Centre culturel MJC
ActiveCentre culturel MJC has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €597k and a net result of €57k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 80% of 228 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+7
Solvency100=
Growth60▲+22
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.51 against 3.2 in 2024; short-term debt: 22.8% and cash: 76.4% of total assets), and 23.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.1%
Return on assets
7.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 d early
2024
58 d early
2023
86 d early
2022
48 d early
2021
45 d early
2020
32 d early
2019
34 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€104k▲ 30.7%
2024 · €79k
2018: €124k
2019: €154k
2020: €41k
2021: €49k
2022: €96k
2023: €107k
2024: €79k
2018 → 2025
EBIT margin
56.9%▲ 68.5pp
2024 · -11.6%
2018: 22.7%
2019: 11.7%
2020: 164.4%
2021: 326.6%
2022: -31.2%
2023: 30.8%
2024: -11.6%
2018 → 2025
Net result
€57k
2024 · €-10k
2018: €28k
2019: €23k
2020: €68k
2021: €158k
2022: €-31k
2023: €32k
2024: €-10k
2018 → 2025
Working capital
€449k▲ 18.5%
2024 · €379k
2018: €316k
2019: €275k
2020: €349k
2021: €497k
2022: €468k
2023: €483k
2024: €379k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€49k-€96k▲ 98.5%€107k▲ 11.4%€79k▼ 26.2%€104k▲ 30.7%
Equity€549k-€518k▼ 5.6%€550k▲ 6.2%€539k▼ 1.9%€597k▲ 10.7%
Operating result€159k-€-30k€33k€-9k€59k
Net result€158k-€-31k€32k€-10k€57k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €59k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €785k
Fixed assets
€157k▼ 5.2%
Current assets
€628k▲ 13.9%
Equity and liabilities €785k
Equity
€597k▲ 10.7%
Debt
€188k▲ 6.0%
The debt ratio falls from 24.7% to 23.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€99k▲
2024 · €31k
Cash flow
€97k▲
2024 · €30k
Solvency
76.1%▲
2024 · 75.3%
Current ratio
3.51▲
2024 · 3.20
Quick ratio
3.50▲
2024 · 3.18
Debt / equity
0.31▼
2024 · 0.33
ROE
9.6%▲
2024 · -1.9%
ROA
7.3%▲
2024 · -1.5%
Interest coverage
65.04▲
2024 · 26.05
Debt
€188k▲
2024 · €177k
Debt ≤ 1 year
€179k▲
2024 · €172k
Staff costs
€1.03M▼
2024 · €1.04M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€717k€785k▲
Fixed assets21/28€165k€157k▼
Intangible fixed assets21€8k€6k▼
Tangible fixed assets22/27€157k€150k▼
Plant, machinery and equipment23€132k€130k▼
Furniture and vehicles24€25k€20k▼
Financial fixed assets28€635€635=
Current assets29/58€551k€628k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€16k€11k▼
Trade receivables40€10k€11k▲
Other amounts receivable41€6k-
Cash at bank and in hand54/58€522k€599k▲
Deferred charges and accrued income490/1€10k€16k▲
Equity and liabilities
Total equity and liabilities10/49€717k€785k▲
Equity10/15€539k€597k▲
Contributions10/11€97k€97k=
Capital10€97k€97k=
Reserves13€441k€499k▲
Profit (loss) carried forward14€1k€1k=
Amounts payable17/49€177k€188k▲
Amounts payable within one year42/48€172k€179k▲
Trade debts44-€18k
Suppliers440/4-€18k
Taxes, remuneration and social security45€172k€161k▼
Taxes450/3€24k€29k▲
Remuneration and social security454/9€149k€133k▼
Accrued charges and deferred income492/3€5k€9k▲
Income statement
Code20242025
Turnover70€79k€104k▲
Non-recurring operating income76A€0-
Goods, raw materials, services and sundry goods60/61€242k€253k▲
Remuneration, social security and pensions62€1.04M€1.03M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€40k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€473
Gross operating margin9900€1.07M€1.13M▲
Operating profit (loss)9901€-9k€59k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-10k€57k▲
Profit (loss) for the period9904€-10k€57k▲
Profit (loss) for the period to be appropriated9905€-10k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€59k▲
Profit (loss) brought forward from the previous period14P€1k€1k=
From contributions791€10k-
To contributions691-€57k
Social balance
Average headcount (FTE)908713.713.7=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-31k ▼120%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €158k ▲134%
Operating result €159k, net result €158k, both a record.
31-12
Financial
Equity above €500kEq €549k ▲40.5%
4 profitable years in a row build equity to €549k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 34 days late
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
09-06-2026
Agnès Capon: Resigned as Director
09-06-2026
Alain Debruyne: Resigned as Director
09-06-2026
Cédric Givaudan: Resigned as Director
09-06-2026
Sébastien Lallemant: Resigned as Director
28-04-2025
Cédric Givaudan: Resigned as Director
28-04-2025
LINDEBOOM Joël: Resigned as Director
18-07-2024
L'Amicale des donneurs de sang de Comines-Warneton: Resigned as Director
18-07-2024
Perspectiv': Resigned as Director
20-11-2020
LINDEBOOM Joël: Resigned as Director
20-11-2020
BAILY Lucie: Resigned as Director
20-11-2020
BOUCKHUYT Marcel: Resigned as Director
20-11-2020
CHAUVIN Patrick: Resigned as Director
20-11-2020
Christine Declercq: Resigned as Director
20-11-2020
Christine Declercq: Resigned as Daily management delegate
20-11-2020
Christine Declercq: Resigned as Vice présidente
20-11-2020
VANDENBROUCKE Emilie: Resigned as Director
20-11-2020
VANDERVEKEN Chantal: Resigned as Director
20-11-2020
WINDELS Martin: Resigned as Director
31-05-2018
VANDERVEKEN Chantal: Resigned as Director
27-06-2016
BERTHOLET Vincent: Resigned as Director
27-06-2016
Catherine Stilmant: Resigned as Director
27-06-2016
Fabrice Verslype: Resigned as Director
Location & real-estate footprint
Registered office, Comines-Warneton · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kunstenstraat(KOM) 227780 Comines-WarnetonGround area
8,709 m²
Building footprint
2,695 m²
Parcel 54002C0590/00M006, Wallonia. Linked by address, not a title deed.
1 establishment unit
Centre culturel MJC
since 19832.160.474.961
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54002C0590/00M006 | Wallonia | 8,709 m² | 1 · 2,695 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2021 to 2025 · 38 entries · 1,491,088 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 28 | 524,544 EUR |
| 2024 | 4 | 480,711 EUR |
| 2023 | 5 | 465,834 EUR |
| 2021 | 1 | 20,000 EUR |
Budget allocations
Conventions et contrats programmes indexés dans le domaine des centres culturels
Aides ponctuelles dans le domaine transversal
Aides facultatives dans les domaines des centres culturels, des bibliothèques, des Centres d'Expression et de Créativité et des Pratiques en Amateurs
Aides ponctuelles dans le domaine des arts plastiques
Recognitions · licences · registrations
Food safety, FASFC
1 siteComines-Warneton/Komen-Waasten2.160.474.961
Similar companies · same sector, comparable size
ARTIMINO
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INTERACTIVE MEDIA ART LABORATORY
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CULTUURCENTRUM DE STEIGER
BE 0418.791.263
Menen · Eq €581k
ARETZ
BE 0467.975.807
Antwerpen · Eq €579k
La Vénerie, Centre culturel et Centre d'Expression et de Créativité francophones de Watermael-Boitsfort
BE 0411.900.602
Watermaal-Bosvoorde · Eq €577k
Of 641 companies in sector 90312 we hold annual accounts for 227. 167 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded29-06-1983
Fiscal year end31-12
Abbreviation FR
CCCW
Activities, NACEBEL
90312Arts creation and performing arts activities
92322
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.