Kerkelijke Roepingen en Opleiding
ActiveKerkelijke Roepingen en Opleiding has been active since 1925 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.32M and a net result of €80k. The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
Axes
Profitability17
Solvency100
Growth-
Stability85
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity ample (current ratio 39.49), and 2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
98%
Return on assets
3.4%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2017
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€2.32M
Total assets
€2.37M
Net result
€80k
Working capital
€1.78M
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €2.37M
Fixed assets
€544k
Current assets
€1.82M
Equity and liabilities €2.37M
Equity
€2.32M
Debt
€46k
Debt finances 2.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€-63k
Cash flow
€141k
Solvency
98.0%
Current ratio
39.49
Quick ratio
39.49
Debt / equity
0.02
ROE
3.5%
ROA
3.4%
Interest coverage
-4.07
Debt
€46k
Debt ≤ 1 year
€46k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€2.37M
Fixed assets21/28€544k
Tangible fixed assets22/27€544k
Other tangible fixed assets26€544k
Current assets29/58€1.82M
Amounts receivable within one year40/41€20k
Other amounts receivable41€20k
Current investments50/53€1.76M
Cash at bank and in hand54/58€31k
Deferred charges and accrued income490/1€16k
Equity and liabilities
Total equity and liabilities10/49€2.37M
Equity10/15€2.32M
Contributions10/11€4.16M
Capital10€4.16M
Profit (loss) carried forward14€-1.84M
Amounts payable17/49€46k
Amounts payable within one year42/48€46k
Trade debts44€46k
Suppliers440/4€46k
Accrued charges and deferred income492/3€91
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k
Other operating charges640/8€281k
Gross operating margin9900€218k
Operating profit (loss)9901€-125k
Financial income75/76B€222k
Recurring financial income75€222k
Financial charges65/66B€16k
Recurring financial charges65€16k
Profit (loss) for the period before taxes9903€82k
Income taxes67/77€2k
Profit (loss) for the period9904€80k
Profit (loss) for the period to be appropriated9905€80k
Appropriation of the result
Profit (loss) to be appropriated9906€-1.84M
Profit (loss) brought forward from the previous period14P€-1.92M
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
05-11-2024
Philip Machiels: Resigned as Director
10-04-2018
Mgr. Lodewijk AERTS: Resigned as Director
10-04-2018
MORTIER Willy: Resigned as Director
Location & real-estate footprint
Registered office, Gent
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bisdomplein 19000 GentGround area
2,221 m²
Building footprint
1,027 m²
Volume, LiDAR
13,204 m³
Parcel 44803C0565/00E000, Flanders · tallest building 20.6 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C0565/00E000 | Flanders | 2,221 m² | 1 · 1,027 m² | 20.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
9676003K6IKZ1SV8VM55
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded01-01-1925
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.