COMMUNICATION AND CONSULTING COMPANY
ActiveSummary
COMMUNICATION AND CONSULTING COMPANY has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €359k and a net result of €111k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 61% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+17
Solvency92▲+22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.36 in 2024; short-term debt: 11.6% and cash: 4.2% of total assets), and 32.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.1%
Return on assets
20.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
23 d early
2023
30 d early
2022
33 d early
2021
44 d early
2020
47 d early
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€359k▲ 45.0%
2024 · €247k
2018: €88k
2019: €104k
2020: €143k
2021: €164k
2022: €175k
2023: €205k
2024: €247k
2018 → 2025
Total assets
€534k▼ 1.9%
2024 · €544k
2018: €591k
2019: €568k
2020: €569k
2021: €553k
2022: €532k
2023: €469k
2024: €544k
2018 → 2025
Net result
€111k▲ 165%
2024 · €42k
2018: €-145k
2019: €17k
2020: €39k
2021: €20k
2022: €12k
2023: €30k
2024: €42k
2018 → 2025
Working capital
€-14k▲ 70.9%
2024 · €-50k
2018: €-95k
2019: €-50k
2020: €-19k
2021: €-22k
2022: €-15k
2023: €-26k
2024: €-50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€164k-€175k▲ 7.1%€205k▲ 17.1%€247k▲ 20.5%€359k▲ 45.0%
Operating result€25k-€16k▼ 35.8%€34k▲ 118%€46k▲ 32.8%€114k▲ 149%
Net result€20k-€12k▼ 43.0%€30k▲ 159%€42k▲ 40.0%€111k▲ 165%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 149% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €534k
Fixed assets
€487k ▼ 5.7%
Current assets
€48k ▲ 67.5%
Equity and liabilities €534k
Equity
€359k ▲ 45.0%
Debt
€176k ▼ 40.9%
Debt's share of the balance-sheet total falls from 54.6% to 32.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€158k▲
2024 · €83k
Cash flow
€156k▲
2024 · €79k
Current ratio
0.77▲
2024 · 0.36
Debt to equity
0.49▼
2024 · 1.20
ROE
31.0%▲
2024 · 17.0%
ROA
20.8%▲
2024 · 7.7%
Interest coverage
78.81▲
2024 · 23.35
Debt ≤ 1 year
€62k▼
2024 · €78k
Debt > 1 year
€114k▼
2024 · €219k
Income taxes
€285▲
2024 · €10
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€544k€534k▼
Fixed assets21/28€516k€487k▼
Tangible fixed assets22/27€516k€487k▼
Land and buildings22€411k€390k▼
Furniture and vehicles24€25k€34k▲
Leasing and similar rights25€80k€63k▼
Current assets29/58€28k€48k▲
Amounts receivable within one year40/41€0€22k▲
Trade receivables40-€22k
Other amounts receivable41€0-
Cash at bank and in hand54/58€25k€22k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€544k€534k▼
Equity10/15€247k€359k▲
Contributions10/11€274k€274k=
Reserves13€126k€126k=
Distributable reserves133€126k€126k=
Profit (loss) carried forward14€-152k€-41k▲
Amounts payable17/49€297k€176k▼
Amounts payable after more than one year17€219k€114k▼
Financial debts170/4€119k€66k▼
Other amounts payable178/9€100k€48k▼
Amounts payable within one year42/48€78k€62k▼
Current portion of amounts payable after more than one year42€69k€53k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€2k€3k▲
Accrued charges and deferred income492/3€102€80▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€44k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€84k€160k▲
Operating profit (loss)9901€46k€114k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€42k€112k▲
Income taxes67/77€10€285▲
Profit (loss) for the period9904€42k€111k▲
Profit (loss) for the period to be appropriated9905€42k€111k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-152k€-41k▲
Profit (loss) brought forward from the previous period14P€-194k€-152k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €111k ▲165%
Operating result €114k, net result €111k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €205k ▲17.1%
5 profitable years in a row build equity to €205k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €164k ▲14.2%
3 profitable years in a row build equity to €164k.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-12
Financial
Equity above €100kEq €104k ▲19.1%
Equity rises from €88k to €104k.
Show earlier events
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2015
20-03
State Gazette act
Board meeting · Director resignation
Permanent representative
2014
21-03
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapitteldreef 479830 Sint-Martens-LatemGround area
2,619 m²
Building footprint
143 m²
Volume, LiDAR
778 m³
Parcel 44064B0081/00R000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kapitteldreef 47, 9830 Sint-Martens-Latem
since 19982.088.375.851
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0081/00R000 | Flanders | 2,619 m² | 1 · 143 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
1 connected companyLinked via shared directors
Shared director
→
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,078 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-1998
Fiscal year end31-12
Abbreviation NL
CC - COM
Activities, NACEBEL 2025
70200Business and other management consultancy
64999Other financial services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.