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PAQUAY ET ASSOCIES

Active
Public limited company·Activiteiten van verzekeringsagenten en -makelaars· 32 yrs active
Rue de Malmédy 2 ·4950 Waimes, Belgium
KBO/BCE: BE 0452.659.606
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Belgian State Gazette acts: 0 of 8 read
Age32 yrs
Connections3
Real estate1 parcel · 1,449 m²

Summary

Conclusion

the dossier summarised in one paragraph

PAQUAY ET ASSOCIES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 22 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-02-2026, 196 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 12-02-2026 196 d late 2026-00038504
31-12-2023 31-07-2024 30-09-2024 61 d late 2024-00489681
31-12-2022 31-07-2023 31-08-2023 31 d late 2023-00438068
31-12-2021 31-07-2022 15-07-2022 16 d early 2022-20188223
31-12-2020 31-07-2021 30-07-2021 1 d early 2021-44400098
31-12-2019 31-07-2020 10-09-2020 41 d late 2020-52500082
31-12-2018 31-07-2019 24-07-2019 7 d early 2019-37500412
31-12-2017 31-07-2018 25-07-2018 6 d early 2018-37900179
31-12-2016 31-07-2017 02-08-2017 2 d late 2017-40600097
31-12-2015 31-07-2016 29-06-2016 32 d early 2016-24800086

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1994, 32 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 12-02-2026 2026-00038504
31-12-2023 volledig 30-09-2024 2024-00489681
31-12-2022 volledig 31-08-2023 2023-00438068
31-12-2021 volledig 15-07-2022 2022-20188223
31-12-2020 volledig 30-07-2021 2021-44400098
31-12-2019 volledig 10-09-2020 2020-52500082
31-12-2018 volledig 24-07-2019 2019-37500412
31-12-2017 volledig 25-07-2018 2018-37900179
31-12-2016 volledig 02-08-2017 2017-40600097
31-12-2015 volledig 29-06-2016 2016-24800086

Directors

Directors & mandates

6 directors
8 of this company's 8 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
  • FP MANAGEMENTLegal entity
    Managing director· perm. rep.: François PAQUAY
    State Gazette act 24103581 (09-07-2024)
    Current
    01-01-2024 → present
Historic, not recently confirmed (4)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • CP MANAGEMENTLegal entity
    Director· perm. rep.: DALE Geneviève
    State Gazette act 19149992 (18-11-2019)
    Not recently confirmed
    last confirmed in an act from 2019
    2 events
    • 18-11-2019 Mandate renewed· Director
    • 27-06-2016 Appointed· Director
  • FP MANAGEMENTLegal entity
    Director· perm. rep.: MORSOMME Bénédicte
    State Gazette act 19149992 (18-11-2019)
    Not recently confirmed
    last confirmed in an act from 2019
    2 events
    • 18-11-2019 Mandate renewed· Director
    • 27-06-2016 Appointed· Director
  • François PAQUAY
    Director
    State Gazette act 19149992 (18-11-2019)
    Not recently confirmed
    last confirmed in an act from 2019
  • PAQUAY IMMO & INVESTLegal entity
    Director· perm. rep.: HEINRICHS Agnès
    State Gazette act 19149992 (18-11-2019)
    Not recently confirmed
    last confirmed in an act from 2019
Former directors (1)
  • Claude PAQUAY
    Director
    State Gazette act 19149992 (18-11-2019)
    Former
    18-11-2019 → 31-12-2023
    3 events
    • 31-12-2023 Resigned· Director
    • 31-12-2023 Resigned· Managing director
    • 18-11-2019 Mandate renewed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Public limited company(014)
Incorporation01-01-1994
StatusActive
Postal code4950

Structure & network

Connections & network

3 connected companies
CP MANAGEMENT, Sits on the board CMCP MANAGEMENTFP MANAGEMENT, Sits on the board FMFP MANAGEMENTPAQUAY IMMO & INVEST, Sits on the board PIPAQUAY IMMO &INVESTPAQUAY ET ASSOCIES PAQUAY ETASSOCIES0452.659.606
Group structure
Group structure
CP MANAGEMENT
Sits on the board · 1 subsidiary · 1 location
Control→
FP MANAGEMENT
Sits on the board · 1 subsidiary · 2 locations
Control→
PAQUAY IMMO & INVEST
Sits on the board · 1 subsidiary · 1 location
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

3 parties
Control over this companysits on this company's board3
FP MANAGEMENT
1 subsidiary · 2 locations
CP MANAGEMENT
1 subsidiary · 1 location
PAQUAY IMMO & INVEST
1 subsidiary · 1 location
controls
PAQUAY ET ASSOCIESBE 0452.659.606

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
4 companies at this address See who is registered here

Establishment units

1 location
PAQUAY & Associés
Rue de Malmédy 2, 4950 Waimesde Deposito- en Consignatiekas
since 19942.068.318.330
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,449 m²
Buildings1
Building footprint166 m²
Volume (LiDAR)2,068 m³
Tallest building15.8 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63080G0015/00M002 Wallonia 1,449 m² 1 · 166 m² 15.8 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

5 acts
Company purpose
de réaliser pour son propre compte ou pour compte d'autrui, toutes opérations se rattachant directement ou indirectement à la gestion d'un bureau d'étude, d'organisation, de conseil ou de courtier commercial, fiscal ou social. Pour compte d'organismes financiers dont elle dispose de la qualité d'intermédiaire, la société se chargera de la gestion de crédits, de financements et de placements (agent de banque d'épargne). commerciales, industrielles. indirectement à son objet. La société a également pour objet le courtage en assurances. Elle peut accomplir toutes opérations généralement quelconqu
Per act of 04-06-2026
Capital history · 1
04-06-2026
Capital: amount: 125.000,00€, shares: 1.250 actions
All acts · 5 updated 2 months ago
2026
04-06-2026 Incorporation · Name change · Merger · Capital Open-capture extraction
  • Filing: 2026-05-19 · PAQUAY ET ASSOCIES
  • Publication: 2026-06-04
  • Incorporation: date: 1994-04-29, notary: Erwin MARAITE, original_name: BUREAU PAQUAY-HEINRICHS · PAQUAY ET ASSOCIES
  • Name change: date: 2006-08-10, new_name: PAQUAY & ASSOCIES · PAQUAY ET ASSOCIES
  • Merger: date: 2006-08-10, type: absorption · PAQUAY ET ASSOCIES
  • Capital: amount: 125.000,00€, shares: 1.250 actions · PAQUAY ET ASSOCIES
  • Officer appointment: role: administrateur délégué, representative: François PAQUAY · FP MANAGEMENT
  • Officer appointment: role: administrateur · PAQUAY ET ASSOCIES
  • Officer appointment: role: associé gérant · FP MANAGEMENT
  • Share distribution: exchange_ratio: 712 actions SA pour 994 actions SNC, shares_sa_after: 11.788, shares_sa_before: 1.250, shares_snc_after: 17.994, shares_snc_before: 17, shares_created_snc: 994, shares_eliminated_sa: 712 · PAQUAY ET ASSOCIES
  • Merger: type: scission_partielle, date_effect: 2026-01-01, accounting_date: 2025-12-31 · PAQUAY ET ASSOCIES
  • Accounting effect: 2026-01-01 · PAQUAY ET ASSOCIES
  • Real estate declaration: area: 137,73 m², valuer: Pascaline LECOQ, address: rue de Malmedy 2, 4950 Waimes, revenue: 961,00€, cadastral: Division 1, Section G, Numéro 0015M002, value_net: 112.778,60€, description: Terrain Waimes et Construction bureau Waimes, value_market: 177.325,50€, valuation_date: 2023-08-10 · PAQUAY ET ASSOCIES
  • Real estate declaration: tenant: M24-AVOCATS, address: 4950 Waimes, Rue de Malmédy, 2, value_net: 15.933,58€, description: Aménagements immeuble location · PAQUAY ET ASSOCIES
  • Auditor mandate: fee: 5.500,00€, representative: Hanine ESSAHELI · PAQUAY ET ASSOCIES
  • Power of attorney: purpose: dépôt du projet de scission · PAQUAY ET ASSOCIES
  • Tax qualification: vat: exempt, corporate_tax: exempt · PAQUAY ET ASSOCIES
  • Incorporation: date: 2010-07-01, type: sous seing privé · FP MANAGEMENT
  • Purpose: de réaliser pour son propre compte ou pour compte d'autrui, toutes opérations se rattachant directement ou indirectement à la gestion d'un bureau d'étude, d'organisation, de conseil ou de courtier commercial, fiscal ou social. Pour compte d'organismes financiers dont elle dispose de la qualité d'intermédiaire, la société se chargera de la gestion de crédits, de financements et de placements (agent de banque d'épargne). commerciales, industrielles. indirectement à son objet. La société a également pour objet le courtage en assurances. Elle peut accomplir toutes opérations généralement quelconqu
  • Act object: SCISSION PARTIELLE DE LA BRANCHE D'ACTIVITES « IMMOBLIERE » DE
Summary: Incorporation · Name change · Merger · Capital
02-06-2026 Merger · Name change · Incorporation · Statute amendment Open-capture extraction
  • Filing: 2026-05-19 · PAQUAY ET ASSOCIES
  • Merger: type: absorption · PAQUAY ET ASSOCIES
  • Name change: new_name: PAQUAY ET ASSOCIES, old_name: BUREAU PAQUAY-HEINRICHS · PAQUAY ET ASSOCIES
  • Incorporation: date: 1994-04-29, notary: Erwin MARAITE, legal_form: SA · PAQUAY ET ASSOCIES
  • Statute amendment: date: 2006-08-10, notary: Erwin MARAITE · PAQUAY ET ASSOCIES
  • Incorporation: date: 2010-07-01, type: sous seing privé, legal_form: SNC · FP MANAGEMENT
  • Statute amendment: date: 2024-12-23, notary: Renaud CHAUVIN · FP MANAGEMENT
  • Officer appointment: role: administrateur délégué, representing: FP MANAGEMENT · François PAQUAY
  • Permanent representative: role: représentant permanent · François PAQUAY
  • Officer appointment: role: administrateur · François PAQUAY
  • Officer appointment: role: associé gérant · François PAQUAY
  • Auditor mandate: representative: Hanine ESSAHELI · LIBRA ~ AUDIT & ASSURANCE
  • Merger: type: scission partielle, branch: IMMOBILIERE, method: apport en nature, effective_date: 2026-01-01, exchange_ratio: 712 actions SA éliminées contre 994 actions SNC créées, accounting_date: 2025-12-31, shares_sa_after: 11788, shares_sa_before: 1250, shares_snc_after: 17994, shares_snc_before: 17 · PAQUAY ET ASSOCIES
  • Accounting effect: date: 2026-01-01 · PAQUAY ET ASSOCIES
  • Tax qualification: type: exemption impôt sociétés, basis: article 211, § 1er, alinéa 1er du Code des impôts sur les revenus · PAQUAY ET ASSOCIES
  • Tax qualification: type: exonération TVA, basis: articles 11 et 18 § 3 du Code de la TVA · PAQUAY ET ASSOCIES
  • Power of attorney: purpose: dépôt du projet de scission · PAQUAY ET ASSOCIES
  • Publication: 2026-06-02
  • Purpose: de réaliser pour son propre compte ou pour compte d'autrui, toutes opérations se rattachant directement ou indirectement à la gestion d'un bureau d'étude, d'organisation, de conseil ou de courtier commercial, fiscal ou social. Pour compte d'organismes financiers dont elle dispose de la qualité d'intermédiaire, la société se chargera de la gestion de crédits, de financements et de placements (agent de banque d'épargne). commerciales, industrielles, indirectement à son objet. La société a également pour objet le courtage en assurances. Elle peut accomplir toutes opérations généralement quelconqu
  • Act object: SCISSION PARTIELLE DE LA BRANCHE D'ACTIVITES < IMMOBLIERE » DE
Summary: Merger · Name change · Incorporation · Statute amendment
2024
09-07-2024 1 director appointed, 2 resigning Director changes
  • François PAQUAY, Gedelegeerd bestuurder
  • Claude PAQUAY, Bestuurder
  • Claude PAQUAY, Gedelegeerd bestuurder
Summary: v3.2
2019
18-11-2019 5 reappointed Director changes
  • Claude PAQUAY, Bestuurder
  • François PAQUAY, Bestuurder
  • DALE Geneviève, Bestuurder
  • MORSOMME Bénédicte, Bestuurder
  • HEINRICHS Agnès, Bestuurder
Summary: v3.2
2016
13-07-2016 2 directors appointed Director changes
  • Claudy PAQUAY, Bestuurder
  • Francis PAQUAY, Bestuurder
Summary: v3.2

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 482 of the 4,662 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Fotokopiëren, documentvoorbereiding en andere gespecialiseerde ondersteunende activiteiten ten behoeve van kantoren82190
Primary activity highlighted.
Names & trade names
Legal nameNL PAQUAY ET ASSOCIES
Registered office
Rue de Malmédy 2
4950 Waimes, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.