JEAN-PAUL SOLS
ActiveSummary
JEAN-PAUL SOLS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.14M and a net result of €5k. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 11.38 against 17.53 in 2024; short-term debt: 2.2% and cash: 23.9% of total assets), and 2.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
on the day
2023
1 d late
2022
22 d late
2021
17 d early
2020
3 d early
2019
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.14M▼ 32.4%
2024 · €1.69M
2018: €1.97M
2019: €1.98M
2020: €1.80M
2021: €1.73M
2022: €1.70M
2023: €1.68M
2024: €1.69M
2018 → 2025
Total assets
€1.17M▼ 32.7%
2024 · €1.74M
2018: €2.02M
2019: €2.02M
2020: €1.83M
2021: €1.75M
2022: €1.74M
2023: €1.71M
2024: €1.74M
2018 → 2025
Net result
€5k▼ 34.6%
2024 · €7k
2018: €161k
2019: €10k
2020: €-185k
2021: €-72k
2022: €-25k
2023: €-19k
2024: €7k
2018 → 2025
Working capital
€272k▼ 64.9%
2024 · €775k
2018: €982k
2019: €847k
2020: €645k
2021: €678k
2022: €726k
2023: €707k
2024: €775k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.73M-€1.70M▼ 1.4%€1.68M▼ 1.1%€1.69M▲ 0.4%€1.14M▼ 32.4%
Operating result€-71k-€-23k▲ 67.1%€-21k▲ 9.5%€130€2k▲ 1,815%
Net result€-72k-€-25k▲ 65.1%€-19k▲ 23.8%€7k€5k▼ 34.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 1,815% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€870k ▼ 4.9%
Current assets
€298k ▼ 63.7%
Equity and liabilities €1.17M
Equity
€1.14M ▼ 32.4%
Debt
€26k ▼ 44.1%
Debt's share of the balance-sheet total falls from 2.7% to 2.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€108k▲
2024 · €102k
Cash flow
€111k▲
2024 · €109k
Current ratio
11.38▼
2024 · 17.53
Debt to equity
0.02▼
2024 · 0.03
ROE
0.4%▼
2024 · 0.4%
ROA
0.4%▼
2024 · 0.4%
Interest coverage
153.46▲
2024 · 151.03
Debt ≤ 1 year
€26k▼
2024 · €47k
Income taxes
€517▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.74M€1.17M▼
Fixed assets21/28€915k€870k▼
Tangible fixed assets22/27€915k€870k▼
Land and buildings22€794k€724k▼
Plant, machinery and equipment23€2k€9k▲
Furniture and vehicles24€119k€137k▲
Current assets29/58€822k€298k▼
Amounts receivable within one year40/41€17k€14k▼
Trade receivables40€14k€13k▼
Other amounts receivable41€3k€541▼
Current investments50/53€0-
Cash at bank and in hand54/58€802k€279k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.74M€1.17M▼
Equity10/15€1.69M€1.14M▼
Contributions10/11€7k€7k=
Reserves13€1.68M€1.14M▼
Distributable reserves133€1.68M€1.14M▼
Profit (loss) carried forward14-€0
Amounts payable17/49€47k€26k▼
Amounts payable within one year42/48€47k€26k▼
Financial debts43€562€24▼
Credit institutions430/8€562€24▼
Trade debts44€13k€1k▼
Suppliers440/4€13k€1k▼
Taxes, remuneration and social security45€8k€4k▼
Taxes450/3€8k€4k▼
Other amounts payable47/48€26k€21k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€101k€106k▲
Other operating charges640/8€13k€14k▲
Non-recurring operating charges66A€0€3k▲
Gross operating margin9900€115k€125k▲
Operating profit (loss)9901€130€2k▲
Financial income75/76B€8k€4k▼
Recurring financial income75€8k€4k▼
Financial charges65/66B€673€705▲
Recurring financial charges65€673€705▲
Profit (loss) for the period before taxes9903€7k€5k▼
Income taxes67/77€0€517▲
Profit (loss) for the period9904€7k€5k▼
Profit (loss) for the period to be appropriated9905€7k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€5k▼
Transfer from equity791/2€0€553k▲
Transfer to equity691/2€7k€5k▼
To other reserves6921€7k€5k▼
Profit to be distributed694/7-€553k
Return on contributions (dividend)694-€553k
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after 4 loss-making years.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 1 day late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-185k ▼1942%
Net result drops to €-185k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 139 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Show earlier events
2011
26-07
State Gazette act
General meeting · Name change
Statutes amendment · Director resignation
2007
03-12
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2006
08-06
State Gazette act
Board meeting · Director appointment
Permanent representative
08-06
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dennenlaan(ITE) 222222 Heist-op-den-BergGround area
1,184 m²
Building footprint
225 m²
Volume, LiDAR
1,491 m³
Parcel 12017C0247/00D000, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dennenlaan(ITE) 22, 2222 Heist-op-den-Berg
since 19992.090.494.213
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12017C0247/00D000 | Flanders | 1,184 m² | 1 · 225 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesLinked via shared directors
Shared director
→
Shared director
→
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 3,551 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-1999
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.