VAN HOYWEGHEN - DE RIDDER
ActiveVAN HOYWEGHEN - DE RIDDER has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €27k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+1
Solvency55▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.51 in 2024; short-term debt: 52.4% and cash: 2.1% of total assets), but 70.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.6%
Return on assets
5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-01-2026, 108 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
108 d early
2024
41 d early
2023
40 d early
2022
38 d early
2021
47 d early
2020
64 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€162k▲ 20.4%
2024 · €135k
2018: €99k
2019: €83k
2020: €83k
2021: €112k
2022: €111k
2023: €112k
2024: €135k
2018 → 2025
Total assets
€549k▼ 2.6%
2024 · €564k
2018: €624k
2019: €605k
2020: €595k
2021: €628k
2022: €622k
2023: €598k
2024: €564k
2018 → 2025
Net result
€27k▲ 20.1%
2024 · €23k
2018: €-35k
2019: €-16k
2020: €-2
2021: €29k
2022: €-859
2023: €611
2024: €23k
2018 → 2025
Working capital
€211k▲ 25.6%
2024 · €168k
2018: €151k
2019: €97k
2020: €100k
2021: €108k
2022: €104k
2023: €125k
2024: €168k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€111k▼ 0.8%€112k▲ 0.5%€135k▲ 20.4%€162k▲ 20.4%
Operating result€29k-€-79€1k€19k▲ 1,274%€26k▲ 36.5%
Net result€29k-€-859€611€23k▲ 3,642%€27k▲ 20.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 37% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €549k
Fixed assets
€50k▼ 23.6%
Current assets
€499k▲ 0.2%
Equity and liabilities €549k
Equity
€162k▲ 20.4%
Debt
€387k▼ 9.9%
The debt ratio falls from 76.1% to 70.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▲
2024 · €39k
Cash flow
€43k▲
2024 · €43k
Solvency
29.6%▲
2024 · 23.9%
Current ratio
1.73▲
2024 · 1.51
Quick ratio
0.06▲
2024 · 0.05
Debt / equity
2.38▼
2024 · 3.18
ROE
16.9%▼
2024 · 16.9%
ROA
5.0%▲
2024 · 4.1%
Interest coverage
24.81▲
2024 · 15.08
Debt
€387k▼
2024 · €429k
Debt ≤ 1 year
€288k▼
2024 · €330k
Debt > 1 year
€99k=
2024 · €99k
Income taxes
€0▼
2024 · €36
Staff costs
€28k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€564k€549k▼
Fixed assets21/28€66k€50k▼
Tangible fixed assets22/27€66k€50k▼
Plant, machinery and equipment23€52k€38k▼
Furniture and vehicles24€169€0▼
Other tangible fixed assets26€14k€13k▼
Financial fixed assets28€50€50=
Current assets29/58€498k€499k▲
Stocks and contracts in progress3€480k€480k=
Stocks30/36€480k€480k=
Amounts receivable within one year40/41€6k€7k▲
Trade receivables40€6k€7k▲
Other amounts receivable41€693€0▼
Cash at bank and in hand54/58€12k€12k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€564k€549k▼
Equity10/15€135k€162k▲
Contributions10/11€125k€125k=
Capital10€125k€125k=
Issued capital100€125k€125k=
Reserves13€13k€13k=
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Profit (loss) carried forward14€-3k€25k▲
Amounts payable17/49€429k€387k▼
Amounts payable after more than one year17€99k€99k=
Financial debts170/4€99k€99k=
Amounts payable within one year42/48€330k€288k▼
Trade debts44€10k€8k▼
Suppliers440/4€10k€8k▼
Taxes, remuneration and social security45€18k€23k▲
Taxes450/3€6k€11k▲
Remuneration and social security454/9€12k€11k▼
Other amounts payable47/48€302k€257k▼
Accrued charges and deferred income492/3€46€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€29k€28k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€16k▼
Other operating charges640/8€960€1k▲
Gross operating margin9900€70k€71k▲
Operating profit (loss)9901€19k€26k▲
Financial income75/76B€6k€3k▼
Recurring financial income75€6k€3k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€23k€27k▲
Income taxes67/77€36€0▼
Profit (loss) for the period9904€23k€27k▲
Profit (loss) for the period to be appropriated9905€23k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€25k▲
Profit (loss) brought forward from the previous period14P€-25k€-3k▲
Social balance
Average headcount (FTE)90871.31.3=
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Equity above €150kEq €162k ▲20.4%
3 profitable years in a row build equity to €162k.
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Back to profitnet €611
Net result €611 after one loss-making year.
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Back to profitnet €29k
Net result €29k after 3 loss-making years.
30-09
Financial
Equity above €100kEq €112k ▲34.8%
Equity rises from €83k to €112k.
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-01-2026
Piet Van Hoyweghen: Resigned as Director
20-01-2026
VAN HOYWEGHEN Lies: Resigned as Director
18-12-2023
De Ridder Maria: Resigned as Director
18-12-2023
Van Hoywegen Hans: Resigned as Director
18-12-2023
Van Hoyweghen Karl: Resigned as Director
08-05-2018
Antoon Van Hoyweghen: Resigned as Director
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 1981
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat (DEN) 559200 DendermondeGround area
835 m²
Building footprint
654 m²
Volume, LiDAR
4,214 m³
Parcel 42006C0104/00L000, Flanders · tallest building 15.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kerkstraat (DEN) 55, 9200 Dendermonde
since 19812.019.202.577
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42006C0104/00L000 | Flanders | 835 m² | 1 · 654 m² | 15.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 516 EUR awarded · 415 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 197 EUR | 197 EUR |
| 2023 | 1 | 101 EUR | 0 EUR |
| 2022 | 1 | 218 EUR | 218 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 426 companies in sector 47553 we hold annual accounts for 169. 120 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-1981
Fiscal year end30-09
Activities, NACEBEL
47553Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.