Summary
R MEDIC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €655k and a net result of €316k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 5527 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
14 d early
2023
19 d early
2022
11 d early
2021
38 d early
2020
26 d late
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€655k▲ 93.0%
2024 · €340k
2018: €131k
2019: €211k
2020: €208k
2021: €282k
2022: €249k
2023: €244k
2024: €340k
2018 → 2025
Net result
€316k▲ 104%
2024 · €155k
2018: €88k
2019: €80k
2020: €-3k
2021: €74k
2022: €-33k
2023: €-6k
2024: €155k
2018 → 2025
Total assets
€1.66M▲ 34.1%
2024 · €1.24M
2018: €670k
2019: €1.16M
2020: €1.16M
2021: €1.24M
2022: €1.14M
2023: €1.15M
2024: €1.24M
2018 → 2025
Solvency
39.4%▲ 12.0pp
2024 · 27.4%
2018: 19.5%
2019: 18.2%
2020: 17.9%
2021: 22.8%
2022: 21.8%
2023: 21.2%
2024: 27.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€282k-€249k▼ 11.6%€244k▼ 2.3%€340k▲ 39.3%€655k▲ 93.0%
Operating result€-10k-€-33k▼ 246%€-80k▼ 139%€-9k▲ 88.2%€65k
Net result€74k-€-33k€-6k▲ 82.9%€155k€316k▲ 104%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €65k after a loss of €9k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.66M
Fixed assets
€1.34M ▲ 35.1%
Current assets
€325k ▲ 30.2%
Equity and liabilities €1.66M
Equity
€655k ▲ 93.0%
Debt
€1.01M ▲ 11.9%
Debt's share of the balance-sheet total falls from 72.6% to 60.6%. Equity and debt are higher.
Key figures and ratios
ROE
48.2%▲
2024 · 45.5%
ROA
19.0%▲
2024 · 12.5%
Debt ≤ 1 year
€554k▼
2024 · €616k
Debt > 1 year
€452k▲
2024 · €283k
Staff costs
€235▼
2024 · €316
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.66M▲
Formation expenses20-€0
Fixed assets21/28€990k€1.34M▲
Intangible fixed assets21-€63k
Tangible fixed assets22/27€264k€588k▲
Land and buildings22€264k€588k▲
Furniture and vehicles24-€0
Financial fixed assets28€726k€686k▼
Current assets29/58€249k€325k▲
Amounts receivable within one year40/41€70k€37k▼
Trade receivables40€24k€3k▼
Other amounts receivable41€46k€34k▼
Cash at bank and in hand54/58€4k€16k▲
Deferred charges and accrued income490/1€176k€271k▲
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.66M▲
Equity10/15€340k€655k▲
Contributions10/11€20k€20k=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€318k€634k▲
Amounts payable17/49€900k€1.01M▲
Amounts payable after more than one year17€283k€452k▲
Financial debts170/4€283k€452k▲
Amounts payable within one year42/48€616k€554k▼
Current portion of amounts payable after more than one year42€98k€141k▲
Trade debts44€15k€4k▼
Suppliers440/4€15k€4k▼
Taxes, remuneration and social security45€9k€0▼
Taxes450/3€9k€0▼
Other amounts payable47/48€495k€408k▼
Accrued charges and deferred income492/3-€602
Income statement
Code20242025
Non-recurring operating income76A€70€33▼
Goods, raw materials, services and sundry goods60/61€113k€130k▲
Remuneration, social security and pensions62€316€235▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€46k▲
Other operating charges640/8€7k€10k▲
Gross operating margin9900€19k€121k▲
Operating profit (loss)9901€-9k€65k▲
Financial income75/76B€175k€271k▲
Recurring financial income75€175k€271k▲
Financial charges65/66B€11k€20k▲
Recurring financial charges65€11k€20k▲
Profit (loss) for the period before taxes9903€155k€316k▲
Profit (loss) for the period9904€155k€316k▲
Profit (loss) for the period to be appropriated9905€155k€316k▲
Appropriation of the result
Profit (loss) to be appropriated9906€377k€634k▲
Profit (loss) brought forward from the previous period14P€223k€318k▲
Profit to be distributed694/7€59k-
Return on contributions (dividend)694€59k-
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
State Gazette act
Appointment: SRL MANAGREEN (director)Permanent representative: Stéphane MASSON · Mandate compensation · Shareholding7 facts ▸
State Gazette act
Appointment: SRL MANAGREEN (director)
Permanent representative: Stéphane MASSON · Mandate compensation · Shareholding7 facts ▸
- Director appointment, SRL MANAGREEN (director)
- Permanent representative, Stéphane MASSON
- Mandate compensation, SRL MANAGREEN
- Shareholding, 37
- Shareholding, 37
- Shareholding, 26
- Number of directors, 3
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €316k ▲104%
Operating result €65k, net result €316k, both a record.
31-12
Financial
Equity above €500kEq €655k ▲93%
2 profitable years in a row build equity to €655k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €155k
Net result €155k after 2 loss-making years.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-33k ▼144%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €74k
Net result €74k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
Show earlier events
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 60 days late
2019
31-12
Financial
Equity above €200kEq €211k ▲61.2%
2 profitable years in a row build equity to €211k.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
MANAGREEN
CurrentDirector · since 29-07-2026 · Private limited company · perm. rep.: Stéphane MASSON
29-07-2026
Appointed as Director
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Goutroux 816031 CharleroiGround area
419 m²
Building footprint
361 m²
Volume, LiDAR
2,966 m³
Parcel 52047B0425/00H005, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
R MEDIC
since 20162.258.757.737
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52047B0425/00H005 | Wallonia | 419 m² | 1 · 361 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 31-07-2026 ↗
- Eric ROMAIN 37 shares
- Stéphane RICHTER 37 shares
- SRL MANAGREEN (BE 1021.206.991) 26 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Similar companies · same sector, comparable size
Winkwise
BE 1005.936.124
Antwerpen · Eq €655,250
VECATEX
BE 0439.634.682
Waregem · Eq €655,865
MERELLE-LAMY
BE 0867.574.334
Quévy · Eq €655,988
SELIS MANAGEMENT
BE 0643.753.663
Genk · Eq €654,862
CUM LAUDE MAXIMA
BE 0474.472.629
Brasschaat · Eq €654,813
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,386 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.