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Zilverben

Active
Private limited companyfounded 20197 years activeKerkhofstraat 23, 2990 Wuustwezel, BelgiumKBO/BCE: BE 0728.634.997
Summary

The computed 12-month bankruptcy probability of Zilverben is 1.5% (moderate). The 2025 annual accounts show equity of €81,296 and a net result of €6,515. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 35% of 16,276 sector peers (NACE 56, fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Full-service restaurants
NACE 56111
#2 company by total assets in Wuustwezel, Accommodation and food service sector1 site
Size
€859,337turnover 2025
Staff
10.3 FTE
Equity
€81,296
Profit
€6,515
Financial health
63 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Structure
Accounts filed 26 days late0 of 1 deed read
Why 63- Sector Food and beverage service activities (NACE 56)- Founded in 2019- Equity €81,296 (12.4% of total assets)+ Size: turnover €859,337, total assets €656,284Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 39% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Average
Solvency 37-1
equity 12.4% of total assets
Liquidity 41-9
short-term debt 36.1% · cash 5.9%
Profitability 65+2
return on assets 1.0%
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,697 companies)
Last 24 months 11-2024: 2.9% 12-2024: 2.9%● unchanged vs 11-2024 01-2025: 2.9%● unchanged vs 12-2024 02-2025: 2.9%● unchanged vs 01-2025 03-2025: 2.9%● unchanged vs 02-2025 04-2025: 2.9%● unchanged vs 03-2025 05-2025: 2.9%● unchanged vs 04-2025 06-2025: 3.1%▲ +0.2 percentage points vs 05-2025 07-2025: 3.2%▲ +0.1 percentage points vs 06-2025 08-2025: 3.8%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 1.6%▼ -2.2 percentage points vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 1.6%▼ -0.1 percentage points vs 04-2026 06-2026: 1.7%▲ +0.1 percentage points vs 05-2026 07-2026: 1.9%▲ +0.2 percentage points vs 06-2026 08-2026: 2.6%▲ +0.7 percentage points vs 07-2026 09-2026: 1.5%▼ -1.1 percentage points vs 08-2026lowest value 10-2026: 1.5%● unchanged vs 09-2026lowest value
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.26 against 0.49 in 2024; short-term debt: 36.1% and cash: 5.9% of total assets), and 87.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 35% on solvency, 36% on liquidity, 44% on profitability and 43% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2019
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: turnover €859,337, total assets €656,284
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €81,296 (12.4% of total assets)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
26 days late
2024
18 days late
2023
5 days late
2022
17 days late
2021
31 days late
2020
19 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Company by total assets in Wuustwezel, Accommodation and…in the Checked rankings #2 View
  • Positive: Staff rose in 2025from 6.8 FTE to 10.3 FTE ▲ 51.5% View
  • Turnover 20253 fiscal years filed €859,337 View

By topic

Financials

Fiscal year
2025
Turnover
€859,337
Profit
€6,515
Solvency
12.4%
Turnover▼ 5.8%
Net result
20232025
Go to Financials

Timeline

Events
8
Since
2021
Next accounts
by 31-07-2027
  1. 31-12-2023Back to profit
  2. 17-08-2023Annual accounts filed
  3. 31-12-2022Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
19-06-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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