Compagnie Immobilière de Belgique
ActiveSummary
Compagnie Immobilière de Belgique has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.90M and a net result of €-187k. Equity remains stable across the filed fiscal years (±1.1% per year). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▲+24
Solvency56▼-21
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 5.2 in 2024; short-term debt: 6.9% and cash: 4.8% of total assets), but 69.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.6%
Return on assets
-3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192022232425
2018 to 2025 · latest year €-187k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
65 d early
2023
114 d early
2022
133 d early
2021
124 d early
2020
131 d early
2019
107 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.90M▼ 9.0%
2024 · €2.09M
2018: €2.22M
2019: €2.11M
2020: €2.18M
2022: €2.32M
2023: €2.32M
2024: €2.09M
2018 → 2025
Total assets
€6.20M▲ 53.8%
2024 · €4.03M
2018: €2.50M
2019: €2.12M
2020: €2.25M
2022: €2.35M
2023: €2.34M
2024: €4.03M
2018 → 2025
Net result
€-187k▲ 20.3%
2024 · €-235k
2018: €20k
2019: €-110k
2020: €69k
2022: €50k
2023: €1k
2024: €-235k
2018 → 2025
Working capital
€225k▼ 34.9%
2024 · €346k
2018: €124k
2019: €185k
2020: €318k
2022: €569k
2023: €583k
2024: €346k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€2.18M-€2.32M▲ 6.2%€2.32M▲ 0.1%€2.09M▼ 10.1%€1.90M▼ 9.0%
Operating result€85k-€92k▲ 7.9%€42k▼ 54.4%€-196k€-101k▲ 48.5%
Net result€69k-€50k▼ 27.4%€1k▼ 97.1%€-235k€-187k▲ 20.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €101k in 2025 against €196k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.20M
Fixed assets
€5.55M ▲ 54.1%
Current assets
€651k ▲ 52.0%
Equity and liabilities €6.20M
Equity
€1.90M ▼ 9.0%
Debt
€4.30M ▲ 121%
Debt's share of the balance-sheet total rises from 48.2% to 69.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€207k▲
2024 · €-20k
Cash flow
€120k▲
2024 · €-59k
Current ratio
1.53▼
2024 · 5.20
Debt to equity
2.26▲
2024 · 0.93
ROE
-9.8%▲
2024 · -11.2%
ROA
-3.0%▲
2024 · -5.8%
Interest coverage
2.40▲
2024 · -0.52
Debt ≤ 1 year
€426k▲
2024 · €82k
Debt > 1 year
€3.75M▲
2024 · €1.86M
Income taxes
€0▼
2024 · €813
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.03M€6.20M▲
Fixed assets21/28€3.60M€5.55M▲
Tangible fixed assets22/27€3.60M€5.55M▲
Land and buildings22€3.60M€5.55M▲
Current assets29/58€428k€651k▲
Current investments50/53€83k€83k=
Cash at bank and in hand54/58€341k€296k▼
Deferred charges and accrued income490/1€5k€273k▲
Equity and liabilities
Total equity and liabilities10/49€4.03M€6.20M▲
Equity10/15€2.09M€1.90M▼
Contributions10/11€1.98M€1.98M=
Reserves13€116k€116k=
Non-distributable reserves130/1€49k€49k=
Reserves not available under the articles1311€49k€49k=
Distributable reserves133€66k€66k=
Profit (loss) carried forward14€-9k€-196k▼
Amounts payable17/49€1.94M€4.30M▲
Amounts payable after more than one year17€1.86M€3.75M▲
Financial debts170/4€1.86M€3.75M▲
Amounts payable within one year42/48€82k€426k▲
Financial debts43€82k€168k▲
Credit institutions430/8€82k€168k▲
Trade debts44-€258k
Suppliers440/4-€258k
Accrued charges and deferred income492/3€1k€122k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€176k€308k▲
Other operating charges640/8€320k€359k▲
Gross operating margin9900€301k€566k▲
Operating profit (loss)9901€-196k€-101k▲
Financial charges65/66B€38k€86k▲
Recurring financial charges65€38k€86k▲
Profit (loss) for the period before taxes9903€-234k€-187k▲
Income taxes67/77€813€0▼
Profit (loss) for the period9904€-235k€-187k▲
Profit (loss) for the period to be appropriated9905€-235k€-187k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-196k▼
Profit (loss) brought forward from the previous period14P€225k€-9k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-11
State Gazette act
Resignation: Michel Van Roye (director)Director discharge3 facts ▸
State Gazette act
Resignation: Michel Van Roye (director)
Director discharge3 facts ▸
- General meeting, 20-05-2025
- Director resignation, Michel Van Roye (director)
- Director discharge, Michel Van Roye
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-235k
Net result drops to €-235k, the lowest in the series; recovery starts the following year.
15-10
State Gazette act
Resignation: Philippe Lambrecht (chair and day-to-day manager)Appointment: Vanessa Biebel (administratrice déléguée) · Director discharge4 facts ▸
State Gazette act
Resignation: Philippe Lambrecht (chair and day-to-day manager)
Appointment: Vanessa Biebel (administratrice déléguée) · Director discharge4 facts ▸
- Board meeting, 18-06-2024
- Director resignation, Philippe Lambrecht (chair and day-to-day manager)
- Director discharge, Philippe Lambrecht
- Director appointment, Vanessa Biebel (administratrice déléguée)
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-12
State Gazette act
Resignation: Cédric Mali (director)1 fact ▸
State Gazette act
Resignation: Cédric Mali (director)
1 fact ▸
- Director resignation, Cédric Mali (director)
16-10
State Gazette act
Reappointments: Philippe LAMBRECHT, Monica DEJONGHE and 6 othersAppointment: Philippe LAMBRECHT (chair) · Share cancellation · Legal-form conversion17 facts ▸
State Gazette act
Reappointments: Philippe LAMBRECHT, Monica DEJONGHE and 6 others
Appointment: Philippe LAMBRECHT (chair) · Share cancellation · Legal-form conversion17 facts ▸
- General meeting, 25-09-2023
- Share cancellation, 1571, décès, faillite ou dissolution des actionnaires
- Legal-form conversion, Société à responsabilité limitée
- Reserve release, suppression du compte de capitaux propres statutairement indisponible et mise à disposition des fonds pour distribution
- Name change, Compagnie Immobilière de Belgique
- Statutes amendment
- Director reappointment, Philippe LAMBRECHT (director)
- Director reappointment, Monica DEJONGHE (director)
- Director reappointment, Cedric MALI (director)
- Director reappointment, Michel VAN ROYE (director)
- Director reappointment, Catherine MAHEUX (director)
- Director reappointment, Pieter TIMMERMANS (director)
- +5 further facts in this act
06-04
State Gazette act
Reappointments: Cédric Mali (director) and Cathérine Maheux (director)3 facts ▸
State Gazette act
Reappointments: Cédric Mali (director) and Cathérine Maheux (director)
3 facts ▸
- General meeting, 14-03-2023
- Director reappointment, Cédric Mali (director)
- Director reappointment, Cathérine Maheux (director)
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-04
State Gazette act
Reappointments: Pieter Timmermans, Philippe Lambrecht and Monica De JongheAppointment: Vanessa Biebel (director) · Mandate compensation6 facts ▸
State Gazette act
Reappointments: Pieter Timmermans, Philippe Lambrecht and Monica De Jonghe
Appointment: Vanessa Biebel (director) · Mandate compensation6 facts ▸
- General meeting, 15-03-2022
- Director reappointment, Pieter Timmermans (director)
- Director reappointment, Philippe Lambrecht (director)
- Director reappointment, Monica De Jonghe (director)
- Director appointment, Vanessa Biebel (director)
- Mandate compensation, Vanessa Biebel
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Show earlier events
2021
09-04
State Gazette act
Reappointment: Michel Van Roye (director)Appointment: Robert de Mûelenaere (director) · Mandate compensation4 facts ▸
State Gazette act
Reappointment: Michel Van Roye (director)
Appointment: Robert de Mûelenaere (director) · Mandate compensation4 facts ▸
- General meeting, 19-03-2021
- Director reappointment, Michel Van Roye (director)
- Director appointment, Robert de Mûelenaere (director)
- Mandate compensation, Coopérative Immobilière Industrielle de Belgique
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €69k
Net result €69k after one loss-making year.
30-07
State Gazette act
Reappointments: Cédric Mali (director) and Cathérine Maheux (director)Resignation: Patrick Peltzer (chair of the board) · Appointment: Lambrecht Philippe (chair of the board)5 facts ▸
State Gazette act
Reappointments: Cédric Mali (director) and Cathérine Maheux (director)
Resignation: Patrick Peltzer (chair of the board) · Appointment: Lambrecht Philippe (chair of the board)5 facts ▸
- General meeting, 20-03-2020
- Director reappointment, Cédric Mali (director)
- Director reappointment, Cathérine Maheux (director)
- Director resignation, Patrick Peltzer (chair of the board)
- Director appointment, Lambrecht Philippe (chair of the board)
15-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 38current ratio 54.55
Current ratio from 1.44 to 54.55; short-term debt falls from €278k to €3k.
27-05
State Gazette act
Reappointments: Philippe Lambrecht (director and manager) and Pieter Timmermans (director)Resignation: Bart Buysse (director) · Appointment: Monica De Jonghe (director) · Mandate compensation6 facts ▸
State Gazette act
Reappointments: Philippe Lambrecht (director and manager) and Pieter Timmermans (director)
Resignation: Bart Buysse (director) · Appointment: Monica De Jonghe (director) · Mandate compensation6 facts ▸
- General meeting, 06-05-2019
- Director reappointment, Philippe Lambrecht (director and manager)
- Director reappointment, Pieter Timmermans (director)
- Director resignation, Bart Buysse (director)
- Director appointment, Monica De Jonghe (director)
- Mandate compensation, Cooperative Immobilière Industrielle de Belgique
09-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-05
State Gazette act
Reappointments: Michel Van Roye (director) and Patrick Peltzer (director)3 facts ▸
State Gazette act
Reappointments: Michel Van Roye (director) and Patrick Peltzer (director)
3 facts ▸
- General meeting, 16-03-2018
- Director reappointment, Michel Van Roye (director)
- Director reappointment, Patrick Peltzer (director)
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
State Gazette act
Resignation: Geens (director)Appointment: Cédric Mali (director) · Reappointments: Bart Buysse (director) and Cathérine Maheux (director)5 facts ▸
State Gazette act
Resignation: Geens (director)
Appointment: Cédric Mali (director) · Reappointments: Bart Buysse (director) and Cathérine Maheux (director)5 facts ▸
- General meeting, 17-03-2017
- Director resignation, Geens (director)
- Director appointment, Cédric Mali (director)
- Director reappointment, Bart Buysse (director)
- Director reappointment, Cathérine Maheux (director)
12-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
13-03
State Gazette act
Resignations: Pieter Timmermans (director) and Marc Geens (director)Reappointments: Pieter Timmermans, Marc Geens and Philippe Lambrecht6 facts ▸
State Gazette act
Resignations: Pieter Timmermans (director) and Marc Geens (director)
Reappointments: Pieter Timmermans, Marc Geens and Philippe Lambrecht6 facts ▸
- General meeting, 25-03-2016
- Director resignation, Pieter Timmermans (director)
- Director resignation, Marc Geens (director)
- Director reappointment, Pieter Timmermans (director)
- Director reappointment, Marc Geens (director)
- Director reappointment, Philippe Lambrecht (director)
2015
08-05
State Gazette act
Resignation: René Lachapelle (director)Appointment: Michel Van Roye (director) · Reappointment: Patrick Peltzer (director)4 facts ▸
State Gazette act
Resignation: René Lachapelle (director)
Appointment: Michel Van Roye (director) · Reappointment: Patrick Peltzer (director)4 facts ▸
- General meeting, 27-03-2015
- Director resignation, René Lachapelle (director)
- Director appointment, Michel Van Roye (director)
- Director reappointment, Patrick Peltzer (director)
2014
26-09
State Gazette act
Resignations: Rudi Thomaes (director) and Philippe Mathei (director)Appointments: Bart Buysse (director) and Catherine Maheux (director)5 facts ▸
State Gazette act
Resignations: Rudi Thomaes (director) and Philippe Mathei (director)
Appointments: Bart Buysse (director) and Catherine Maheux (director)5 facts ▸
- General meeting, 14-03-2014
- Director resignation, Rudi Thomaes (director)
- Director resignation, Philippe Mathei (director)
- Director appointment, Bart Buysse (director)
- Director appointment, Catherine Maheux (director)
2013
24-09
State Gazette act
Reappointments: René Lachapelle, Philippe Matheí and Patrick Peltzer4 facts ▸
State Gazette act
Reappointments: René Lachapelle, Philippe Matheí and Patrick Peltzer
4 facts ▸
- General meeting, 23-03-2012
- Director reappointment, René Lachapelle (director)
- Director reappointment, Philippe Matheí (director)
- Director reappointment, Patrick Peltzer (director)
27-05
State Gazette act
Resignations & appointments · End & cessationReappointment: Philippe Lambrecht (director) · Appointments: Pieter Timmermans (director) and Marc Geens (director) · Resignation: Tony Vandeputte (director)5 facts ▸
State Gazette act
Resignations & appointments · End & cessation
Reappointment: Philippe Lambrecht (director) · Appointments: Pieter Timmermans (director) and Marc Geens (director) · Resignation: Tony Vandeputte (director)5 facts ▸
- General meeting, 12-04-2013
- Director reappointment, Philippe Lambrecht (director)
- Director appointment, Pieter Timmermans (director)
- Director appointment, Marc Geens (director)
- Director resignation, Tony Vandeputte (director)
2011
04-11
State Gazette act
Reappointment: Rudi Thomaes (director)Resignation: Feys (director and chair) · Appointment: Patrick Peltzer (chair of the board)4 facts ▸
State Gazette act
Reappointment: Rudi Thomaes (director)
Resignation: Feys (director and chair) · Appointment: Patrick Peltzer (chair of the board)4 facts ▸
- General meeting, 18-03-2011
- Director reappointment, Rudi Thomaes (director)
- Director resignation, Feys (director and chair)
- Director appointment, Patrick Peltzer (chair of the board)
04-11
State Gazette act
Reappointments: Tony Vandeputte (director) and Philippe Lambrecht (director)3 facts ▸
State Gazette act
Reappointments: Tony Vandeputte (director) and Philippe Lambrecht (director)
3 facts ▸
- General meeting, 26-03-2010
- Director reappointment, Tony Vandeputte (director)
- Director reappointment, Philippe Lambrecht (director)
2008
17-11
State Gazette act
Reappointment: Freddy Feys (chair)Appointment: Rudi Thomaes (director)3 facts ▸
State Gazette act
Reappointment: Freddy Feys (chair)
Appointment: Rudi Thomaes (director)3 facts ▸
- General meeting, 21-03-2008
- Director reappointment, Freddy Feys (chair)
- Director appointment, Rudi Thomaes (director)
23-06
State Gazette act
Reappointments: Lachapelle René, Mathei Philippe and Peltzer Patrick4 facts ▸
State Gazette act
Reappointments: Lachapelle René, Mathei Philippe and Peltzer Patrick
4 facts ▸
- General meeting, 24-03-2006
- Director reappointment, Lachapelle René (director)
- Director reappointment, Mathei Philippe (director)
- Director reappointment, Peltzer Patrick (director)
23-06
State Gazette act
Reappointments: Vandeputte Tony (director) and Lambrecht Philippe (administrateur gérant)3 facts ▸
State Gazette act
Reappointments: Vandeputte Tony (director) and Lambrecht Philippe (administrateur gérant)
3 facts ▸
- General meeting, 27-03-2007
- Director reappointment, Vandeputte Tony (director)
- Director reappointment, Lambrecht Philippe (administrateur gérant)
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
21 of 21 acts read
Directors · office · real estate
Directors
8 directors, no change since 2025
Biebel Vanessa
CurrentAdministratrice déléguée · since 01-01-2022
de Mûelenaere Robert Marie Henri Joseph
CurrentDirector · since 01-09-2021
Monica De Jonghe
CurrentDirector · since 06-05-2019
Pieter Timmermans
CurrentDirector · since 06-05-2019
MAHEUX Catherine
CurrentDirector · since 14-03-2014
Philippe Lambrecht
CurrentChair · since 12-04-2013
2 other directors
Marc Geens
Not recently confirmedDirector · since 12-04-2013
Freddy Feys
Not recently confirmedChair · since 21-03-2008
20-05-2025
Van Roye Michel: Resigned as Director
01-09-2024
Biebel Vanessa: Appointed as Administratrice déléguée
31-08-2024
Philippe Lambrecht: Resigned as Chair and day-to-day manager
24-11-2023
Cédric Mali: Resigned as Director
25-09-2023
Philippe Lambrecht: Appointed as Chair
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1956
Ground area
1,724 m²
Building footprint
1,087 m²
Volume, LiDAR
20,906 m³
Parcel 21804D0807/00F000, Brussels · tallest building 28.2 m, ±7 floors. Linked by address, not a title deed.
17
companies at this address
See who is registered here
1 establishment unit
Ravensteinstraat 4, 1000 Brussel
since 19562.005.508.751
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21804D0807/00F000 | Brussels | 1,724 m² | 1 · 1,087 m² | 28.2 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Articles of association
Purpose
L'entreprise ou la sous-entreprise, pour son propre compte, pour compte de tiers ou en participation avec ceux-ci, de tous travaux publics ou privés, l'achat, la mise en valeur et…
Full purpose
L'entreprise ou la sous-entreprise, pour son propre compte, pour compte de tiers ou en participation avec ceux-ci, de tous travaux publics ou privés, l'achat, la mise en valeur et la vente de tous terrains; l'achat, la vente, la construction, la location, la mise en valeur et l'exploitation de tous immeubles bâtis, et particulièrement l'acquisition, la construction, la location et l'aménagement de tous immeubles propres à recevoir les organismes et services constitués en vue de représenter les entreprises belges, d'en défendre les intérêts et de contribuer à leur développement.
Structure & network
Connections & network
34 connected companiesLinked via shared directors
via de Mûelenaere Robert Marie Henri Joseph · Director
→
via de Mûelenaere Robert Marie Henri Joseph · Vice-chair
→
via de Mûelenaere Robert Marie Henri Joseph · Chair
→
via Biebel Vanessa · Director
→
Show 30 more companies with a shared director
via Philippe Lambrecht · Director
→
via de Mûelenaere Robert Marie Henri Joseph · Chair
→
via de Mûelenaere Robert Marie Henri Joseph · Director
→
via de Mûelenaere Robert Marie Henri Joseph · Vice-chair
→
via MAHEUX Catherine · Director
→
via de Mûelenaere Robert Marie Henri Joseph · Administrateur secrétaire
→
via de Mûelenaere Robert Marie Henri Joseph and Monica De Jonghe · Director
→
→
via de Mûelenaere Robert Marie Henri Joseph · Director
former→
via de Mûelenaere Robert Marie Henri Joseph · Director
former→
via MAHEUX Catherine · Director
former→
via de Mûelenaere Robert Marie Henri Joseph · Director
former→
via de Mûelenaere Robert Marie Henri Joseph, Monica De Jonghe and 2 others
former→
via de Mûelenaere Robert Marie Henri Joseph · Day-to-day manager
former→
via Philippe Lambrecht · Director
former→
via de Mûelenaere Robert Marie Henri Joseph · Director
former→
via de Mûelenaere Robert Marie Henri Joseph · Director
former→
via de Mûelenaere Robert Marie Henri Joseph · Director
former→
via de Mûelenaere Robert Marie Henri Joseph · Director
former→
via Biebel Vanessa and Philippe Lambrecht · Director
former→
Shared director
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Shared director
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Shared director
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Shared director
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Shared director
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Shared director
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Shared director
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Shared director
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Shared director
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Shared director
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Capital and shareholders
Capital over the years
- 16-10-2023 Capital stated in the act · 278,607 shares
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1968
Fiscal year end31-12
Abbreviation FR
Copibel
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 21 actsNational Bank · 51 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.