Nationaal Eigenaars en Mede-Eigenaars Syndicaat
ActiveNationaal Eigenaars en Mede-Eigenaars Syndicaat has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.00M and a net result of €41k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 498 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 8.3 against 7.14 in 2024; short-term debt: 11.1% and cash: 12.4% of total assets), and 11.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 94
Relative position
BE, all sectors
reference
Sector 94
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.4%
Return on assets
3.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
8 d early
2024
7 d early
2023
5 d late
2022
32 d early
2021
5 d late
2020
20 d late
2019
42 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€41k▼ 19.2%
2024 · €51k
2018: €68k
2019: €-326k
2020: €-14k
2021: €-34k
2022: €54k
2023: €55k
2024: €51k
2018 → 2025
Working capital
€918k▲ 3.2%
2024 · €890k
2018: €1.10M
2019: €784k
2020: €779k
2021: €738k
2022: €790k
2023: €846k
2024: €890k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€804k-€858k▲ 6.7%€912k▲ 6.4%€963k▲ 5.6%€1.00M▲ 4.3%
Operating result€65k-€166k▲ 154%€171k▲ 2.8%€114k▼ 33.3%€38k▼ 66.5%
Net result€-34k-€54k€55k▲ 1.1%€51k▼ 7.0%€41k▼ 19.2%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 66% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€92k▲ 24.8%
Current assets
€1.04M▲ 0.9%
Equity and liabilities €1.14M
Equity
€1.00M▲ 4.3%
Debt
€132k▼ 9.1%
The debt ratio falls from 13.1% to 11.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€72k▼
2024 · €134k
Cash flow
€74k▲
2024 · €71k
Solvency
88.4%▲
2024 · 86.9%
Current ratio
8.30▲
2024 · 7.14
Quick ratio
8.30▲
2024 · 7.14
Debt / equity
0.13▼
2024 · 0.15
ROE
4.1%▼
2024 · 5.3%
ROA
3.6%▼
2024 · 4.6%
Interest coverage
29.07▲
2024 · 8.12
Debt
€132k▼
2024 · €145k
Debt ≤ 1 year
€126k▼
2024 · €145k
Staff costs
€531k▼
2024 · €557k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.11M€1.14M▲
Fixed assets21/28€74k€92k▲
Intangible fixed assets21€43k€64k▲
Tangible fixed assets22/27€9k€6k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€7k€4k▼
Financial fixed assets28€22k€22k=
Current assets29/58€1.03M€1.04M▲
Amounts receivable within one year40/41€95k€116k▲
Trade receivables40€191-
Other amounts receivable41€95k€116k▲
Current investments50/53€567k€776k▲
Cash at bank and in hand54/58€351k€141k▼
Deferred charges and accrued income490/1€22k€10k▼
Equity and liabilities
Total equity and liabilities10/49€1.11M€1.14M▲
Equity10/15€963k€1.00M▲
Reserves13€18k€29k▲
Profit (loss) carried forward14€945k€976k▲
Amounts payable17/49€145k€132k▼
Amounts payable within one year42/48€145k€126k▼
Trade debts44€57k€54k▼
Suppliers440/4€57k€54k▼
Taxes, remuneration and social security45€84k€67k▼
Taxes450/3€14k€14k▼
Remuneration and social security454/9€71k€53k▼
Accrued charges and deferred income492/3-€6k
Income statement
Code20242025
Non-recurring operating income76A€3k-
Remuneration, social security and pensions62€557k€531k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€33k▲
Non-recurring operating charges66A-€20k
Gross operating margin9900€691k€623k▼
Operating profit (loss)9901€114k€38k▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€66k€2k▼
Recurring financial charges65€17k€2k▼
Non-recurring financial charges66B€50k-
Profit (loss) for the period before taxes9903€51k€41k▼
Profit (loss) for the period9904€51k€41k▼
Profit (loss) for the period to be appropriated9905€51k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€933k€986k▲
Profit (loss) brought forward from the previous period14P€882k€945k▲
From contributions791€44k€6k▼
To contributions691€32k€16k▼
Social balance
Average headcount (FTE)90876.86.3▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
19-03
State Gazette act
General meeting · Statutes amendment
Director resignation · Director appointment
2025
31-12
Financial
Equity above €1MEq €1.00M ▲4.3%
4 profitable years in a row build equity to €1.00M.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 5 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €54k
Net result €54k after 3 loss-making years.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 5 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 20 days late
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 42 days late
2019
31-12
Financial
Weakest financial yearnet €-326k ▼579%
Net result drops to €-326k, the lowest in the series; recovery starts the following year.
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 121 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
15-01-2026
Benedicte DELCOURT: Resigned as Daily management
25-10-2013
Freddy NIEMANS: Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keizerslaan 241000 BrusselGround area
203 m²
Building footprint
178 m²
Volume, LiDAR
3,424 m³
Parcel 21808H1773/00S000, Brussels · tallest building 24.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Syndicat national des Propriétaires et Copropriétaires
since 19882.156.312.671
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1773/00S000 | Brussels | 203 m² | 1 · 178 m² | 24.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared director
→
Shared address
→
Shared address
→
Ownership & control
1 partyNationaal Eigenaars en Mede-Eigenaars SyndicaatBE 0419.738.202
controls
Where this company holds controlthis company sits on their board1
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 25,032 EUR awarded · 25,032 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 7,101 EUR | 7,101 EUR |
| 2024 | 1 | 9,852 EUR | 9,852 EUR |
| 2023 | 1 | 8,079 EUR | 8,079 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Legal Entity Identifier
9845001A9A4AD469DC50
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Of 3,133 companies in sector 94999 we hold annual accounts for 707. 484 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded20-08-1979
Fiscal year end31-12
Legal name FR
Syndicat national des Propriétaires et Copropriétaires
Abbreviation FR
SNPC-NEMS
Activities, NACEBEL
94999Other membership organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.