Cigna International Health Services

Active Risk: not assessed

Private limited companyfounded 197451 yrs activePlantin en Moretuslei 299, 2140 Antwerpen, BelgiumKBO/BCE: BE 0414.783.183

Summary

Cigna International Health Services is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €28.24M and a net result of €4.93M. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 32% of 490 sector peers (fiscal year 2025). The company has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Outside the general model

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Credit check for your own amount and term

Signals

1 signal. The signal on the left, the evidence on the right.

○neutral

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

80 d early

2024

73 d early

2023

76 d early

2022

77 d early

2021

74 d early

2020

75 d early

2019

80 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Equity

€28.24M▼ 24.3%

2024 · €37.32M

2019: €18.53M 2020: €20.48M 2021: €32.44M 2022: €38.23M 2023: €36.92M 2024: €37.32M

2019 → 2025

Net result

€4.93M▼ 65.8%

2024 · €14.40M

2019: €1.32M 2020: €1.94M 2021: €11.96M 2022: €20.79M 2023: €12.69M 2024: €14.40M

2019 → 2025

Total assets

€120.08M▼ 8.9%

2024 · €131.86M

2019: €79.51M 2020: €89.50M 2021: €81.25M 2022: €100.45M 2023: €132.44M 2024: €131.86M

2019 → 2025

Solvency

23.5%▼ 4.8pp

2024 · 28.3%

2019: 23.3% 2020: 22.9% 2021: 39.9% 2022: 38.1% 2023: 27.9% 2024: 28.3%

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€82.23M-€96.69M▲ 17.6%€93.04M▼ 3.8%€97.46M▲ 4.7%€98.67M▲ 1.2%

Equity€32.44M-€38.23M▲ 17.9%€36.92M▼ 3.4%€37.32M▲ 1.1%€28.24M▼ 24.3%

Operating result€18.57M-€27.06M▲ 45.7%€19.62M▼ 27.5%€21.21M▲ 8.1%€13.63M▼ 35.8%

Net result€11.96M-€20.79M▲ 73.8%€12.69M▼ 39.0%€14.40M▲ 13.5%€4.93M▼ 65.8%

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 36% below 2024 and is the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €120.08M

99.0%

Fixed assets €1.22M ▼ 5.4%

Current assets €118.86M ▼ 9.0%

Equity and liabilities €120.08M

23.5%

76.3%

Equity €28.24M ▼ 24.3%

Provisions €215k ▼ 75.1%

Debt €91.62M ▼ 2.2%

Debt's share of the balance-sheet total rises from 71.0% to 76.3%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

ROE

17.4%▼

2024 · 38.6%

ROA

4.1%▼

2024 · 10.9%

Debt ≤ 1 year

€83.62M▼

2024 · €83.98M

Debt > 1 year

€80k▼

2024 · €92k

Income taxes

€1.80M▼

2024 · €5.29M

Staff costs

€22.34M▲

2024 · €21.67M

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 74 lines

Balance sheet Code20242025

Assets

Total assets20/58€131.86M€120.08M▼

Fixed assets21/28€1.29M€1.22M▼

Intangible fixed assets21€326k€153k▼

Tangible fixed assets22/27€500k€369k▼

Plant, machinery and equipment23€250k€168k▼

Furniture and vehicles24€206k€175k▼

Other tangible fixed assets26€45k€26k▼

Financial fixed assets28€465k€699k▲

Affiliated companies280/1€8k€8k=

Participating interests280€8k€8k=

Other financial fixed assets284/8€457k€691k▲

Amounts receivable and cash guarantees285/8€457k€691k▲

Current assets29/58€130.56M€118.86M▼

Amounts receivable within one year40/41€44.41M€36.05M▼

Trade receivables40€25.40M€18.14M▼

Other amounts receivable41€19.01M€17.90M▼

Current investments50/53€30.73M€48.98M▲

Other investments51/53€30.73M€48.98M▲

Cash at bank and in hand54/58€54.18M€32.58M▼

Deferred charges and accrued income490/1€1.25M€1.25M▲

Equity and liabilities

Total equity and liabilities10/49€131.86M€120.08M▼

Equity10/15€37.32M€28.24M▼

Reserves13€37.32M€28.24M▼

Distributable reserves133€37.32M€28.24M▼

Profit (loss) carried forward14€784€620▼

Provisions and deferred taxes16€860k€215k▼

Provisions for liabilities and charges160/5€860k€215k▼

Other liabilities and charges164/5€860k€215k▼

Amounts payable17/49€93.68M€91.62M▼

Amounts payable after more than one year17€92k€80k▼

Other amounts payable178/9€92k€80k▼

Amounts payable within one year42/48€83.98M€83.62M▼

Trade debts44€73.98M€71.60M▼

Suppliers440/4€73.98M€71.60M▼

Taxes, remuneration and social security45€5.63M€5.01M▼

Taxes450/3€1.24M€766k▼

Remuneration and social security454/9€4.39M€4.24M▼

Other amounts payable47/48€4.37M€7.01M▲

Accrued charges and deferred income492/3€9.61M€7.92M▼

Income statement Code20242025

Operating income70/76A€103.62M€105.13M▲

Turnover70€97.46M€98.67M▲

Other operating income74€6.16M€6.46M▲

Operating charges60/66A€82.41M€91.51M▲

Services and other goods61€55.20M€70.46M▲

Remuneration, social security and pensions62€21.67M€22.34M▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.14M€437k▼

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1.36M€-2.01M▼

Provisions for liabilities and charges: additions (uses and reversals)635/8€-37k€-646k▼

Other operating charges640/8€662k€278k▼

Non-recurring operating charges66A€2.41M€646k▼

Operating profit (loss)9901€21.21M€13.63M▼

Financial income75/76B€3.78M€5.27M▲

Recurring financial income75€3.78M€5.27M▲

Income from current assets751€2.49M€1.58M▼

Other financial income752/9€1.29M€3.69M▲

Financial charges65/66B€5.30M€12.17M▲

Recurring financial charges65€5.30M€12.17M▲

Debt charges650€97k€163k▲

Other financial charges652/9€5.20M€12.01M▲

Profit (loss) for the period before taxes9903€19.69M€6.73M▼

Income taxes67/77€5.29M€1.80M▼

Taxes670/3€5.35M€1.83M▼

Tax adjustments and reversals of tax provisions77€59k€33k▼

Profit (loss) for the period9904€14.40M€4.93M▼

Profit (loss) for the period to be appropriated9905€14.40M€4.93M▼

Appropriation of the result

Profit (loss) to be appropriated9906€14.40M€4.93M▼

Profit (loss) brought forward from the previous period14P€1k€783▼

Transfer from equity791/2€14.00M€14.00M=

From reserves792€14.00M€14.00M=

Transfer to equity691/2€14.40M€4.93M▼

To other reserves6921€14.40M€4.93M▼

Profit to be distributed694/7€14.00M€14.00M=

Return on contributions (dividend)694€14.00M€14.00M=

Social balance

Average headcount (FTE)9087210.3201.5▼

The notes to these accounts (57 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 39Financial 2Gazette 27Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

16-06

State Gazette act Reappointment: Mazars Bedrijfsrevisoren (statutory auditor)

Permanent representatives: Philippe Gossart and Elisabeth Limbioul5 facts ▸

General meeting, 30-04-2024
Auditor reappointment, Mazars Bedrijfsrevisoren (statutory auditor)
Permanent representative, Philippe Gossart (representative)
Permanent representative, Elisabeth Limbioul (representative)
Director in office, Helga Gils (director)

12-05

NBB filing Annual accounts filed

fiscal year 2025 · full schema

06-05

State Gazette act Resignation: Lawrence Wagner (director)

Appointment: Gilles Nyssens (class A director) · Power of attorney4 facts ▸

General meeting, 10-03-2026
Director resignation, Lawrence Wagner (director)
Director appointment, Gilles Nyssens (class A director)
Power of attorney, Helga Gils

2025

19-05

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

16-05

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

15-05

NBB filing Annual accounts filed

fiscal year 2022 · full schema

2022

31-12

Financial Highest result since 2019net €20.79M ▲73.8%

Operating result €27.06M, net result €20.79M, both a record.

18-05

NBB filing Annual accounts filed

fiscal year 2021 · full schema

2021

31-12

Financial Equity above €25MEq €32.44M ▲58.4%

3 profitable years in a row build equity to €32.44M.

09-07

State Gazette act Resignation: PwC Bedrijfsrevisoren BV (statutory auditor)

Appointment: Mazars Bedrijfsrevisoren (statutory auditor)3 facts ▸

General meeting, 21-06-2021
Director resignation, PwC Bedrijfsrevisoren BV (statutory auditor)
Auditor appointment, Mazars Bedrijfsrevisoren (statutory auditor)

17-05

NBB filing Annual accounts filed

fiscal year 2020 · full schema

19-04

State Gazette act Resignation: Paul Debrabandere (class A director)

Appointment: Lawrence Wagner (class A director) · Mandate compensation4 facts ▸

General meeting, 18-03-2021
Director resignation, Paul Debrabandere (class A director)
Director appointment, Lawrence Wagner (class A director)
Mandate compensation, Lawrence Wagner

Show earlier events

22-03

State Gazette act Reappointments: Helga Gils (bestuurder van categorie a) and Paul Debrabandere (bestuurder van categorie a)

Legal-form conversion · Capital · Reserve release8 facts ▸

General meeting, 26-02-2021
Legal-form conversion, Besloten vennootschap met beperkte aansprakelijkheid -> Besloten vennootschap (BV)
Capital, €868.000
Reserve release, 124000, EUR
Statutes amendment
Director reappointment, Helga Gils (bestuurder van categorie a)
Director reappointment, Paul Debrabandere (bestuurder van categorie a)
Power of attorney, Cigna International Health Services

2020

10-06

State Gazette act Reappointment: PwC Bedrijfsrevisoren CV (statutory auditor)

Permanent representative: Isabelle Rasmont3 facts ▸

General meeting, 07-05-2020
Auditor reappointment, PwC Bedrijfsrevisoren CV (statutory auditor)
Permanent representative, Isabelle Rasmont

12-05

NBB filing Annual accounts filed

fiscal year 2019 · full schema

08-04

State Gazette act Resignation: Arjan Toor (class A director)

Appointment: Helga Gils (class A director) · Mandate compensation4 facts ▸

General meeting, 27-02-2020
Director resignation, Arjan Toor (class A director)
Director appointment, Helga Gils (class A director)
Mandate compensation, Helga Gils

2019

27-05

NBB filing Annual accounts filed

fiscal year 2018 · full schema

2018

05-11

State Gazette act Resignation: Erwin Minsaer (zaakvoerder categorie b)

Appointment: Paul Debrabandere (zaakvoerder categorie a) · Mandate compensation4 facts ▸

General meeting, 09-10-2018
Director resignation, Erwin Minsaer (zaakvoerder categorie b)
Director appointment, Paul Debrabandere (zaakvoerder categorie a)
Mandate compensation, Paul Debrabandere

22-05

NBB filing Annual accounts filed

fiscal year 2017 · full schema

12-03

State Gazette act Resignation: Bart Jordens (zaakvoerder categorie a)

Appointment: Arjan Toor (zaakvoerder categorie a)3 facts ▸

General meeting, 19-02-2018
Director resignation, Bart Jordens (zaakvoerder categorie a)
Director appointment, Arjan Toor (zaakvoerder categorie a)

2017

11-09

State Gazette act Appointment: PricewaterhouseCoopers Bedrijfsrevisoren (statutory auditor)

Permanent representative: Isabelle Rasmont3 facts ▸

General meeting, 24-08-2017
Auditor appointment, PricewaterhouseCoopers Bedrijfsrevisoren (statutory auditor)
Permanent representative, Isabelle Rasmont

07-07

State Gazette act Reappointment: Erwin Minsaer (zaakvoerder categorie b)

2 facts ▸

General meeting, 25-04-2017
Director reappointment, Erwin Minsaer (zaakvoerder categorie b)

12-05

NBB filing Annual accounts filed

fiscal year 2016 · full schema

2016

07-07

State Gazette act Permanent representative: Isabelle Rasmont

Reappointment: Erwin Minsaer (zaakvoerder categorie b)3 facts ▸

General meeting, 26-04-2016
Permanent representative, Isabelle Rasmont (statutory auditor)
Director reappointment, Erwin Minsaer (zaakvoerder categorie b)

2015

23-06

State Gazette act Resignations: Aforis BVBA (manager) and David Bourdon (manager)

Permanent representative: Wouter Reggers · Appointments: David Bourdon (zaakvoerder van categorie a) and Bart Jordens (zaakvoerder van categorie a) · Reappointment: Erwin Minsaer (zaakvoerder categorie b)11 facts ▸

General meeting, 30-04-2015
Director resignation, Aforis BVBA (manager)
Permanent representative, Wouter Reggers
Director appointment, David Bourdon (zaakvoerder van categorie a)
Power of attorney, Altius CVBA
General meeting, 11-05-2015
Director resignation, David Bourdon (manager)
Director appointment, Bart Jordens (zaakvoerder van categorie a)
Power of attorney, Altius CVBA
General meeting, 12-05-2015
Director reappointment, Erwin Minsaer (zaakvoerder categorie b)

2014

04-11

State Gazette act Capital & shares · Purpose

Purpose change · Name change · Capital decrease14 facts ▸

General meeting, 23-10-2014
Purpose change, De woorden "of agent" worden geschrapt uit het eerste lid van artikel 3.
Name change, Cigna International Health Services
Capital decrease, €372.000
Share cancellation, 3000, 1 tot en met 3000
Capital, €868.000
Power of attorney, VANBREDA INTERNATIONAL
Power of attorney, Daniel COOLS
Power of attorney, Michiel VANDERHAEGHE
Power of attorney, Bruno DEMONIE
Power of attorney, Bruno NOWAK
Power of attorney, Michiel VANDERHAEGHE
+2 further facts in this act

20-05

State Gazette act Reappointments: Bart Jordens (zaakvoerder categorie b) and Erwin Minsaer (zaakvoerder categorie b)

Appointment: PricewaterhouseCoopers Bedrijfsrevisoren (statutory auditor) · Permanent representative: Tom Meuleman · Power of attorney6 facts ▸

General meeting, 23-04-2014
Director reappointment, Bart Jordens (zaakvoerder categorie b)
Director reappointment, Erwin Minsaer (zaakvoerder categorie b)
Auditor appointment, PricewaterhouseCoopers Bedrijfsrevisoren (statutory auditor)
Permanent representative, Tom Meuleman
Power of attorney, Altius CVBA

2013

23-12

State Gazette act Resignation: VANBREDA INTERNATIONAL (director)

Appointments: AFORIS, Erwin André MINSAER and Bart JORDENS · Permanent representative: Wouter Willem Herman Anna REGGERS · Reappointment: PRICEWATERHOUSECOOPERS BEDRIJFSREVISOREN (statutory auditor)17 facts ▸

General meeting, 25-11-2013
Purpose change, De vennootschap heeft tot doel, in België en in het buitenland: het adviseren inzake en het bezorgen van verzekeringen en herverzekeringen tegen risico's van al…
Statutes amendment
Legal-form conversion, Omzetting van naamloze vennootschap in besloten vennootschap met beperkte aansprakelijkheid
Capital, €1.240.000
Net-asset statement, 31-08-2013
Director resignation, VANBREDA INTERNATIONAL
Director appointment, AFORIS (zaakvoerder van categorie a)
Permanent representative, Wouter Willem Herman Anna REGGERS
Director appointment, Erwin André MINSAER (zaakvoerder van categorie b)
Director appointment, Bart JORDENS (zaakvoerder van categorie b)
Mandate compensation, Erwin André MINSAER
+5 further facts in this act

22-05

State Gazette act Resignations: Andrew Kielty (director and chair of the board) and Jeffrey Rigg (director)

Appointments: Timothy Buckley, Eric Daoût and David Bourdon6 facts ▸

General meeting, 02-04-2012
Director resignation, Andrew Kielty (director and chair of the board)
Director resignation, Jeffrey Rigg (director)
Director appointment, Timothy Buckley (director)
Director appointment, Eric Daoût (director)
Director appointment, David Bourdon (chair of the board)

2012

19-04

State Gazette act Resignations: Rudi Bertels, Mark Leysen and Waiter Van Pottelberge

Appointment: Aforis BVBA (managing director) · Permanent representative: Wouter Reggers7 facts ▸

General meeting, 03-04-2012
Director resignation, Rudi Bertels (director)
Director resignation, Rudi Bertels (managing director)
Director resignation, Mark Leysen (director)
Director resignation, Waiter Van Pottelberge (director)
Director appointment, Aforis BVBA (managing director)
Permanent representative, Wouter Reggers

2011

01-07

State Gazette act Resignations: Keith Biddlestone (director) and BDO Bedrijfsrevisoren (statutory auditor)

Appointments: Jeffrey T. Rigg, Rudi Bertels and 2 others · Reappointments: Rudi Bertels, Mark Leysen and Walter Van Pottelberge · Permanent representatives: Wouter Reggers, Hars Wilmots and Tom Meuleman23 facts ▸

General meeting, 10-06-2011
Director resignation, Keith Biddlestone (director)
Director appointment, Jeffrey T. Rigg (director)
Director reappointment, Rudi Bertels (director)
Director reappointment, Mark Leysen (director)
Director reappointment, Walter Van Pottelberge (director)
Board composition, Rudi Bertels (director)
Board composition, Mark Leysen (director)
Board composition, Walter Van Pottelberge (director)
Board composition, Aforis BVBA (director)
Board composition, Jeffrey T. Rigg (director)
Board composition, Andrew Kielty (director)
+11 further facts in this act

07-03

State Gazette act Resignations: Wouter Reggers (director) and Timothy Buckley (director)

Appointments: Aforis BVBA (director) and David Bourdon (director) · Permanent representative: Wouter Reggers6 facts ▸

General meeting, 15-02-2011
Director resignation, Wouter Reggers (director)
Director resignation, Timothy Buckley (director)
Director appointment, Aforis BVBA (director)
Permanent representative, Wouter Reggers
Director appointment, David Bourdon (director)

03-03

State Gazette act Resignation: Mark Leysen (chair and managing director)

Appointments: Keith Biddlestone (chair of the board) and Rudi Bertels (managing director)4 facts ▸

Board meeting, 31-08-2010
Director resignation, Mark Leysen (chair and managing director)
Director appointment, Keith Biddlestone (chair of the board)
Director appointment, Rudi Bertels (managing director)

2010

22-09

State Gazette act Resignations: AKKERMANS Michel, LIBEERT Filiep Jozef Aloïs Geraard and 3 others

Appointments: BIDDLESTONE Keith, KIELTY Andrew and 3 others · Statutes amendment · Director discharge26 facts ▸

General meeting, 31-08-2010
Statutes amendment
Statutes amendment
Statutes amendment
Statutes amendment
Director resignation, AKKERMANS Michel (director)
Director resignation, LIBEERT Filiep Jozef Aloïs Geraard (director)
Director resignation, VERHOEVEN Ludovicus Henricus Thomas (director)
Director resignation, DE WILDE Julien (director)
Director resignation, UNIBREDA (director)
Director discharge, AKKERMANS Michel
Director discharge, LIBEERT Filiep Jozef Aloïs Geraard
+14 further facts in this act

18-08

State Gazette act Capital & shares

General meeting1 fact ▸

General meeting, 03-08-2010

2008

07-01

State Gazette act Appointment: Walter VAN POTTELBERGE (director)

Permanent representative: P. Sureda3 facts ▸

General meeting, 20-12-2007
Director appointment, Walter VAN POTTELBERGE (director)
Permanent representative, P. Sureda

2007

14-05

State Gazette act Capital & shares · Statutes amendment

Statutes amendment · Power of attorney3 facts ▸

General meeting, 26-04-2007
Statutes amendment
Power of attorney, BDO ATRIO Fiscale en Juridische Adviseurs

08-01

State Gazette act Appointment: Michel AKKERMANS (independent director)

Permanent representative: Pierre Sureda3 facts ▸

General meeting, 15-12-2006
Director appointment, Michel AKKERMANS (independent director)
Permanent representative, Pierre Sureda

2003

24-06

State Gazette act Appointment: Rudi Bertels (zaakvoerder niet beherend vennoot)

3 facts ▸

Director appointment, Rudi Bertels (zaakvoerder niet beherend vennoot (managing director))
Board composition, Rudi Bertels (manager)
Board composition, Mark Leysen (zaakvoerder, beherend vennoot)

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

10 directors, no change since 2026

Gilles Nyssens

Class A director · since 10-03-2026

Current

Helga Gils

Class A director · since 27-02-2020

Current

Paul Debrabandere

Zaakvoerder categorie a · since 18-09-2018

Current

AFORIS

Zaakvoerder van categorie a · since 20-10-2011 · Private limited company · perm. rep.: Wouter Reggers

Not recently confirmed

Eric Daoût

Director · since 05-03-2013

Not recently confirmed

Timothy Buckley

Director · since 05-03-2013

Not recently confirmed

4 other directors

Jeffrey T. Rigg

Director · since 10-06-2011

Not recently confirmed

Walter VAN POTTELBERGE

Director · since 01-01-2008

Not recently confirmed

SCHEIBE David

Director · since 31-08-2010

Not recently confirmed

WATT Alastair

Director · since 31-08-2010

Not recently confirmed

10-03-2026 Gilles Nyssens: Appointed as Class A director

23-02-2026 Lawrence Wagner: Resigned as Director

22-03-2021 Paul Debrabandere: Resigned as Class A director

22-03-2021 Lawrence Wagner: Appointed as Class A director

27-02-2020 Helga Gils: Appointed as Class A director

Full history in the Timeline (56 changes) →

Location & real-estate footprint

Registered office, Antwerpen · 2 establishment units since 1974

establishment approximate All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Plantin en Moretuslei 2992140 Antwerpen

Ground area

9,291 m²

Building footprint

2,425 m²

Volume, LiDAR

57,490 m³

Parcel 11006A0326/00F008, Flanders · tallest building 34.5 m, ±9 floors. Linked by address, not a title deed.

2 establishment units

ExpatPlus

Plantin en Moretuslei 299, 2140 AntwerpenNACE 6713003

since 19742.010.502.865

Cigna Global Health Benefits

Plantin en Moretuslei 307, 2140 AntwerpenInsurance agents and brokers

since 20122.208.938.537

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11006A0326/00F008	Flanders	9,291 m²	1 · 2,425 m²	34.5 m · 9 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Statutory auditor

1 auditor

Mazars BedrijfsrevisorenCurrent

Statutory auditor

21-06-2021 → present

Show 4 earlier auditors

BDO Bedrijfsrevisoren Statutory auditor · represented by Hars Wilmots	- → 10-06-2011
BV PwC Bedrijfsrevisoren Statutory auditor	- → 21-06-2021
PricewaterhouseCoopers Reviseurs d'Entreprises Statutory auditor · represented by Isabelle Rasmont succeeded by Mazars Bedrijfsrevisoren in 2021	25-11-2013 → 21-06-2021
PricewaterhouseCoopers, Bedrijfsrevisoren Statutory auditor · represented by Isabelle Rasmont succeeded by PricewaterhouseCoopers Reviseurs d'Entreprises in 2013	10-06-2011 → 25-11-2013

Articles of association

Purpose

Het adviseren inzake en het bezorgen van verzekeringen en herverzekeringen tegen risico's van allerlei aard, als schadebeheerder en makelaar; het verlenen van advies in verband met…

Full purpose

Het adviseren inzake en het bezorgen van verzekeringen en herverzekeringen tegen risico's van allerlei aard, als schadebeheerder en makelaar; het verlenen van advies in verband met risicoanalyse en risicobeheer; het uitvoeren van het beheer en de administratie in verband met bedrijfsrisico's of risico's van de werknemers; het verlenen van advies en het uitvoeren van het beheer en de administratie in opdracht van verzekeringsmaatschappijen en derde verzekeringsmakelaars, beheersmaatschappijen, administratiekantoren en consultants ten behoeve van hun klanten; het toestaan van leningen en van alle persoonlijke en zakelijke waarborgen ten voordele van intragroupsvennootschappen; alle roerende en onroerende, financiële, industriële en commerciële handelingen die rechtstreeks en onrechtstreeks, geheel of gedeeltelijk met het voorwerp van de vennootschap verband houden; de functies van bestuurder, zaakvoerder of vereffenaar waarnemen in en toezicht en controle uitoefenen over intragroupsvennootschappen en verenigingen.

according to the deed of 22-03-2021

Structure & network

Connections & network

15 connected companies

Shared directors

Linked via shared directors

Becobra

via Paul Debrabandere

former→

BANK J.VAN BREDA & C°

Shared director

→

CITYMESH INTEGRATOR

Shared director

→

CITYMESH OPERATOR

Shared director

→

Show 11 more companies with a shared director

CLEAR2PAY

Shared director

→

DELEN PRIVATE BANK

Shared director

→

Inetum Belgium

Shared director

→

ISABEL

Shared director

→

Justitia

Shared director

→

Nitro Software Belgium

Shared director

→

PAMICA

Shared director

→

QUEST FOR GROWTH

Shared director

→

Unibreda

Shared director

→

VANBREDA CREDINCO

Shared director

→

VANBREDA RISK & BENEFITS

Shared director

→

Ownership & control

2 parent companies

Control over this companyparent company per the LEI register2

CIGNA MYRTLE HOLDINGS, LTD

Valletta, Malta

CIGNA HOLDING COMPANY

Wilmington, United States · indirect

controls

Cigna International Health ServicesBE 0414.783.183

Capital and shareholders

Shareholders according to the acts

Stated in the act act of 23-12-2013 ↗

CIGNA Holdings Overseas, Inc. 9,999 shares
CIGNA Global Holdings Inc. 1 share

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years

22-03-2021 Capital stated in the act · 868,000 EUR · 7,000 shares
04-11-2014 Capital reduction of 372,000 EUR · to 868,000 EUR
23-12-2013 Capital stated in the act · 1,240,000 EUR · 10,000 shares

Public money · subsidies and aid

Flemish government

2022 to 2025 · 7 entries · 68,934 EUR awarded · 68,934 EUR paid

Year	Entries	awarded	paid
2025	1	12,589 EUR	12,589 EUR
2024	2	15,892 EUR	15,892 EUR
2023	2	18,996 EUR	18,996 EUR
2022	2	21,457 EUR	21,457 EUR

Schemes

Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)

4 entries · 44,886 EUR · 44,886 EUR paid · Departement Werk en Sociale Economie

Vlaams opleidingsverlof (VOV)

3 entries · 24,048 EUR · 24,048 EUR paid · Departement Werk en Sociale Economie

European Union, budget

2021 to 2025 · 11 entries · 8,539,976 EUR in total

Year	Entries	awarded
2025	3	325,390 EUR
2024	1	566,606 EUR
2023	1	109,237 EUR
2022	2	102,467 EUR
2021	4	7,436,276 EUR

Projects

ESC INSURANCE : INSURANCE FOR EVS VOLUNTEERS UNDER THE ERASMUS+ PROGRAMME AND EUROPEAN SOLIDARITY CORPS PARTICIPANTS - 6TH RENEWAL OF SERVICE CONTRACT 2015-1880

European Solidarity Corps · 01-08-2021 to 31-07-2024 · 3,686,655 EUR

EVS INSURANCE : INSURANCE FOR EUROPEAN VOLUNTARY SERVICE PARTICIPANTS UNDER THE ERASMUS+ PROGRAMME EACEA/2014/09

European Solidarity Corps · 01-08-2021 to 31-07-2024 · 3,104,278 EUR

OTHER MANAGEMENT EXPENDITURE 2024 (1)

Mission and representation · 01-01-2024 to 31-12-2024 · 566,606 EUR

ESC INSURANCE : INSURANCE FOR EVS VOLUNTEERS UNDER THE ERASMUS+ PROGRAMME AND EUROPEAN SOLIDARITY CORPS PARTICIPANTS - 5TH RENEWAL OF SERVICE CONTRACT 2015-1880

European Solidarity Corps · 01-08-2020 to 31-07-2021 · 519,351 EUR

INSURANCE DURING MISSIONS

Decentralised Agencies, Joint Undertakings, EU institutions · 01-04-2025 to 31-05-2026 · 272,145 EUR

Show 6 more projects

LIFE INSURRANCE FOR ECHO NATIONAL STAFF FOR 2021/2022

Humanitarian Aid · 12-04-2021 to 31-12-2022 · 125,992 EUR

OTHER MANAGEMENT EXPENDITURE 2023 (2)

Mission and representation · 01-02-2023 to 31-12-2023 · 109,237 EUR

OTHER MANAGEMENT EXPENDITURE 2022

Mission and representation · 05-08-2022 to 31-12-2022 · 93,072 EUR

SICK-NESS INSURANCE

Decentralised Agencies, Joint Undertakings, EU institutions · 21-01-2026 to 20-04-2027 · 36,310 EUR

EEAS INSURANCE 2025 FOR HQ AND DEL MISSIONS

Decentralised Agencies, Joint Undertakings, EU institutions · 01-01-2025 to 31-12-2025 · 16,934 EUR

LOCAL STAFF LIFE INSURANCE

Humanitarian Aid · 25-05-2022 to 31-12-2023 · 9,395 EUR

Recognitions · licences · registrations

Legal Entity Identifier

549300TS6LNLGYIGKQ07

live in the LEI register

Similar companies · same sector, comparable size

ALLIA INSURANCE BROKERS

BE 0508.449.056

Roeselare · Eq €23.76M

Group induver

BE 0441.036.828

Antwerpen · Eq €37.44M

YC INVEST

BE 0826.318.551

Knokke-Heist · Eq €17.53M

Verzekeringskantoor Van Dessel

Of 4,683 companies in sector 66220 we hold annual accounts for 3,228. 87 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded15-11-1974

Fiscal year end31-12

Activities, NACEBEL 2025

66220Insurance agents and brokers

82990Other business support services

77229Renting and leasing of other personal and household goods

Sources

Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.