijke visie op de productontwikkeling en de planning van het EPI project; - de ontwikkeling van een gemeenschappelijke visie op het marketing- en sales traject van het EPI project; - de verfijning van het business model en de business case; - het uitvoeren van de realisaties vereist om de "eerste stappen" te zetten; - het vastleggen van transacties met belangrijke derde partijen. De vennootschap kan alle commerciële, financiële, technologische en andere handelingen verrichten die rechtstreeks of onrechtstreeks verband houden met haar voorwerp of die nuttig zijn om dit voorwerp te vervullen.
Structure & network
Connections & network
11 connected companiesShow 7 more companies with a shared director
Capital and shareholders
- Banco Bilbao Vizcaya Argentaria S.A. 2,500 shares (6.2%)
- BNP Paribas S.A. 2,500 shares (6.2%)
- BPCE S.A. 2,500 shares (6.2%)
- CaixaBank Payments & Consumer E.F.C., S.A.U. 2,500 shares (6.2%)
- COMMERZBANK Aktiengesellschaft 2,500 shares (6.2%)
- Crédit Agricole Payment Services 2,500 shares (6.2%)
- Banque Fédérative du Crédit Mutuel 2,500 shares (6.2%)
- DZ BANK AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main 2,500 shares (6.2%)
- Deutsche Bank AG 2,500 shares (6.2%)
- Deutscher Sparkassen- und Giroverband e.V. 2,500 shares (6.2%)
- ING Bank N.V. 2,500 shares (6.2%)
- KBC Bank NV 2,500 shares (6.2%)
- La Banque Postale S.A. 2,500 shares (6.2%)
- Banco Santander S.A. (BE 0552.522.193) 2,500 shares (6.2%)
- Société Générale S.A. 2,500 shares (6.2%)
- UniCredit Bank AG 2,500 shares (6.2%)
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 15-07-2026 Capital increase of 84,689,507.34 EUR · to 753,608,967.06 EUR · 140,794 new shares
- 02-01-2026 Capital increase of 215,004,140.90 EUR · to 668,919,459.72 EUR
- 24-10-2024 Capital increase of 125,009,381.32 EUR · to 453,915,318.82 EUR · 202,602 new shares
- 22-05-2023 Capital increase of 40,531,875 EUR · to 328,905,937.50 EUR · 69,228 new shares
- 12-01-2023 Capital increase of 85,048,125 EUR · to 288,374,062.50 EUR · 139,115 new shares
- 18-07-2022 Capital increase of 166,935,937.50 EUR · to 203,325,937.50 EUR · 266,489 new shares
- 13-05-2022 Capital increase of 2,015,000 EUR · to 36,390,000 EUR · 3,224 new shares
- 08-02-2021 Capital increase of 1,562,500 EUR · to 34,375,000 EUR · 2,500 new shares
Show 2 older capital entries
- 18-12-2020 Capital increase of 7,812,500 EUR · to 32,812,500 EUR · 12,500 new shares
- 09-10-2020 Incorporation · 25,000,000 EUR · 40,000 shares
Recognitions · licences · registrations
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Company data · Crossroads Bank
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