Summary
Conclusion
the dossier summarised in one paragraphVERZEKERINGEN GHEKIERE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 04-06-2026 | 57 d early | 2026-00140332 |
| 31-12-2024 | 31-07-2025 | 10-06-2025 | 51 d early | 2025-00146163 |
| 31-12-2023 | 31-07-2024 | 04-06-2024 | 57 d early | 2024-00108624 |
| 31-12-2022 | 31-07-2023 | 06-06-2023 | 55 d early | 2023-00109009 |
| 31-12-2021 | 31-07-2022 | 07-06-2022 | 54 d early | 2022-20056975 |
| 31-12-2020 | 31-07-2021 | 21-06-2021 | 40 d early | 2021-21800200 |
| 31-12-2019 | 31-07-2020 | 04-04-2020 | 118 d early | 2020-08600267 |
| 31-12-2018 | 31-07-2019 | 01-07-2019 | 30 d early | 2019-25900590 |
| 31-12-2017 | 31-07-2018 | 05-06-2018 | 56 d early | 2018-16300115 |
| 31-12-2016 | 31-07-2017 | 28-06-2017 | 33 d early | 2017-23200488 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1989, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro | 04-06-2026 | 2026-00140332 |
| 31-12-2024 | micro | 10-06-2025 | 2025-00146163 |
| 31-12-2023 | micro | 04-06-2024 | 2024-00108624 |
| 31-12-2022 | verkort | 06-06-2023 | 2023-00109009 |
| 31-12-2021 | micro | 07-06-2022 | 2022-20056975 |
| 31-12-2020 | micro | 21-06-2021 | 2021-21800200 |
| 31-12-2019 | micro | 04-04-2020 | 2020-08600267 |
| 31-12-2018 | micro | 01-07-2019 | 2019-25900590 |
| 31-12-2017 | micro | 05-06-2018 | 2018-16300115 |
| 31-12-2016 | micro | 28-06-2017 | 2017-23200488 |
Directors
Directors & mandates
4 directors7 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
ASTARALegal entityDirector· perm. rep.: Ghekiere HildeState Gazette act 24372950 (06-03-2024)Current06-03-2024 → present
-
Current06-03-2024 → present
2 events
- 06-03-2024 Resigned· Director
- 06-03-2024 Mandate renewed· Director
-
Current21-10-2022 → present
Former directors (1)
-
Former- → 21-10-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Private limited company(610) |
| Incorporation | 20-10-1989 |
| Status | Active |
| Postal code | 8940 |
Structure & network
Connections & network
1 connected companyGroup structure
Sits on the board · 1 subsidiary · 1 location
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control
1 partyControl over this companysits on this company's board1
1 subsidiary · 1 location
controls
VERZEKERINGEN GHEKIEREBE 0438.699.722
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationGHEKIERE NV
since 19892.045.712.281
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area475 m²
Buildings1
Building footprint196 m²
Volume (LiDAR)1,718 m³
Tallest building12.3 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33009C0979/00E003 | Flanders | 475 m² | 1 · 196 m² | 12.3 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
6 acts Company purpose
tant en Belgique qu’à l’étranger, pour compte propre ou compte de tiers ou en participation avec ceux-ci: - activités de distribution d’assurances en qualité de sous-agent d’assurances, sous la responsabilité de « Verzekeringen Ghekiere », actuellement sise à Wervik, Beselarestraat 6, numéro d’entreprise 0438.699.722, l’agent d’assurances. - la société peut, en Belgique et à l’étranger, accomplir toutes opérations mobilières, immobilières
Per act of 16-04-2026
Capital history · 3
16-04-2026
Founding capital: shares: 100, currency: EUR, share_price: 30, amount_after: 3000, amount_before: 0, share_premium: 0
05-11-2025
v3.2
22-07-2025
v3.2
Address history · 1
16-04-2026
Registered seat: Rue de Dadizele 11B, 7781 Comines-Warneton (Houthem)
All acts · 6
updated 4 months ago
2026
16-04-2026 Act object · Notarial deed · Incorporation · Founder
- Act object: CONSTITUTION · JULIA CONSULTING
- Notarial deed: 2026-04-13 · JULIA CONSULTING
- Incorporation: 2026-04-13 · JULIA CONSULTING
- Founder · VERSTRAETE Eva Ann Sibyl
- Founding capital: shares: 100, currency: EUR, share_price: 30, amount_after: 3000, amount_before: 0, share_premium: 0 · JULIA CONSULTING
- Share distribution: amount: 3000, shares: 100, currency: EUR · VERSTRAETE Eva Ann Sibyl
- Filing: 2026-04-14 · JULIA CONSULTING
- Publication: 2026-04-16 · JULIA CONSULTING
- Registered seat: Rue de Dadizele 11B, 7781 Comines-Warneton (Houthem) · JULIA CONSULTING
- Officer appointment: role: administrateur non statutaire, term: illimitée · VERSTRAETE Eva Ann Sibyl
- Mandate compensation: rémunéré sauf décision contraire · VERSTRAETE Eva Ann Sibyl
- Auditor waiver · JULIA CONSULTING
- First fiscal year: end: 2027-02-28, start: 2026-04-14 · JULIA CONSULTING
- Annual meeting schedule: premier mercredi du mois de août · JULIA CONSULTING
- Pre incorporation ratification: 2026-01-01 · JULIA CONSULTING
- Power of attorney: mandataire ad hoc · Accountantskantoor Björn Vancoëllie
- Purpose: tant en Belgique qu’à l’étranger, pour compte propre ou compte de tiers ou en participation avec ceux-ci: - activités de distribution d’assurances en qualité de sous-agent d’assurances, sous la responsabilité de « Verzekeringen Ghekiere », actuellement sise à Wervik, Beselarestraat 6, numéro d’entreprise 0438.699.722, l’agent d’assurances. - la société peut, en Belgique et à l’étranger, accomplir toutes opérations mobilières, immobilières
Summary:
Act object · Notarial deed · Incorporation · Founder
2025
05-11-2025 Transaction in capital or shares
Summary:
v3.2
22-07-2025 Transaction in capital or shares
Summary:
v3.2
2024
06-03-2024 Articles of association amended
Summary:
v3.2
2022
30-11-2022 1 director appointed, 1 resigning
2011
19-10-2011 Articles of association amended
Summary:
v3.2
Analysis
Credit advice
verdict per customer and amountSimilar
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 482 of the 4,657 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201
Primary activity highlighted.
Names & trade names
| Legal nameNL | VERZEKERINGEN GHEKIERE |
Registered office
Beselarestraat 6
8940 Wervik, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.