Joriba Bakery Deleye
ActiveSummary
Joriba Bakery Deleye has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-1.61M) and a net result of €-1.40M. Equity is shrinking by ~42.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 4867 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▲+3
Solvency6▲+6
Growth22=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.47 against 0.36 in 2024; short-term debt: 112.4% and cash: 2.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-18.9%
Return on assets
-16.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-1.61M
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
31 d early
2023
33 d early
2022
62 d early
2021
41 d early
2020
71 d early
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€3.46M▼ 44.3%
2019 · €6.20M
2018: €5.44M
2019: €6.20M
2018 → 2020
EBIT margin
-10.8%▼ 18.9pp
2019 · 8.1%
2018: 6.9%
2019: 8.1%
2018 → 2020
Net result
€-1.40M▲ 41.5%
2024 · €-2.40M
2018: €230k
2019: €365k
2020: €-494k
2021: €-20k
2022: €-723k
2023: €40k
2024: €-2.40M
2018 → 2025
Working capital
€-5.06M▲ 13.8%
2024 · €-5.86M
2018: €-691k
2019: €-629k
2020: €-1.07M
2021: €-1.39M
2022: €-3.42M
2023: €-3.59M
2024: €-5.86M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€812k-€89k▼ 89.0%€130k▲ 44.9%€-2.27M€-1.61M▲ 29.1%
Operating result€-201k-€-545k▼ 172%€357k€-1.99M€-889k▲ 55.4%
Net result€-20k-€-723k▼ 3,489%€40k€-2.40M€-1.40M▲ 41.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €889k in 2025 against €1.99M in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.52M
Fixed assets
€4.00M ▼ 13.7%
Current assets
€4.52M ▲ 35.8%
Key figures and ratios
EBITDA
€221k▲
2024 · €-1.36M
Cash flow
€-292k▲
2024 · €-1.77M
Solvency
-18.9%▲
2024 · -28.5%
Current ratio
0.47▲
2024 · 0.36
Quick ratio
0.34▲
2024 · 0.18
Debt to equity
-6.29▼
2024 · -4.51
ROA
-16.5%▲
2024 · -30.1%
Interest coverage
0.39▲
2024 · -2.62
Debt
€10.13M▼
2024 · €10.23M
Debt ≤ 1 year
€9.58M▲
2024 · €9.19M
Debt > 1 year
€510k▼
2024 · €1.04M
Income taxes
€790▼
2024 · €1k
Staff costs
€2.06M▼
2024 · €2.16M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.96M€8.52M▲
Fixed assets21/28€4.63M€4.00M▼
Intangible fixed assets21€44k€28k▼
Tangible fixed assets22/27€4.58M€3.96M▼
Land and buildings22€1.45M€1.28M▼
Plant, machinery and equipment23€2.96M€2.53M▼
Furniture and vehicles24€9k€7k▼
Assets under construction and advance payments27€162k€154k▼
Financial fixed assets28€6k€6k=
Current assets29/58€3.33M€4.52M▲
Stocks and contracts in progress3€1.69M€1.27M▼
Stocks30/36€1.69M€1.27M▼
Amounts receivable within one year40/41€1.48M€3.07M▲
Trade receivables40€750k€2.19M▲
Other amounts receivable41€733k€880k▲
Cash at bank and in hand54/58€153k€186k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€7.96M€8.52M▲
Equity10/15€-2.27M€-1.61M▲
Contributions10/11€1.62M€3.68M▲
Capital10€1.62M€3.68M▲
Issued capital100€1.62M€3.68M▲
Reserves13€42k€42k=
Non-distributable reserves130/1€42k€42k=
Legal reserve130€42k€42k=
Profit (loss) carried forward14€-3.93M€-5.33M▼
Amounts payable17/49€10.23M€10.13M▼
Amounts payable after more than one year17€1.04M€510k▼
Financial debts170/4€1.04M€510k▼
Amounts payable within one year42/48€9.19M€9.58M▲
Current portion of amounts payable after more than one year42€637k€478k▼
Financial debts43€2.94M€3.00M▲
Credit institutions430/8€2.94M€3.00M▲
Trade debts44€2.72M€4.26M▲
Suppliers440/4€2.72M€4.26M▲
Taxes, remuneration and social security45€196k€150k▼
Taxes450/3€1k€790▼
Remuneration and social security454/9€195k€149k▼
Other amounts payable47/48€2.70M€1.69M▼
Accrued charges and deferred income492/3-€41k
Income statement
Code20242025
Remuneration, social security and pensions62€2.16M€2.06M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€632k€1.11M▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€169k-
Other operating charges640/8€61k€229k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€1.03M€2.51M▲
Operating profit (loss)9901€-1.99M€-889k▲
Financial income75/76B€114k€55k▼
Recurring financial income75€110k€55k▼
Non-recurring financial income76B€5k-
Financial charges65/66B€520k€567k▲
Recurring financial charges65€520k€567k▲
Profit (loss) for the period before taxes9903€-2.40M€-1.40M▲
Income taxes67/77€1k€790▼
Profit (loss) for the period9904€-2.40M€-1.40M▲
Profit (loss) for the period to be appropriated9905€-2.40M€-1.40M▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4.02M€-5.33M▼
Profit (loss) brought forward from the previous period14P€-1.63M€-3.93M▼
Transfer from equity791/2€95k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 5 days late
12-01
State Gazette act
Capital & sharesCapital increase · Share issue · Capital5 facts ▸
State Gazette act
Capital & shares
Capital increase · Share issue · Capital5 facts ▸
- General meeting, 24-12-2025
- Capital increase, €2.061.298,64
- Share issue, actions nouvelles, sans désignation de valeur nominale, entièrement libérées, 31863
- Capital, €3.678.635,72
- Statutes amendment
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-2.40M ▼6070%
Net result drops to €-2.40M, the lowest in the series; recovery starts the following year.
08-07
State Gazette act
Resignation: V Consult & See BV (director)Director discharge3 facts ▸
State Gazette act
Resignation: V Consult & See BV (director)
Director discharge3 facts ▸
- Board meeting, 19-04-2024
- Director resignation, V Consult & See BV (director)
- Director discharge, V Consult & See BV (director)
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €40k
Net result €40k after 3 loss-making years.
31-12
Financial
Equity above €100kEq €130k ▲44.9%
Equity rises from €89k to €130k.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
02-09
State Gazette act
Registered office · Capital & shares · Resignations & appointmentsRegistered-office move · Name change · Capital7 facts ▸
State Gazette act
Registered office · Capital & shares · Resignations & appointments
Registered-office move · Name change · Capital7 facts ▸
- General meeting, 17-08-2022
- Registered-office move, 7700 Mouscron, Avenue Nadine Pollet-Sengier(L) 2
- Name change, Joriba Bakery Deleye
- Capital, €1.617.337,08
- Statutes amendment
- Shareholding, all 25,000 shares
- Authorised capital, 250000, EUR
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-12
State Gazette act
Resignations: Eis Bruneel (director) and SCS Deleye & Co (director and managing director)Appointment: SRL V Consult & See (director) · Permanent representatives: Carlos Deleye and Peter Vanden Bussche · Director discharge8 facts ▸
State Gazette act
Resignations: Eis Bruneel (director) and SCS Deleye & Co (director and managing director)
Appointment: SRL V Consult & See (director) · Permanent representatives: Carlos Deleye and Peter Vanden Bussche · Director discharge8 facts ▸
- General meeting, 18-11-2021
- Director resignation, Eis Bruneel (director)
- Director resignation, SCS Deleye & Co (director and managing director)
- Director discharge, Eis Bruneel
- Director discharge, SCS Deleye & Co
- Director appointment, SRL V Consult & See (director)
- Permanent representative, Carlos Deleye
- Permanent representative, Peter Vanden Bussche
Show earlier events
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
19-02
State Gazette act
Resignations: SRL Guido Vanherpe (director) and SRL L&A Business Consult (director)Permanent representatives: Guido Vanherpe, Luc Verhasselt and 3 others · Appointments: Els Bruneel, SCS Deleye & Co and 2 others16 facts ▸
State Gazette act
Resignations: SRL Guido Vanherpe (director) and SRL L&A Business Consult (director)
Permanent representatives: Guido Vanherpe, Luc Verhasselt and 3 others · Appointments: Els Bruneel, SCS Deleye & Co and 2 others16 facts ▸
- General meeting, 22-01-2021
- Director resignation, SRL Guido Vanherpe (director)
- Director resignation, SRL L&A Business Consult (director)
- Permanent representative, Guido Vanherpe
- Permanent representative, Luc Verhasselt
- Director appointment, Els Bruneel (director)
- Director appointment, SCS Deleye & Co (director)
- Permanent representative, Carlos Deleye
- Director appointment, SRL Pamico (director)
- Permanent representative, Pieter Ide
- Director appointment, SRL Isigma (director)
- Permanent representative, Sander Ide
- +4 further facts in this act
2020
20-10
State Gazette act
Permanent representative: Francis Boelens2 facts ▸
State Gazette act
Permanent representative: Francis Boelens
2 facts ▸
- Board meeting
- Permanent representative, Francis Boelens
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €365k ▲58.9%
Operating result €502k, net result €365k, both a record.
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-05
State Gazette act
Appointment: SCRL Ernst & Young Réviseurs d'Entreprises (statutory auditor)2 facts ▸
State Gazette act
Appointment: SCRL Ernst & Young Réviseurs d'Entreprises (statutory auditor)
2 facts ▸
- General meeting, 26-04-2018
- Auditor appointment, SCRL Ernst & Young Réviseurs d'Entreprises (statutory auditor)
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
08-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 130 days late
2016
05-04
State Gazette act
Appointment: SCRL Enst & Young Réviseurs d'Entreprises (statutory auditor)Permanent representative: Marnix Van Dooren3 facts ▸
State Gazette act
Appointment: SCRL Enst & Young Réviseurs d'Entreprises (statutory auditor)
Permanent representative: Marnix Van Dooren3 facts ▸
- General meeting, 29-12-2015
- Auditor appointment, SCRL Enst & Young Réviseurs d'Entreprises (statutory auditor)
- Permanent representative, Marnix Van Dooren
2015
18-05
State Gazette act
Appointments: Els BRUNEEL, DELEYE & C° and 2 othersPermanent representatives: Carlos DELEYE, Luc VERHASSELT and Guido VANHERPE · Registered-office move · Purpose change17 facts ▸
State Gazette act
Appointments: Els BRUNEEL, DELEYE & C° and 2 others
Permanent representatives: Carlos DELEYE, Luc VERHASSELT and Guido VANHERPE · Registered-office move · Purpose change17 facts ▸
- General meeting, 14-04-2015
- Registered-office move, Avenue Nadine Pollet Sangier 2, 7700 Luingne
- Purpose change, La fabrication, la production, le négoce en gros et en détail, le stockage et la distribution de produits surgelés... [full object text in Article 3]
- Capital increase, €1.000.000
- Bank account, BE07 0017 5458 1466
- Capital, €1.617.337,08
- Share category creation
- Director appointment, Els BRUNEEL (director)
- Director appointment, DELEYE & C° (director)
- Permanent representative, Carlos DELEYE
- Director appointment, L&A BUSINESS CONSULT (director)
- Permanent representative, Luc VERHASSELT
- +5 further facts in this act
21-04
State Gazette act
Resignation: Carlos DELEYE (director)Reappointment: S.C.S. DELEYE & C° (director) · Permanent representatives: Carlos DELEYE, Guido Vanherpe and Luc Verhasselt · Appointments: ELS BRUNEEL, SPRL GUIDO VANHERPE and 2 others17 facts ▸
State Gazette act
Resignation: Carlos DELEYE (director)
Reappointment: S.C.S. DELEYE & C° (director) · Permanent representatives: Carlos DELEYE, Guido Vanherpe and Luc Verhasselt · Appointments: ELS BRUNEEL, SPRL GUIDO VANHERPE and 2 others17 facts ▸
- General meeting, 03-04-2015
- Director resignation, Carlos DELEYE (director)
- Director reappointment, S.C.S. DELEYE & C° (director)
- Permanent representative, Carlos DELEYE
- Director appointment, ELS BRUNEEL (director)
- Director appointment, SPRL GUIDO VANHERPE (director)
- Permanent representative, Guido Vanherpe
- Director appointment, SPRL L&A BUSINESS CONSULT (director)
- Permanent representative, Luc Verhasselt
- Mandate compensation, S.C.S. DELEYE & C°
- Mandate compensation, ELS BRUNEEL
- Mandate compensation, SPRL GUIDO VANHERPE
- +5 further facts in this act
14-04
State Gazette act
Capital & sharesCapital · Statutes amendment · Power of attorney5 facts ▸
State Gazette act
Capital & shares
Capital · Statutes amendment · Power of attorney5 facts ▸
- General meeting, 27-03-2015
- Capital, €617.337,08
- Statutes amendment
- Power of attorney, Conseil d'administration
- Power of attorney, Philippe DEFAUW
2014
21-11
State Gazette act
Reappointments: DELEYE & C° (director) and Carlos DELEYE (director)Permanent representative: Carlos DELEYE7 facts ▸
State Gazette act
Reappointments: DELEYE & C° (director) and Carlos DELEYE (director)
Permanent representative: Carlos DELEYE7 facts ▸
- General meeting, 21-02-2014
- Director reappointment, DELEYE & C° (director)
- Director reappointment, Carlos DELEYE (director)
- Board meeting, 21-02-2014
- Director reappointment, DELEYE & C° (chair of the board)
- Director reappointment, DELEYE & C° (managing director)
- Permanent representative, Carlos DELEYE
2013
15-05
State Gazette act
Capital & sharesCapital increase · Capital · Bank account6 facts ▸
State Gazette act
Capital & shares
Capital increase · Capital · Bank account6 facts ▸
- General meeting, 15-04-2013
- Capital increase, €299.983,79
- Capital, €617.337,08
- Bank account, KBC BANK MOESKROEN, 100000.00
- Power of attorney, Conseil d'administration de DELEYE PRODUCTS
- Waiver, renonciation au droit de souscription préférentielle
2009
30-07
State Gazette act
Permanent representative: Carlos DELEYERegistered-office move · Power of attorney4 facts ▸
State Gazette act
Permanent representative: Carlos DELEYE
Registered-office move · Power of attorney4 facts ▸
- Board meeting, 15-06-2009
- Registered-office move, 7700 LUINGNE (MOUSCRON), Avenue Nadine Pollet Sangier 1
- Power of attorney, Sofie LANNAU
- Permanent representative, Carlos DELEYE
2008
18-08
State Gazette act
Reappointments: Carlos DELEYE (director) and DELEYE & C° (director)Permanent representative: Carlos DELEYE7 facts ▸
State Gazette act
Reappointments: Carlos DELEYE (director) and DELEYE & C° (director)
Permanent representative: Carlos DELEYE7 facts ▸
- General meeting, 09-05-2008
- Director reappointment, Carlos DELEYE (director)
- Director reappointment, DELEYE & C° (director)
- Permanent representative, Carlos DELEYE
- Board meeting, 09-05-2008
- Director reappointment, DELEYE & C° (chair of the board)
- Director reappointment, DELEYE & C° (managing director)
2005
01-04
State Gazette act
Resignation: Els BRUNEEL (director)Director discharge3 facts ▸
State Gazette act
Resignation: Els BRUNEEL (director)
Director discharge3 facts ▸
- Board meeting, 31-07-2004
- Director resignation, Els BRUNEEL (director)
- Director discharge, Els BRUNEEL
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 directors, no change since 2024
V Consult& See
CurrentDirector · since 18-11-2021 · Private limited company · perm. rep.: Peter Vanden Bussche
ISIGMA
CurrentDirector · since 22-01-2021 · Private limited company · perm. rep.: Sander Ide
Pamico
CurrentDirector · since 22-01-2021 · Private limited company · perm. rep.: Pieter Ide
Els Bruneel
CurrentDirector · since 03-04-2015
DELEYE & C°
Not recently confirmedDirector · since 09-05-2008 · Legal entity · perm. rep.: Carlos DELEYE
Guido Vanherpe
Not recently confirmedDirector · since 03-04-2015 · Legal entity
1 other director
L & A BUSINESS CONSULT
Not recently confirmedDirector · since 03-04-2015 · Legal entity · perm. rep.: Luc VERHASSELT
19-04-2024
BV V CONSULT & SEE: Resigned as Director
18-11-2021
V Consult& See: Appointed as Director
18-11-2021
DELEYE & CO: Resigned as Director and managing director
18-11-2021
Eis Bruneel: Resigned as Director
22-01-2021
ISIGMA: Appointed as Director
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
N.Pollet-Sengierlaan(L) 27700 Mouscron1 establishment unit
Joriba Bakery Deleye
since 19972.063.300.559
Statutory auditor
| Ernst et Young Reviseurs d'Entreprises Statutory auditor | 26-04-2018 → 29-05-2018 |
Show 1 earlier auditors
| SCRL Enst & Young Réviseurs d'Entreprises Statutory auditor · represented by Marnix Van Dooren succeeded by Ernst et Young Reviseurs d'Entreprises in 2018 | 29-12-2015 → 26-04-2018 |
Articles of association
Purpose
La fabrication, la production, le négoce en gros et en détail, le stockage et la distribution de produits surgelés... [full object text]
Structure & network
Connections & network
6 connected companiesLinked via shared directors
Shared corporate director
→
Shared corporate director
→
Shared corporate director
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Shared corporate director
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Show 2 more companies with a shared director
Shared corporate director
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Shared corporate director
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Capital and shareholders
Shareholders according to the acts
After the capital increase
act of 18-05-2015 ↗
- DELEYE & C° 500,000 EUR
- LA LORRAINE BAKERY GROUP 500,000 EUR
After the capital increase
act of 15-05-2013 ↗
- DELEYE & C°
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 12-01-2026 Capital increase of 2,061,298.64 EUR · to 3,678,635.72 EUR · 31,863 new shares · in kind
- 02-09-2022 Capital stated in the act · 1,617,337.08 EUR · 25,000 shares
- 18-05-2015 Capital increase of 1,000,000 EUR · to 1,617,337.08 EUR
- 14-04-2015 Capital stated in the act · 617,337.08 EUR · 25,000 shares
- 15-05-2013 Capital increase of 299,983.79 EUR · to 617,337.08 EUR · 12,101 new shares
Recognitions · licences · registrations
Food safety, FASFC
1 siteMouscron/Moeskroen2.063.300.559
Legal Entity Identifier
699400R3RYSKDYKD2Q81
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Of 222 companies in sector 46391 we hold annual accounts for 138. 89 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-07-1993
Fiscal year end31-12
Abbreviation FR
JBD
Activities, NACEBEL 2025
10711Manufacture of food products
46391Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filings
Scores and ratios are computed by Checked and are not a credit decision.