Summary
HAECK FINANCE COMPANY has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €27.31M and a net result of €-1.40M. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 37% of 3200 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
7 d early
2024
8 d early
2023
12 d early
2022
14 d early
2021
16 d early
2020
37 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema, statutory accounts
Turnover
€1.67M▲ 36.3%
2024 · €1.22M
2018: €1.93M
2019: €5.58M▲ +189% vs 2018highest in 8 years
2020: €993k▼ -82.2% vs 2019
2021: €1.17M▲ +17.6% vs 2020
2022: €253k▼ -78.4% vs 2021lowest in 8 years
2023: €803k▲ +218% vs 2022
2024: €1.22M▲ +52.3% vs 2023
2025: €1.67M▲ +36.3% vs 2024
2018 → 2025
EBIT margin
-47.3%▲ 22.7pp
2024 · -69.9%
2018: 61.4%
2019: 86.4%▲ +40.7% vs 2018highest in 8 years
2020: 15.2%▼ -82.4% vs 2019
2021: 35.4%▲ +133% vs 2020
2022: -223.3%▼ -730% vs 2021lowest in 8 years
2023: -19.6%▲ +91.2% vs 2022
2024: -69.9%▼ -256% vs 2023
2025: -47.3%▲ +32.4% vs 2024
2018 → 2025
Net result
€-1.40M
2024 · €299k
2018: €1.67M
2019: €5.45M▲ +227% vs 2018highest in 8 years
2020: €851k▼ -84.4% vs 2019
2021: €1.04M▲ +22.1% vs 2020
2022: €21k▼ -98.0% vs 2021
2023: €597k▲ +2730% vs 2022
2024: €299k▼ -49.8% vs 2023
2025: €-1.40M▼ -568% vs 2024lowest in 8 years
2018 → 2025
Working capital
€-12.71M▼ 2.1%
2024 · €-12.44M
2018: €-2.11M
2019: €-2.16M▼ -2.5% vs 2018
2020: €-2.24M▼ -3.8% vs 2019
2021: €-7.44M▼ -232% vs 2020
2022: €-4.86M▲ +34.7% vs 2021
2023: €942k▲ +119% vs 2022highest in 8 years
2024: €-12.44M▼ -1421% vs 2023
2025: €-12.71M▼ -2.1% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.17M-€253k▼ 78.4%€803k▲ 218%€1.22M▲ 52.3%€1.67M▲ 36.3%
2021: €1.17M
2022: €253k▼ -78.4% vs 2021lowest in 5 years
2023: €803k▲ +218% vs 2022
2024: €1.22M▲ +52.3% vs 2023
2025: €1.67M▲ +36.3% vs 2024highest in 5 years
Equity€29.29M-€29.31M▲ 0.1%€28.41M▼ 3.1%€28.71M▲ 1.1%€27.31M▼ 4.9%
2021: €29.29M
2022: €29.31M▲ +0.1% vs 2021highest in 5 years
2023: €28.41M▼ -3.1% vs 2022
2024: €28.71M▲ +1.1% vs 2023
2025: €27.31M▼ -4.9% vs 2024lowest in 5 years
Operating result€414k-€-564k€-158k▲ 72.1%€-855k▼ 442%€-787k▲ 7.9%
2021: €414khighest in 5 years
2022: €-564k▼ -236% vs 2021
2023: €-158k▲ +72.1% vs 2022
2024: €-855k▼ -442% vs 2023lowest in 5 years
2025: €-787k▲ +7.9% vs 2024
Net result€1.04M-€21k▼ 98.0%€597k▲ 2,730%€299k▼ 49.8%€-1.40M
2021: €1.04Mhighest in 5 years
2022: €21k▼ -98.0% vs 2021
2023: €597k▲ +2730% vs 2022
2024: €299k▼ -49.8% vs 2023
2025: €-1.40M▼ -568% vs 2024lowest in 5 years
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €787k in 2025 against €855k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73.50M
Fixed assets
€70.26M ▲ 4.5%
Current assets
€3.24M ▲ 2.9%
Equity and liabilities €73.50M
Equity
€27.31M ▼ 4.9%
Debt
€46.19M ▲ 10.9%
Debt's share of the balance-sheet total rises from 59.2% to 62.8%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-5.1%▼
2024 · 1.0%
ROA
-1.9%▼
2024 · 0.4%
Debt ≤ 1 year
€15.95M▲
2024 · €15.59M
Debt > 1 year
€30.23M▲
2024 · €26.04M
Income taxes
€2k▼
2024 · €2k
Staff costs
€1.55M▲
2024 · €1.41M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 78 lines
Balance sheet
Code20242025
Assets
Total assets20/58€70.35M€73.50M▲
Fixed assets21/28€67.20M€70.26M▲
Intangible fixed assets21€2k€93k▲
Tangible fixed assets22/27€3.01M€5.98M▲
Land and buildings22€950k€5.47M▲
Plant, machinery and equipment23€4k€6k▲
Furniture and vehicles24€76k€496k▲
Other tangible fixed assets26€5k€5k=
Assets under construction and advance payments27€1.98M-
Financial fixed assets28€64.19M€64.19M=
Affiliated companies280/1€64.18M€64.18M=
Participating interests280€19.18M€19.18M=
Amounts receivable281€45.00M€45.00M=
Other financial fixed assets284/8€3k€3k=
Amounts receivable and cash guarantees285/8€3k€3k=
Current assets29/58€3.15M€3.24M▲
Amounts receivable after more than one year29€76k€195k▲
Other amounts receivable291€76k€195k▲
Amounts receivable within one year40/41€2.71M€2.75M▲
Trade receivables40€657€371▼
Other amounts receivable41€2.71M€2.75M▲
Current investments50/53€50k€50k=
Other investments51/53€50k€50k=
Cash at bank and in hand54/58€302k€212k▼
Deferred charges and accrued income490/1€9k€27k▲
Equity and liabilities
Total equity and liabilities10/49€70.35M€73.50M▲
Equity10/15€28.71M€27.31M▼
Contributions10/11€16.30M€16.30M=
Capital10€16.30M€16.30M=
Issued capital100€16.30M€16.30M=
Reserves13€1.63M€1.63M=
Non-distributable reserves130/1€1.63M€1.63M=
Legal reserve130€1.63M€1.63M=
Profit (loss) carried forward14€10.78M€9.38M▼
Amounts payable17/49€41.64M€46.19M▲
Amounts payable after more than one year17€26.04M€30.23M▲
Financial debts170/4€26.04M€30.23M▲
Credit institutions173€16.19M€11.38M▼
Other loans174€9.85M€18.85M▲
Amounts payable within one year42/48€15.59M€15.95M▲
Current portion of amounts payable after more than one year42€5.23M€3.81M▼
Financial debts43€5.22M€6.24M▲
Credit institutions430/8€5.22M€6.24M▲
Trade debts44€152k€68k▼
Suppliers440/4€152k€68k▼
Taxes, remuneration and social security45€247k€258k▲
Taxes450/3€78k€62k▼
Remuneration and social security454/9€170k€197k▲
Other amounts payable47/48€4.74M€5.57M▲
Accrued charges and deferred income492/3€8k€9k▲
Income statement
Code20242025
Operating income70/76A€1.41M€1.74M▲
Turnover70€1.22M€1.67M▲
Other operating income74€189k€66k▼
Non-recurring operating income76A-€4k
Operating charges60/66A€2.27M€2.52M▲
Services and other goods61€776k€722k▼
Remuneration, social security and pensions62€1.41M€1.55M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€245k▲
Other operating charges640/8€7k€4k▼
Non-recurring operating charges66A€26k-
Operating profit (loss)9901€-855k€-787k▲
Financial income75/76B€3.43M€1.09M▼
Recurring financial income75€3.43M€1.09M▼
Income from financial fixed assets750€2.78M€1.04M▼
Income from current assets751€648k€47k▼
Other financial income752/9€644€8k▲
Financial charges65/66B€2.27M€1.70M▼
Recurring financial charges65€2.27M€1.70M▼
Debt charges650€2.26M€1.69M▼
Other financial charges652/9€13k€13k▼
Profit (loss) for the period before taxes9903€302k€-1.40M▼
Income taxes67/77€2k€2k▼
Taxes670/3€2k€2k▼
Profit (loss) for the period9904€299k€-1.40M▼
Profit (loss) for the period to be appropriated9905€299k€-1.40M▼
Appropriation of the result
Profit (loss) to be appropriated9906€10.78M€9.38M▼
Profit (loss) brought forward from the previous period14P€10.48M€10.78M▲
Social balance
Average headcount (FTE)908713.415.6▲
The notes to these accounts (76 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €1.30M | €313k | €866k | €1.41M | €1.74M | ▲ 23.0% |
| Turnover70 | €1.17M | €253k | €803k | €1.22M | €1.67M | ▲ 36.3% |
| Other operating income74 | €118k | €61k | €63k | €189k | €66k | ▼ 65.3% |
| Non-recurring operating income76A | €10k | €109 | - | - | €4k | - |
| Operating charges60/66A | €882k | €877k | €1.02M | €2.27M | €2.52M | ▲ 11.3% |
| Services and other goods61 | €773k | €810k | €847k | €776k | €722k | ▼ 7.0% |
| Remuneration, social security and pensions62 | €46k | - | - | €1.41M | €1.55M | ▲ 9.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €66k | €62k | €171k | €45k | €245k | ▲ 449% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €-8k | - | - | - | - | - |
| Other operating charges640/8 | €5k | €5k | €6k | €7k | €4k | ▼ 44.8% |
| Non-recurring operating charges66A | - | - | - | €26k | - | - |
| Operating profit (loss)9901 | €414k | €-564k | €-158k | €-855k | €-787k | ▲ 7.9% |
| Financial income75/76B | €1.03M | €1.26M | €1.67M | €3.43M | €1.09M | ▼ 68.1% |
| Recurring financial income75 | €1.03M | €1.26M | €1.67M | €3.43M | €1.09M | ▼ 68.1% |
| Income from financial fixed assets750 | €761k | €718k | €945k | €2.78M | €1.04M | ▼ 62.7% |
| Income from current assets751 | €274k | €543k | €727k | €648k | €47k | ▼ 92.7% |
| Other financial income752/9 | €2 | - | - | €644 | €8k | ▲ 1,173% |
| Financial charges65/66B | €404k | €666k | €917k | €2.27M | €1.70M | ▼ 25.0% |
| Recurring financial charges65 | €404k | €666k | €917k | €2.27M | €1.70M | ▼ 25.0% |
| Debt charges650 | €389k | €652k | €898k | €2.26M | €1.69M | ▼ 25.1% |
| Other financial charges652/9 | €15k | €14k | €18k | €13k | €13k | ▼ 0.6% |
| Profit (loss) for the period before taxes9903 | €1.05M | €32k | €598k | €302k | €-1.40M | ▼ 563% |
| Income taxes67/77 | €6k | €11k | €548 | €2k | €2k | ▼ 16.9% |
| Taxes670/3 | €7k | €11k | €548 | €2k | €2k | ▼ 16.9% |
| Tax adjustments and reversals of tax provisions77 | €1k | €38 | - | - | - | - |
| Profit (loss) for the period9904 | €1.04M | €21k | €597k | €299k | €-1.40M | ▼ 568% |
| Profit (loss) for the period to be appropriated9905 | €1.04M | €21k | €597k | €299k | €-1.40M | ▼ 568% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €63.11M | €55.58M | €66.03M | €70.35M | €73.50M | ▲ 4.5% |
| Fixed assets21/28 | €46.96M | €46.90M | €52.74M | €67.20M | €70.26M | ▲ 4.5% |
| Intangible fixed assets21 | €58k | €39k | €19k | €2k | €93k | ▲ 6,058% |
| Tangible fixed assets22/27 | €214k | €173k | €1.02M | €3.01M | €5.98M | ▲ 98.4% |
| Land and buildings22 | €93k | €89k | €977k | €950k | €5.47M | ▲ 476% |
| Plant, machinery and equipment23 | €7k | €6k | €5k | €4k | €6k | ▲ 41.1% |
| Furniture and vehicles24 | €109k | €73k | €38k | €76k | €496k | ▲ 555% |
| Other tangible fixed assets26 | €5k | €5k | €5k | €5k | €5k | = |
| Assets under construction and advance payments27 | - | - | - | €1.98M | - | - |
| Financial fixed assets28 | €46.69M | €46.69M | €51.70M | €64.19M | €64.19M | = |
| Affiliated companies280/1 | €46.69M | €46.69M | €51.70M | €64.18M | €64.18M | = |
| Participating interests280 | €6.69M | €6.69M | €6.70M | €19.18M | €19.18M | = |
| Amounts receivable281 | €40.00M | €40.00M | €45.00M | €45.00M | €45.00M | = |
| Other financial fixed assets284/8 | - | - | - | €3k | €3k | = |
| Amounts receivable and cash guarantees285/8 | - | - | - | €3k | €3k | = |
| Current assets29/58 | €16.15M | €8.69M | €13.29M | €3.15M | €3.24M | ▲ 2.9% |
| Amounts receivable after more than one year29 | €160k | €122k | €97k | €76k | €195k | ▲ 156% |
| Other amounts receivable291 | €160k | €122k | €97k | €76k | €195k | ▲ 156% |
| Amounts receivable within one year40/41 | €15.93M | €8.27M | €12.99M | €2.71M | €2.75M | ▲ 1.7% |
| Trade receivables40 | - | €567 | €475 | €657 | €371 | ▼ 43.6% |
| Other amounts receivable41 | €15.93M | €8.27M | €12.98M | €2.71M | €2.75M | ▲ 1.7% |
| Current investments50/53 | €50k | €50k | €50k | €50k | €50k | = |
| Other investments51/53 | €50k | €50k | €50k | €50k | €50k | = |
| Cash at bank and in hand54/58 | - | €228k | €150k | €302k | €212k | ▼ 29.9% |
| Deferred charges and accrued income490/1 | €12k | €14k | €2k | €9k | €27k | ▲ 200% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €63.11M | €55.58M | €66.03M | €70.35M | €73.50M | ▲ 4.5% |
| Equity10/15 | €29.29M | €29.31M | €28.41M | €28.71M | €27.31M | ▼ 4.9% |
| Contributions10/11 | €16.30M | €16.30M | €16.30M | €16.30M | €16.30M | = |
| Capital10 | €16.30M | €16.30M | €16.30M | €16.30M | €16.30M | = |
| Issued capital100 | €16.30M | €16.30M | €16.30M | €16.30M | €16.30M | = |
| Reserves13 | €1.63M | €1.63M | €1.63M | €1.63M | €1.63M | = |
| Non-distributable reserves130/1 | €1.63M | €1.63M | €1.63M | €1.63M | €1.63M | = |
| Legal reserve130 | €1.63M | €1.63M | €1.63M | €1.63M | €1.63M | = |
| Profit (loss) carried forward14 | €11.36M | €11.38M | €10.48M | €10.78M | €9.38M | ▼ 13.0% |
| Amounts payable17/49 | €33.82M | €26.27M | €37.61M | €41.64M | €46.19M | ▲ 10.9% |
| Amounts payable after more than one year17 | €10.22M | €12.72M | €25.27M | €26.04M | €30.23M | ▲ 16.1% |
| Financial debts170/4 | €10.22M | €12.72M | €25.27M | €26.04M | €30.23M | ▲ 16.1% |
| Credit institutions173 | €6.42M | €3.92M | €15.42M | €16.19M | €11.38M | ▼ 29.7% |
| Other loans174 | €3.80M | €8.80M | €9.85M | €9.85M | €18.85M | ▲ 91.4% |
| Amounts payable within one year42/48 | €23.59M | €13.55M | €12.34M | €15.59M | €15.95M | ▲ 2.3% |
| Current portion of amounts payable after more than one year42 | €2.50M | €2.50M | €4.50M | €5.23M | €3.81M | ▼ 27.1% |
| Financial debts43 | €13.05M | €6.53M | €2.59M | €5.22M | €6.24M | ▲ 19.4% |
| Credit institutions430/8 | €13.05M | €6.53M | €2.59M | €5.22M | €6.24M | ▲ 19.4% |
| Trade debts44 | €31k | €6k | €11k | €152k | €68k | ▼ 55.1% |
| Suppliers440/4 | €31k | €6k | €11k | €152k | €68k | ▼ 55.1% |
| Taxes, remuneration and social security45 | €2k | €11k | €548 | €247k | €258k | ▲ 4.4% |
| Taxes450/3 | €2k | €11k | €548 | €78k | €62k | ▼ 20.4% |
| Remuneration and social security454/9 | - | - | - | €170k | €197k | ▲ 15.8% |
| Other amounts payable47/48 | €8.01M | €4.50M | €5.24M | €4.74M | €5.57M | ▲ 17.6% |
| Accrued charges and deferred income492/3 | €4k | €4k | €5k | €8k | €9k | ▲ 15.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.04M | €21k | €597k | €299k | €-1.40M | ▼ 568% |
| + Depreciation and write-downs630 | €66k | €62k | €171k | €45k | €245k | ▲ 449% |
| Operating cash flow (approximation) | €1.11M | €83k | €768k | €344k | €-1.16M | ▼ 436% |
| Investment in fixed assets (approximation) | - | €-2k | €-6.01M | €-14.51M | €-3.30M | ▲ 77.2% |
| Change in cash | - | - | €-78k | €152k | €-90k | ▼ 159% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-1.40M
Net result drops to €-1.40M, the lowest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · consolidated
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €5.45M ▲227%
Operating result €4.82M, net result €5.45M, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · consolidated
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 18 acts read
About the unread acts
We know of 18 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
18 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2000
Ground area
2,857 m²
Building footprint
204 m²
Parcel 37018B0586/00A002, Flanders. Linked by address, not a title deed.
12
companies at this address
See who is registered here
1 establishment unit
Hillesteenweg 54, 8750 Wingene
since 20002.050.486.958
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37018B0586/00A002 | Flanders | 2,857 m² | 1 · 204 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
3 subsidiariesHAECK FINANCE COMPANYBE 0441.990.002
controls
Where this company holds controlsubsidiary per the LEI register3
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 786 EUR awarded · 210 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 576 EUR | 0 EUR |
| 2024 | 1 | 210 EUR | 210 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
549300328F5OCR734O85
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BE 0842.737.087
Tournai · Eq €27.24M
WATERLEAU GROUP
BE 0473.254.189
Haacht · Eq €27.41M
LIFLAX
BE 0435.894.838
Tielt · Eq €27.17M
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 3,170 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded13-11-1990
Fiscal year end31-12
Abbreviation NL
HAFINCO
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.