ZIGGU
ActiveSummary
ZIGGU has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €512k and a net result of €176k. Equity is growing by ~32.1% per year across the filed fiscal years. Its solvency ranks better than 34% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+7
Solvency59▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.56 in 2024; short-term debt: 24% and cash: 35.7% of total assets), but 65.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.3%
Return on assets
11.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
25 d early
2024
6 d early
2023
12 d early
2022
31 d late
2021
on the day
2020
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€512k▲ 52.4%
2024 · €336k
2020: €21k
2021: €280k
2022: €-15k
2023: €251k
2024: €336k
2020 → 2025
Total assets
€1.49M▲ 11.4%
2024 · €1.34M
2020: €82k
2021: €1.04M
2022: €974k
2023: €1.22M
2024: €1.34M
2020 → 2025
Net result
€176k▲ 106%
2024 · €85k
2020: €8k
2021: €-247k
2022: €-296k
2023: €266k
2024: €85k
2020 → 2025
Working capital
€379k▲ 70.3%
2024 · €223k
2020: €13k
2021: €653k
2022: €197k
2023: €152k
2024: €223k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€280k-€-15k€251k€336k▲ 34.0%€512k▲ 52.4%
Operating result€-231k-€-402k▼ 74.4%€282k€110k▼ 60.9%€188k▲ 70.9%
Net result€-247k-€-296k▼ 19.9%€266k€85k▼ 67.9%€176k▲ 106%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 71% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.48M
Fixed assets
€738k ▲ 7.3%
Current assets
€737k ▲ 19.1%
Equity and liabilities €1.49M
Equity
€512k ▲ 52.4%
Debt
€980k ▼ 2.3%
Debt's share of the balance-sheet total falls from 74.9% to 65.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€436k▲
2024 · €309k
Cash flow
€424k▲
2024 · €284k
Current ratio
2.06▲
2024 · 1.56
Debt to equity
1.91▼
2024 · 2.98
ROE
34.4%▲
2024 · 25.4%
ROA
11.8%▲
2024 · 6.4%
Interest coverage
35.56▲
2024 · 12.35
Debt ≤ 1 year
€358k▼
2024 · €396k
Income taxes
€357▲
2024 · €224
Staff costs
€173k▲
2024 · €104k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.34M€1.49M▲
Formation expenses20€32k€17k▼
Fixed assets21/28€688k€738k▲
Intangible fixed assets21€685k€723k▲
Tangible fixed assets22/27€3k€7k▲
Furniture and vehicles24€3k€7k▲
Financial fixed assets28€0€8k▲
Current assets29/58€619k€737k▲
Amounts receivable within one year40/41€327k€191k▼
Trade receivables40€317k€191k▼
Other amounts receivable41€10k€29▼
Cash at bank and in hand54/58€277k€532k▲
Deferred charges and accrued income490/1€15k€13k▼
Equity and liabilities
Total equity and liabilities10/49€1.34M€1.49M▲
Equity10/15€336k€512k▲
Contributions10/11€519k€519k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€-191k€-14k▲
Amounts payable17/49€1.00M€980k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€396k€358k▼
Current portion of amounts payable after more than one year42€250k€180k▼
Financial debts43€7k€10k▲
Credit institutions430/8€7k€10k▲
Trade debts44€92k€95k▲
Suppliers440/4€92k€95k▲
Taxes, remuneration and social security45€47k€73k▲
Taxes450/3€38k€41k▲
Remuneration and social security454/9€9k€32k▲
Accrued charges and deferred income492/3€607k€622k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€104k€173k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€199k€248k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€414k€611k▲
Operating profit (loss)9901€110k€188k▲
Financial income75/76B€507€606▲
Recurring financial income75€507€606▲
Financial charges65/66B€25k€12k▼
Recurring financial charges65€25k€12k▼
Profit (loss) for the period before taxes9903€86k€177k▲
Income taxes67/77€224€357▲
Profit (loss) for the period9904€85k€176k▲
Profit (loss) for the period to be appropriated9905€85k€176k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-191k€-14k▲
Profit (loss) brought forward from the previous period14P€-276k€-191k▲
Social balance
Average headcount (FTE)90871.32.6▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
State Gazette act
Resignations: Phoenix Ventures BV (day-to-day manager) and Five Five One BV (day-to-day manager)Appointment: Five Five One BV (director) · Permanent representatives: David De Winter and Vincent Van Impe · Mandate compensation8 facts ▸
State Gazette act
Resignations: Phoenix Ventures BV (day-to-day manager) and Five Five One BV (day-to-day manager)
Appointment: Five Five One BV (director) · Permanent representatives: David De Winter and Vincent Van Impe · Mandate compensation8 facts ▸
- Board meeting, 01-07-2026
- Director resignation, Phoenix Ventures BV (day-to-day manager)
- Director resignation, Five Five One BV (day-to-day manager)
- General meeting, 01-07-2026
- Director appointment, Five Five One BV (director)
- Mandate compensation, Five Five One BV
- Permanent representative, David De Winter
- Permanent representative, Vincent Van Impe
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €500kEq €512k ▲52.4%
3 profitable years in a row build equity to €512k.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €266k
Net result €266k after 2 loss-making years.
31-12
Financial
Equity above €200kEq €251k
Equity rises from €-15k to €251k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-296k
Net result drops to €-296k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Liquidity times 5current ratio 5.75
Current ratio from 1.22 to 5.75.
30-06
Financial
Equity above €200kEq €280k ▲1246%
Equity rises from €21k to €280k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Five Five One
CurrentDirector · since 01-07-2026 · Private limited company · perm. rep.: Vincent Van Impe
01-07-2026
Five Five One: Resigned as Day-to-day manager
01-07-2026
Five Five One: Appointed as Director
01-07-2026
Phoenix Ventures BV: Resigned as Day-to-day manager
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlasgaardstraat 529000 GentGround area
2,156 m²
Building footprint
95 m²
Volume, LiDAR
1,066 m³
Parcel 44816K0663/00F002, Flanders · tallest building 11.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Ziggu
since 20182.277.358.971
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44816K0663/00F002 | Flanders | 2,156 m² | 1 · 95 m² | 11.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,520 EUR awarded · 2,520 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,520 EUR | 2,520 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Moteur-Rève-lateur
BE 0862.345.935
Destelbergen · Eq €512,334
PARETUS
BE 0834.969.565
Haacht · Eq €512,569
Moveo
BE 0797.229.934
Heusden-Zolder · Eq €512,287
WOLUBO
BE 0846.159.407
Sint-Pieters-Woluwe · Eq €512,611
GOA MANAGEMENT
BE 0892.409.797
Glabbeek · Eq €512,641
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,451 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
46500Wholesale of information and communication equipment
58290Other software publishing
62900Other information technology and computer services
62100Computer programming
63920Other information service activities
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70100Activities of head offices
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.