324AC
Active324AC has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €368k and a net result of €35k. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 17.92 against 23.7 in 2024; short-term debt: 5.5% and cash: 22.9% of total assets), and 5.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.4%
Return on assets
8.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
84 d early
2023
31 d late
2022
32 d late
2021
31 d late
2020
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€35k▼ 20.8%
2024 · €44k
2020: €86k
2021: €50k
2022: €85k
2023: €62k
2024: €44k
2020 → 2025
Working capital
€365k▲ 10.2%
2024 · €331k
2020: €92k
2021: €142k
2022: €226k
2023: €289k
2024: €331k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€143k-€228k▲ 59.8%€290k▲ 27.3%€334k▲ 15.1%€368k▲ 10.4%
Operating result€73k-€122k▲ 67.8%€87k▼ 28.3%€61k▼ 30.0%€43k▼ 30.0%
Net result€50k-€85k▲ 69.2%€62k▼ 27.1%€44k▼ 29.6%€35k▼ 20.8%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 30% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €390k
Fixed assets
€3k▲ 30.2%
Current assets
€387k▲ 11.8%
Equity and liabilities €390k
Equity
€368k▲ 10.4%
Debt
€22k▲ 47.6%
The debt ratio rises from 4.2% to 5.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▼
2024 · €62k
Cash flow
€35k▼
2024 · €44k
Solvency
94.4%▼
2024 · 95.8%
Current ratio
17.92▼
2024 · 23.70
Quick ratio
17.92▼
2024 · 23.70
Debt / equity
0.06▲
2024 · 0.04
ROE
9.4%▼
2024 · 13.1%
ROA
8.9%▼
2024 · 12.6%
Interest coverage
20.94▼
2024 · 29.63
Debt
€22k▲
2024 · €15k
Debt ≤ 1 year
€22k▲
2024 · €15k
Income taxes
€19k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€348k€390k▲
Fixed assets21/28€3k€3k▲
Tangible fixed assets22/27€3k€3k▲
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€392€336▼
Financial fixed assets28€100€100=
Current assets29/58€346k€387k▲
Amounts receivable after more than one year29€265k€265k=
Other amounts receivable291€265k€265k=
Amounts receivable within one year40/41€11k€17k▲
Trade receivables40€5k€5k▼
Other amounts receivable41€7k€12k▲
Cash at bank and in hand54/58€66k€89k▲
Deferred charges and accrued income490/1€3k€16k▲
Equity and liabilities
Total equity and liabilities10/49€348k€390k▲
Equity10/15€334k€368k▲
Contributions10/11€6k€6k=
Reserves13€328k€362k▲
Distributable reserves133€328k€362k▲
Amounts payable17/49€15k€22k▲
Amounts payable within one year42/48€15k€22k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€13k€20k▲
Taxes450/3€13k€20k▲
Accrued charges and deferred income492/3€88€89▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€306€615▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€63k€45k▼
Operating profit (loss)9901€61k€43k▼
Financial income75/76B€2k€13k▲
Recurring financial income75€2k€13k▲
Financial charges65/66B€2k€2k=
Recurring financial charges65€2k€2k=
Profit (loss) for the period before taxes9903€61k€54k▼
Income taxes67/77€17k€19k▲
Profit (loss) for the period9904€44k€35k▼
Profit (loss) for the period to be appropriated9905€44k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€35k▼
Transfer to equity691/2€44k€35k▼
To other reserves6921€44k€35k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
01-07
State Gazette act
General meeting · Director appointment
Permanent representative
01-07
State Gazette act
General meeting · Director appointment
Permanent representative
2025
31-12
Financial
Weakest financial yearnet €35k ▼20.8%
Net result drops to €35k, the lowest in the series.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
31-12
Financial
Liquidity times 5current ratio 20.95
Current ratio from 4.38 to 20.95; short-term debt falls from €67k to €14k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
31-12
Financial
Equity above €200kEq €228k ▲59.8%
3 profitable years in a row build equity to €228k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Equity above €100kEq €143k ▲54.7%
2 profitable years in a row build equity to €143k.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Four à Chaux(BIN) 327130 BincheGround area
1,079 m²
Building footprint
113 m²
Volume, LiDAR
713 m³
Parcel 56011D0089/00M000, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
324AC
since 20192.295.984.258
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56011D0089/00M000 | Wallonia | 1,079 m² | 1 · 113 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared director
→
Ownership & control
2 parties324ACBE 0737.890.381
controls
Where this company holds controlthis company sits on their board2
1 location
1 location
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 36,881 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
85592Vocational training
85599Other education
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32000000000