Melkerij Sint Clement
ActiveSummary
Melkerij Sint Clement has been active since 1935 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.37M and a net result of €52k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 643 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-4
Solvency100▲+10
Growth36▼-34
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250k at 30 days acceptable
short-term debt: 0.7% and cash: 4.6% of total assets, and 0.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.3%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
36 d early
2023
5 d early
2022
35 d early
2021
34 d early
2020
37 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€6.36M▼ 64.1%
2024 · €17.73M
2018: €12.11M
2019: €12.63M
2020: €12.71M
2021: €13.93M
2022: €20.18M
2023: €16.77M
2024: €17.73M
2018 → 2025
EBIT margin
0.3%▼ 0.5pp
2024 · 0.8%
2018: 1.2%
2019: 0.7%
2020: 1.2%
2021: 1.1%
2022: 0.8%
2023: 0.6%
2024: 0.8%
2018 → 2025
Net result
€52k▼ 67.4%
2024 · €159k
2018: €115k
2019: €72k
2020: €136k
2021: €129k
2022: €43k
2023: €178k
2024: €159k
2018 → 2025
Working capital
€3.37M▲ 1.6%
2024 · €3.32M
2018: €2.61M
2019: €2.68M
2020: €2.81M
2021: €2.94M
2022: €2.98M
2023: €3.16M
2024: €3.32M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€13.93M-€20.18M▲ 44.9%€16.77M▼ 16.9%€17.73M▲ 5.7%€6.36M▼ 64.1%
Equity€2.94M-€2.98M▲ 1.4%€3.16M▲ 6.0%€3.32M▲ 5.0%€3.37M▲ 1.6%
Operating result€160k-€152k▼ 5.2%€107k▼ 29.7%€135k▲ 26.7%€17k▼ 87.7%
Net result€129k-€43k▼ 67.1%€178k▲ 318%€159k▼ 10.5%€52k▼ 67.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €3.40M
Equity
€3.37M ▲ 1.6%
Debt
€24k ▼ 98.7%
Debt's share of the balance-sheet total falls from 35.4% to 0.7%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
0.01▼
2024 · 0.55
ROE
1.5%▼
2024 · 4.8%
ROA
1.5%▼
2024 · 3.1%
Debt ≤ 1 year
€24k▼
2024 · €1.82M
Income taxes
€17k▼
2024 · €53k
A ratio outside any meaningful range has been withheld (balance sheet total €3.40M, equity €3.37M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.14M€3.40M▼
Current assets29/58€5.14M€3.40M▼
Amounts receivable within one year40/41€1.89M€208k▼
Trade receivables40€1.74M€168k▼
Other amounts receivable41€145k€40k▼
Current investments50/53€2.96M€3.04M▲
Other investments51/53€2.96M€3.04M▲
Cash at bank and in hand54/58€291k€156k▼
Equity and liabilities
Total equity and liabilities10/49€5.14M€3.40M▼
Equity10/15€3.32M€3.37M▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€63k€63k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€12k€12k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€3.20M€3.25M▲
Amounts payable17/49€1.82M€24k▼
Amounts payable within one year42/48€1.82M€24k▼
Trade debts44€1.81M€18k▼
Suppliers440/4€1.81M€18k▼
Other amounts payable47/48€6k€6k=
Income statement
Code20242025
Operating income70/76A€17.73M€6.36M▼
Turnover70€17.73M€6.36M▼
Operating charges60/66A€17.60M€6.34M▼
Goods for resale, raw materials and consumables60€17.56M€6.32M▼
Purchases600/8€17.56M€6.32M▼
Services and other goods61€31k€25k▼
Other operating charges640/8€2k€2k▼
Operating profit (loss)9901€135k€17k▼
Financial income75/76B€79k€54k▼
Recurring financial income75€79k€54k▼
Income from current assets751€79k€54k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Other financial charges652/9€2k€2k▲
Profit (loss) for the period before taxes9903€213k€69k▼
Income taxes67/77€53k€17k▼
Taxes670/3€53k€17k▼
Profit (loss) for the period9904€159k€52k▼
Profit (loss) for the period to be appropriated9905€159k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.20M€3.25M▲
Profit (loss) brought forward from the previous period14P€3.04M€3.20M▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity times 49current ratio 138.84
Current ratio from 2.82 to 138.84; short-term debt falls from €1.82M to €24k.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €178k ▲318%
Net result €178k, the highest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €43k ▼67.1%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 1935
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meulestraat 199520 Sint-Lievens-HoutemGround area
6.1 ha
Building footprint
2.3 ha
Volume, LiDAR
193,562 m³
Parcel 41007B0477/00N000, Flanders · tallest building 16.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Meulestraat 19, 9520 Sint-Lievens-Houtem
since 19352.003.582.906
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41007B0477/00N000 | Flanders | 6.1 ha | 1 · 2.3 ha | 16.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 parent companyControl over this companyparent company per the LEI register1
Bavegem
controls
Melkerij Sint ClementBE 0404.049.639
Recognitions · licences · registrations
Legal Entity Identifier
967600YPTMT3U2UV4W23
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Of 273 companies in sector 10510 we hold annual accounts for 121. 54 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-08-1935
Fiscal year end31-12
Activities, NACEBEL 2025
10510Manufacture of food products
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.