Assistance Personnalisée aux Personnes en besoin d'Aide - Titres-Services
ActiveSummary
Assistance Personnalisée aux Personnes en besoin d'Aide - Titres-Services has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-50k) and a net result of €-34k. Equity is shrinking by ~124.2% per year across the filed fiscal years. Its solvency ranks better than 17% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-7
Solvency0▼-6
Growth43▲+11
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.64 against 0.86 in 2024; short-term debt: 156.3% and cash: 13.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-58.3%
Return on assets
-39.7%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-50k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
23 d early
2024
31 d early
2023
15 d early
2022
73 d late
2021
438 d late
2020
803 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€426k▲ 9.0%
2024 · €391k
2024: €391k
2024 → 2025
EBIT margin
-8.0%▼ 5.6pp
2024 · -2.4%
2024: -2.4%
2024 → 2025
Net result
€-34k▼ 258%
2024 · €-10k
2020: €-3
2021: €5k
2022: €-11k
2023: €-26k
2024: €-10k
2020 → 2025
Working capital
€-49k▼ 268%
2024 · €-13k
2020: €-3
2021: €56k
2022: €19k
2023: €-6k
2024: €-13k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€391k€426k▲ 9.0%
Equity€55k-€19k▼ 65.3%€-6k€-16k▼ 149%€-50k▼ 214%
Operating result€3k-€-2k€-25k▼ 1,456%€-9k▲ 62.9%€-34k▼ 264%
Net result€5k-€-11k€-26k▼ 130%€-10k▲ 62.7%€-34k▼ 258%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €34k in 2025 against €9k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€363 ▼ 30.4%
Current assets
€86k ▲ 1.8%
Key figures and ratios
EBITDA
€-34k▼
2024 · €-9k
Cash flow
€-34k▼
2024 · €-9k
Solvency
-58.3%▼
2024 · -18.8%
Current ratio
0.64▼
2024 · 0.86
Debt to equity
-2.72▲
2024 · -6.31
ROA
-39.7%▼
2024 · -11.3%
Interest coverage
-163.93▼
2024 · -41.74
Debt
€136k▲
2024 · €100k
Debt ≤ 1 year
€134k▲
2024 · €97k
Staff costs
€437k▲
2024 · €379k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€85k€86k▲
Fixed assets21/28€521€363▼
Tangible fixed assets22/27€158-
Furniture and vehicles24€158-
Financial fixed assets28€363€363=
Current assets29/58€84k€86k▲
Amounts receivable after more than one year29€36k-
Trade receivables290€36k-
Amounts receivable within one year40/41-€74k
Trade receivables40-€74k
Cash at bank and in hand54/58€48k€11k▼
Equity and liabilities
Total equity and liabilities10/49€85k€86k▲
Equity10/15€-16k€-50k▼
Contributions10/11€25k€25k=
Capital10€25k€25k=
Profit (loss) carried forward14€-41k€-75k▼
Amounts payable17/49€100k€136k▲
Amounts payable within one year42/48€97k€134k▲
Trade debts44€30k€31k▲
Suppliers440/4€30k€31k▲
Taxes, remuneration and social security45€42k€53k▲
Taxes450/3€222€639▲
Remuneration and social security454/9€42k€53k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Turnover70€391k€426k▲
Goods, raw materials, services and sundry goods60/61€7k€8k▲
Remuneration, social security and pensions62€379k€437k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€715€158▼
Other operating charges640/8€41k€42k▲
Gross operating margin9900€411k€446k▲
Operating profit (loss)9901€-9k€-34k▼
Financial charges65/66B€231€206▼
Recurring financial charges65€206€206=
Non-recurring financial charges66B€25-
Profit (loss) for the period before taxes9903€-10k€-34k▼
Profit (loss) for the period9904€-10k€-34k▼
Profit (loss) for the period to be appropriated9905€-10k€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-75k▼
Profit (loss) brought forward from the previous period14P€-31k€-41k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
Resignation: Pierre Demolin (director)Reappointments: Catherine Desmecht, Thomas Ghilain and Christian Robert · Appointments: Guy Hollogne (chair) and Jean-Pierre Wauters (secrétaire trésorier) · Withdrawal: Pierre Demolin (member)16 facts ▸
State Gazette act
Resignation: Pierre Demolin (director)
Reappointments: Catherine Desmecht, Thomas Ghilain and Christian Robert · Appointments: Guy Hollogne (chair) and Jean-Pierre Wauters (secrétaire trésorier) · Withdrawal: Pierre Demolin (member)16 facts ▸
- General meeting, 08-06-2026
- Director resignation, Pierre Demolin (director)
- Director reappointment, Catherine Desmecht (director)
- Director reappointment, Thomas Ghilain (director)
- Director reappointment, Christian Robert (director)
- Board composition, René Delvaux (director)
- Board composition, Catherine Desmecht (director)
- Board composition, Thomas Ghilain (director)
- Board composition, Guy Hollogne (director)
- Director appointment, Guy Hollogne (chair)
- Board composition, Jeannine Jerome-Oudaert (director)
- Board composition, Christian Robert (director)
- +4 further facts in this act
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 73 days late
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 438 days late
12-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 803 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.68
Current ratio from 0.94 to 2.68.
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 11 acts read
About the unread acts
Of the 11 Belgian State Gazette acts we know for this company, 1 has been read. The other 10 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26108649). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Guy HOLLOGNE
CurrentChair · since 08-06-2026
Jean-Pierre WAUTERS
CurrentSecrétaire trésorier · since 08-06-2026
Catherine Desmecht
CurrentDirector
Christian ROBERT
CurrentDirector
Thomas Ghilain
CurrentDirector
08-06-2026
Guy HOLLOGNE: Appointed as Chair
08-06-2026
Jean-Pierre WAUTERS: Appointed as Secrétaire trésorier
19-04-2026
Pierre DEMOLIN: Resigned as Director
Not every act has been read: a resignation may be missing here
10 of this company's 11 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2021
Ground area
1,269 m²
Building footprint
249 m²
Parcel 53058A1078/00F000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Assistance Personnalisée aux personnes en besoin d'aide-titres-services
since 20212.310.355.304
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53058A1078/00F000 | Wallonia | 1,269 m² | 1 · 248 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
9 connected companiesLinked via shared directors
via Christian ROBERT · Director
→
via Catherine Desmecht, Thomas Ghilain and 3 others
→
via Christian ROBERT · Secretary
→
via Christian ROBERT · Représentant de l'asbl les amis du chr de la haute senne à l'assemblée générale
→
Show 5 more companies with a shared director
via Christian ROBERT · Director
→
via Jean-Pierre WAUTERS and Guy HOLLOGNE · Director
→
via Christian ROBERT · Director
→
via Christian ROBERT · Director
→
via Catherine Desmecht, Thomas Ghilain and 3 others
→
Similar companies · same sector, comparable size
LUBIZZ
BE 0478.068.854
Diepenbeek · Eq €19,346
MUNDO DC
BE 0718.876.502
Lanaken · Eq €18,699
Christine SERVAES SERVICES
BE 0875.754.008
Namur · Eq €18,544
ELIOX
BE 0846.236.314
Antwerpen · Eq €18,510
Facile à Net
BE 0782.448.619
Lincent · Eq €19,948
Of 808 companies in sector 96910 we hold annual accounts for 616. 367 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded23-12-2019
Fiscal year end31-12
Abbreviation FR
APPA-TS
Activities, NACEBEL 2025
96910Personal service activities
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.