ALGINVEST
ActiveSummary
ALGINVEST has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87.86M and a net result of €4.82M. Equity is growing by ~5.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+26
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2M at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.2 in 2024; short-term debt: 5% and cash: 0.2% of total assets), and 5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95%
Return on assets
5.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
6 d early
2023
16 d early
2022
45 d early
2021
23 d late
2020
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4.82M▲ 3.7%
2024 · €4.64M
2020: €-4k
2021: €3.23M
2022: €7.46M
2023: €3.64M
2024: €4.64M
2020 → 2025
Working capital
€1.69M▲ 22.9%
2024 · €1.38M
2020: €2k
2021: €178k
2022: €3.24M
2023: €3.43M
2024: €1.38M
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68.37M-€71.43M▲ 4.5%€75.06M▲ 5.1%€87.54M▲ 16.6%€87.86M▲ 0.4%
Operating result€-105k-€-94k▲ 10.0%€-95k▼ 0.2%€-116k▼ 22.3%€-159k▼ 37.2%
Net result€3.23M-€7.46M▲ 131%€3.64M▼ 51.2%€4.64M▲ 27.7%€4.82M▲ 3.7%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €159k in 2025 against €116k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92.49M
Fixed assets
€86.16M =
Current assets
€6.32M ▼ 22.6%
Equity and liabilities €92.49M
Equity
€87.86M ▲ 0.4%
Debt
€4.63M ▼ 31.8%
Debt's share of the balance-sheet total falls from 7.2% to 5.0%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
1.37▲
2024 · 1.20
Debt to equity
0.05▼
2024 · 0.08
ROE
5.5%▲
2024 · 5.3%
ROA
5.2%▲
2024 · 4.9%
Debt ≤ 1 year
€4.63M▼
2024 · €6.79M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€94.33M€92.49M▼
Fixed assets21/28€86.16M€86.16M=
Financial fixed assets28€86.16M€86.16M=
Other financial fixed assets284/8€86.16M€86.16M=
Shares284€86.16M€86.16M=
Current assets29/58€8.17M€6.32M▼
Amounts receivable within one year40/41€2.55M€2.92M▲
Other amounts receivable41€2.55M€2.92M▲
Current investments50/53€5.50M€3.21M▼
Other investments51/53€5.50M€3.21M▼
Cash at bank and in hand54/58€115k€192k▲
Equity and liabilities
Total equity and liabilities10/49€94.33M€92.49M▼
Equity10/15€87.54M€87.86M▲
Contributions10/11€82.73M€82.73M=
Capital10€82.73M€82.73M=
Issued capital100€82.73M€82.73M=
Reserves13€949k€1.19M▲
Non-distributable reserves130/1€949k€1.19M▲
Legal reserve130€949k€1.19M▲
Profit (loss) carried forward14€3.86M€3.93M▲
Amounts payable17/49€6.79M€4.63M▼
Amounts payable within one year42/48€6.79M€4.63M▼
Other amounts payable47/48€6.79M€4.63M▼
Income statement
Code20242025
Operating charges60/66A€116k€159k▲
Services and other goods61€13k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k-
Other operating charges640/8€100k€155k▲
Operating profit (loss)9901€-116k€-159k▼
Financial income75/76B€4.76M€4.98M▲
Recurring financial income75€4.76M€4.98M▲
Income from financial fixed assets750€4.65M€4.89M▲
Income from current assets751€112k€84k▼
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Debt charges650€4k€2k▼
Other financial charges652/9€279€337▲
Profit (loss) for the period before taxes9903€4.64M€4.82M▲
Profit (loss) for the period9904€4.64M€4.82M▲
Profit (loss) for the period to be appropriated9905€4.64M€4.82M▲
Appropriation of the result
Profit (loss) to be appropriated9906€10.79M€8.68M▼
Profit (loss) brought forward from the previous period14P€6.15M€3.86M▼
Transfer to equity691/2€232k€241k▲
To the legal reserve6920€232k€241k▲
Profit to be distributed694/7€6.70M€4.50M▼
Return on contributions (dividend)694€6.70M€4.50M▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity triplescurrent ratio 6.30
Current ratio from 1.87 to 6.30; short-term debt falls from €3.70M to €648k.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2020net €7.46M ▲131%
Net result €7.46M, the highest in the series.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 23 days late
2021
31-12
Financial
Back to profitnet €3.23M
Net result €3.23M after one loss-making year.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Ground area
3.8 ha
Building footprint
9,120 m²
Parcel 44807G0718/00R000, Flanders. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
ALGINVEST
since 20202.299.056.980
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44807G0718/00R000 | Flanders | 3.8 ha | 1 · 9,120 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 parent companyControl over this companyparent company per the LEI register1
Gent
controls
ALGINVESTBE 0741.383.074
Recognitions · licences · registrations
Legal Entity Identifier
875500RNWET1FJQN9F97
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-01-2020
Fiscal year end31-12
Abbreviation NL
/
Trade name NL
/
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.