Crèche Le Lapin Blanc
ActiveSummary
Crèche Le Lapin Blanc has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €465k and a net result of €35k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 87% of 463 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 6.54 against 5.61 in 2024; short-term debt: 14.9% and cash: 34.3% of total assets), and 18.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.9%
Return on assets
6.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
14 d early
2023
21 d early
2022
351 d late
2021
5 d early
2020
32 d early
2019
328 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€35k▲ 90.0%
2024 · €19k
2018: €-202
2019: €15k
2020: €4k
2021: €1k
2022: €-7k
2023: €39k
2024: €19k
2018 → 2025
Working capital
€468k▲ 8.1%
2024 · €433k
2018: €359k
2019: €367k
2020: €372k
2021: €375k
2022: €375k
2023: €411k
2024: €433k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€379k-€372k▼ 1.8%€411k▲ 10.5%€430k▲ 4.5%€465k▲ 8.2%
Operating result€1k-€-7k€39k€16k▼ 58.9%€28k▲ 74.1%
Net result€1k-€-7k€39k€19k▼ 52.6%€35k▲ 90.0%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 74% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €568k
Fixed assets
€15k ▲ 7.2%
Current assets
€552k ▲ 4.8%
Equity and liabilities €568k
Equity
€465k ▲ 8.2%
Debt
€103k ▼ 7.8%
Debt's share of the balance-sheet total falls from 20.6% to 18.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▲
2024 · €21k
Cash flow
€40k▲
2024 · €23k
Current ratio
6.54▲
2024 · 5.61
Debt to equity
0.22▼
2024 · 0.26
ROE
7.6%▲
2024 · 4.3%
ROA
6.2%▲
2024 · 3.4%
Interest coverage
62.92▲
2024 · 52.20
Debt ≤ 1 year
€84k▼
2024 · €94k
Debt > 1 year
€18k▲
2024 · €17k
Income taxes
€-33
Staff costs
€520k▼
2024 · €530k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€541k€568k▲
Fixed assets21/28€14k€15k▲
Tangible fixed assets22/27€14k€15k▲
Plant, machinery and equipment23€13k€10k▼
Furniture and vehicles24€800€0▼
Assets under construction and advance payments27-€5k
Current assets29/58€527k€552k▲
Amounts receivable within one year40/41€66k€58k▼
Trade receivables40€10k€14k▲
Other amounts receivable41€56k€44k▼
Current investments50/53€300k€300k=
Cash at bank and in hand54/58€157k€195k▲
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€541k€568k▲
Equity10/15€430k€465k▲
Contributions10/11€312k€312k=
Capital10€312k€312k=
Profit (loss) carried forward14€118k€153k▲
Amounts payable17/49€111k€103k▼
Amounts payable after more than one year17€17k€18k▲
Other amounts payable178/9€17k€18k▲
Amounts payable within one year42/48€94k€84k▼
Trade debts44€12k€6k▼
Suppliers440/4€12k€6k▼
Taxes, remuneration and social security45€82k€78k▼
Taxes450/3€3k€7k▲
Remuneration and social security454/9€79k€71k▼
Income statement
Code20242025
Non-recurring operating income76A€537-
Remuneration, social security and pensions62€530k€520k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€2k€715▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€553k€556k▲
Operating profit (loss)9901€16k€28k▲
Financial income75/76B€3k€8k▲
Recurring financial income75€3k€4k▲
Non-recurring financial income76B-€3k
Financial charges65/66B€396€523▲
Recurring financial charges65€396€523▲
Profit (loss) for the period before taxes9903€19k€35k▲
Income taxes67/77-€-33
Profit (loss) for the period9904€19k€35k▲
Profit (loss) for the period to be appropriated9905€19k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€118k€153k▲
Profit (loss) brought forward from the previous period14P€99k€118k▲
Social balance
Average headcount (FTE)90879.39.0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
State Gazette act
Admissions: Pierre Collowald (member) and Emmanuel Dumont (member)Appointments: Pierre Collowald, Emmanuel Dumont and 2 others7 facts ▸
State Gazette act
Admissions: Pierre Collowald (member) and Emmanuel Dumont (member)
Appointments: Pierre Collowald, Emmanuel Dumont and 2 others7 facts ▸
- General meeting, 18-06-2026
- Member admission, Pierre Collowald
- Member admission, Emmanuel Dumont
- Director appointment, Pierre Collowald (director)
- Director appointment, Emmanuel Dumont (director)
- Director appointment, Francine Dispa Ruelle (chair)
- Director appointment, Catherine Fabry (director)
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 351 days late
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
2022
31-12
Financial
Weakest financial yearnet €-7k ▼722%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 328 days late
2019
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
18-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 79 days late
18-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 444 days late
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 143 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2026
This board is reconstructed from a single act (26106006). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Catherine Fabry
CurrentDirector · since 18-06-2026
Emmanuel Dumont
CurrentDirector · since 18-06-2026
Francine Dispa Ruelle
CurrentChair · since 18-06-2026
Pierre Collowald
CurrentDirector · since 18-06-2026
18-06-2026
Catherine Fabry: Appointed as Director
18-06-2026
Emmanuel Dumont: Appointed as Director
18-06-2026
Francine Dispa Ruelle: Appointed as Chair
18-06-2026
Pierre Collowald: Appointed as Director
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langeveldstraat 1271180 UkkelGround area
782 m²
Building footprint
297 m²
Volume, LiDAR
2,579 m³
Parcel 21612C0163/00S003, Brussels · tallest building 15.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Crèche Le Lapin Blanc
since 19852.160.500.202
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0163/00S003 | Brussels | 782 m² | 1 · 297 m² | 15.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
via Catherine Fabry · Director
former→
Public money · subsidies and aid
Wallonia-Brussels Federation
2024 to 2025 · 4 entries · 859,738 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 2 | 429,578 EUR |
| 2024 | 2 | 430,161 EUR |
Budget allocations
Sub. - PV : Crèches
Rétro. / Récup. Sub. - PV : Crèches
Recognitions · licences · registrations
Food safety, FASFC
1 siteUkkel2.160.500.202
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Of 1,590 companies in sector 88911 we hold annual accounts for 707. 500 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded01-10-1985
Fiscal year end31-12
Activities, NACEBEL 2025
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.