KFI Belgique
ActiveKFI Belgique has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.8% per year). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38=
Solvency25=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity tight (current ratio 1.01 against 1.01 in 2024; short-term debt: 99.3% and cash: 0.4% of total assets), and 99.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.1%
Return on assets
0%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
64 d early
2024
23 d early
2023
23 d early
2022
21 d early
2021
33 d early
2020
18 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▲ 38.3%
2024 · €1k
2018: €162
2019: €719
2020: €802
2021: €793
2022: €547
2023: €813
2024: €1k
2018 → 2025
Working capital
€952k▲ 36.3%
2024 · €698k
2018: €98k
2019: €107k
2020: €108k
2021: €100k
2022: €101k
2023: €460k
2024: €698k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€100k-€101k▲ 0.5%€102k▲ 0.8%€103k▲ 1.2%€104k▲ 1.7%
Operating result€4k-€4k▼ 6.1%€9k▲ 168%€21k▲ 125%€13k▼ 36.5%
Net result€793-€547▼ 31.0%€813▲ 48.6%€1k▲ 53.1%€2k▲ 38.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €145.09M
Equity
€104k▲ 1.7%
Debt
€144.98M▲ 77.8%
The debt ratio rises from 99.9% to 99.9%. Equity and debt are higher.
Key figures and ratios
Solvency
0.1%▼
2024 · 0.1%
Current ratio
1.01▼
2024 · 1.01
Quick ratio
1.01▼
2024 · 1.01
ROE
1.6%▲
2024 · 1.2%
ROA
0.0%▼
2024 · 0.0%
Debt
€144.98M▲
2024 · €81.53M
Debt ≤ 1 year
€144.14M▲
2024 · €80.93M
Income taxes
€574▲
2024 · €415
A ratio outside any meaningful range has been withheld (balance sheet total €145.09M, equity €104k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81.63M€145.09M▲
Current assets29/58€81.63M€145.09M▲
Amounts receivable within one year40/41€80.25M€143.61M▲
Trade receivables40€38k€49k▲
Other amounts receivable41€80.22M€143.56M▲
Cash at bank and in hand54/58€788k€626k▼
Deferred charges and accrued income490/1€589k€849k▲
Equity and liabilities
Total equity and liabilities10/49€81.63M€145.09M▲
Equity10/15€103k€104k▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€138€224▲
Non-distributable reserves130/1€138€224▲
Legal reserve130€138€224▲
Profit (loss) carried forward14€3k€4k▲
Amounts payable17/49€81.53M€144.98M▲
Amounts payable within one year42/48€80.93M€144.14M▲
Trade debts44€8k€9k▲
Suppliers440/4€8k€9k▲
Taxes, remuneration and social security45€415€0▼
Taxes450/3€415€0▼
Other amounts payable47/48€80.93M€144.13M▲
Accrued charges and deferred income492/3€595k€847k▲
Income statement
Code20242025
Other operating charges640/8-€70
Gross operating margin9900€21k€13k▼
Operating profit (loss)9901€21k€13k▼
Financial income75/76B€1.86M€3.00M▲
Recurring financial income75€1.86M€3.00M▲
Financial charges65/66B€1.88M€3.01M▲
Recurring financial charges65€1.88M€3.01M▲
Profit (loss) for the period before taxes9903€2k€2k▲
Income taxes67/77€415€574▲
Profit (loss) for the period9904€1k€2k▲
Profit (loss) for the period to be appropriated9905€1k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€4k▲
Profit (loss) brought forward from the previous period14P€1k€3k▲
Transfer to equity691/2€62€86▲
To the legal reserve6920€62€86▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €2k ▲38.3%
Net result €2k, the highest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €100kEq €100k ▲0.8%
4 profitable years in a row build equity to €100k.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
15-10-2025
Louis Bonelli: Resigned as Director
04-08-2022
Cyrille Deslandes: Resigned as Director
04-08-2022
Julie Duvivier: Resigned as Director
01-07-2021
Barthélémy Doat: Resigned as Director
21-01-2021
LEROY Jean-Pierre: Resigned as Director
30-11-2018
Eric Cambournac: Resigned as Director
24-08-2018
Guillaume Lapp: Resigned as Director
15-03-2018
Frédéric de Klopstein: Resigned as Director
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place de l'Accueil 101348 Ottignies-Louvain-la-NeuveGround area
2.5 ha
Building footprint
2.1 ha
Volume, LiDAR
273,111 m³
Parcel 25386B0123/00V002, Wallonia · tallest building 24.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Place de l'Accueil 10, 1348 Ottignies-Louvain-la-Neuve
since 20162.260.595.292
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0123/00V002 | Wallonia | 2.5 ha | 1 · 2.1 ha | 24.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Deloitte Bedrijfsrevisoren/Réviseurs d’Entreprises Statutory auditor · represented by Cédric Bogaerts | - → 20-06-2023 |
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-12-2016
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.