Summary
Zeanco is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €1.1m and a net result of €88,347. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 85% of 131 sector peers (fiscal year 2026). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026Equity per financial year
1920212223242526
2019 to 2026 · latest year €1.1m
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 18-09-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
43 d early
2025
35 d early
2024
43 d early
2023
34 d early
2022
45 d early
2021
44 d early
2020
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 18 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-03-2027 close31-10-2027 deadline
History
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Financials · fiscal year 2026, abbreviated schema
In the rankings
#9 company by equity in Lille, Finance and insurance sector
Equity
€1.1m▲ 3.7%
2025 · €1.0m
Net result
€88,347▲ 37.6%
2025 · €64,211
Total assets
€1.1m▲ 0.9%
2025 · €1.1m
Solvency
93.7%▲ 2.5pp
2025 · 91.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€4,414▼ 87.1%€5,830▲ 32.1%-€3,314€18,770€1,210▼ 93.6%
Net result€62,135within the sector's middle half▲ 147%€27,733within the sector's middle half▼ 55.4%€16,033within the sector's middle half▼ 42.2%€64,211within the sector's middle half▲ 300%€88,347▲ 37.6%
Equity€1.0mwithin the sector's middle half▲ 3.8%€1.0mwithin the sector's middle half▲ 0.8%€973,952within the sector's middle half▼ 4.0%€1.0mwithin the sector's middle half▲ 6.6%€1.1m▲ 3.7%
Total assets€1.1mwithin the sector's middle half▼ 2.9%€1.1mwithin the sector's middle half▼ 2.1%€1.1mwithin the sector's middle half▼ 3.5%€1.1mwithin the sector's middle half▲ 7.4%€1.1m▲ 0.9%
Debt€116,220▼ 37.6%€84,516▼ 27.3%€86,674▲ 2.6%€100,603▲ 16.1%€72,520▼ 27.9%
Working capital-€34,990within the sector's middle half▲ 49.6%-€26,468within the sector's middle half▲ 24.4%-€59,802within the sector's middle half▼ 126%-€28,255within the sector's middle half▲ 52.8%€13,808
Solvency89.7%above the sector's middle half▲ 5.8pp92.3%above the sector's middle half▲ 2.7pp91.8%above the sector's middle half▼ 0.5pp91.2%above the sector's middle half▼ 0.7pp93.7%▲ 2.5pp
Current ratio0.56within the sector's middle half▲ 0.100.62within the sector's middle half▲ 0.060.31below the sector's middle half▼ 0.310.39within the sector's middle half▲ 0.081.33▲ 0.94
Return on assets (ROA)5.5%within the sector's middle half▲ 3.4pp2.5%within the sector's middle half▼ 3.0pp1.5%within the sector's middle half▼ 1.0pp5.6%within the sector's middle half▲ 4.1pp7.7%▲ 2.1pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 94% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €1.1m
Fixed assets
€1.1m ▼ 2.4%
Current assets
€55,524 ▲ 211%
Equity and liabilities €1.1m
Equity
€1.1m ▲ 3.7%
Debt
€72,520 ▼ 27.9%
Debt's share of the balance-sheet total falls from 8.8% to 6.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
8.2%▲
2025 · 6.2%
Debt ≤ 1 year
€41,716▼
2025 · €46,098
Debt > 1 year
€30,804▼
2025 · €54,505
Income taxes
€9,795▼
2025 · €10,882
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,360 | €22,460 | €22,460 | €8,828 | €27,416 | ▲ 211% |
| Other operating charges640/8 | €6,145 | €4,927 | €4,979 | €6,760 | €1,343 | ▼ 80.1% |
| Gross operating margin9900 | €32,919 | €33,217 | €24,124 | €34,358 | €29,970 | ▼ 12.8% |
| Operating profit (loss)9901 | €4,414 | €5,830 | -€3,314 | €18,770 | €1,210 | ▼ 93.6% |
| Financial income75/76B | €59,700 | €24,875 | €20,281 | €57,710 | €99,500 | ▲ 72.4% |
| Recurring financial income75 | €59,700 | €24,875 | €20,281 | €57,710 | €99,500 | ▲ 72.4% |
| Financial charges65/66B | €1,423 | €908 | €577 | €1,386 | €2,568 | ▲ 85.2% |
| Recurring financial charges65 | €1,423 | €908 | €577 | €1,386 | €2,568 | ▲ 85.2% |
| Profit (loss) for the period before taxes9903 | €62,691 | €29,797 | €16,391 | €75,093 | €98,142 | ▲ 30.7% |
| Income taxes67/77 | €556 | €2,064 | €357 | €10,882 | €9,795 | ▼ 10.0% |
| Profit (loss) for the period9904 | €62,135 | €27,733 | €16,033 | €64,211 | €88,347 | ▲ 37.6% |
| Profit (loss) for the period to be appropriated9905 | €62,135 | €27,733 | €16,033 | €64,211 | €88,347 | ▲ 37.6% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.1m | €1.1m | €1.1m | €1.1m | ▲ 0.9% |
| Fixed assets21/28 | €1.1m | €1.1m | €1.0m | €1.1m | €1.1m | ▼ 2.4% |
| Tangible fixed assets22/27 | €83,674 | €61,214 | €38,755 | €125,923 | €98,507 | ▼ 21.8% |
| Plant, machinery and equipment23 | €850 | €623 | €396 | €169 | - | - |
| Furniture and vehicles24 | €2,744 | €2,083 | €1,422 | €125,755 | €98,507 | ▼ 21.7% |
| Leasing and similar rights25 | €80,079 | €58,508 | €36,937 | - | - | - |
| Financial fixed assets28 | €995,350 | €995,000 | €995,000 | €995,000 | €995,000 | = |
| Current assets29/58 | €44,381 | €43,221 | €26,872 | €17,843 | €55,524 | ▲ 211% |
| Amounts receivable within one year40/41 | €26,513 | €11,588 | €8,018 | €9,638 | - | - |
| Trade receivables40 | €26,513 | €11,575 | €8,015 | €9,638 | - | - |
| Other amounts receivable41 | - | €13 | €3 | - | - | - |
| Cash at bank and in hand54/58 | €13,434 | €28,467 | €16,013 | €6,733 | €53,935 | ▲ 701% |
| Deferred charges and accrued income490/1 | €4,435 | €3,166 | €2,840 | €1,472 | €1,589 | ▲ 7.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €1.1m | €1.1m | €1.1m | ▲ 0.9% |
| Equity10/15 | €1.0m | €1.0m | €973,952 | €1.0m | €1.1m | ▲ 3.7% |
| Contributions10/11 | €520,000 | €520,000 | €572,000 | €572,000 | €572,000 | = |
| Reserves13 | €450,051 | €487,186 | €401,952 | €466,164 | €504,511 | ▲ 8.2% |
| Non-distributable reserves130/1 | €52,000 | €52,000 | - | - | - | - |
| Reserves not available under the articles1311 | €52,000 | €52,000 | - | - | - | - |
| Distributable reserves133 | €398,051 | €435,186 | €401,952 | €466,164 | €504,511 | ▲ 8.2% |
| Profit (loss) carried forward14 | €37,135 | €7,733 | - | - | - | - |
| Amounts payable17/49 | €116,220 | €84,516 | €86,674 | €100,603 | €72,520 | ▼ 27.9% |
| Amounts payable after more than one year17 | €36,848 | €14,827 | - | €54,505 | €30,804 | ▼ 43.5% |
| Financial debts170/4 | €36,848 | €14,827 | - | €54,505 | €30,804 | ▼ 43.5% |
| Amounts payable within one year42/48 | €79,371 | €69,689 | €86,674 | €46,098 | €41,716 | ▼ 9.5% |
| Current portion of amounts payable after more than one year42 | €21,760 | €22,021 | €14,827 | €22,894 | €23,701 | ▲ 3.5% |
| Trade debts44 | €25,630 | €10,804 | €8,286 | €8,512 | €2,130 | ▼ 75.0% |
| Suppliers440/4 | €25,630 | €10,804 | €8,286 | €8,512 | €2,130 | ▼ 75.0% |
| Taxes, remuneration and social security45 | €6,981 | €16,755 | €6,452 | €14,411 | €15,885 | ▲ 10.2% |
| Taxes450/3 | €6,981 | €16,755 | €6,452 | €14,411 | €15,885 | ▲ 10.2% |
| Other amounts payable47/48 | €25,000 | €20,109 | €57,109 | €281 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €62,135 | €27,733 | €16,033 | €64,211 | €88,347 | ▲ 37.6% |
| + Depreciation and write-downs630 | €22,360 | €22,460 | €22,460 | €8,828 | €27,416 | ▲ 211% |
| Operating cash flow (approximation) | €84,495 | €50,193 | €38,493 | €73,039 | €115,764 | ▲ 58.5% |
| Investment in fixed assets (approximation) | - | €350 | €0 | -€95,997 | €0 | ▲ 100% |
| Change in cash | - | €15,033 | -€12,453 | -€9,281 | €47,202 | ▲ 609% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Highest result since 2019net €88,347 ▲37.6%
Net result €88,347, the highest in the series.
31-03
Financial
Liquidity triplescurrent ratio 1.33
Current ratio from 0.39 to 1.33; short-term debt falls from €46,098 to €41,716.
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Equity above €1mEq €1.0m ▲6.6%
7 profitable years in a row build equity to €1.0m.
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Weakest financial yearnet €16,033 ▼42.2%
Net result drops to €16,033, the lowest in the series; recovery starts the following year.
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
16-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Equity above €1mEq €1.0m ▲3.8%
4 profitable years in a row build equity to €1.0m.
2021
17-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
16-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Show earlier events
31-03
Financial
Equity above €1mEq €1.0m ▲2.3%
2 profitable years in a row build equity to €1.0m.
2019
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
05-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2013
Ground area
1.4 ha
Building footprint
7,609 m²
Volume, LiDAR
51,524 m³
Parcel 13047A0198/00Y002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
Zeanco
since 20132.220.672.864
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13047A0198/00Y002 | Flanders | 1.4 ha | 1 · 7,609 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-03-2026 list no shareholders, and no other source names one.
Holdings 1
-
99.5%
According to the annual accounts to 31-03-2026 of Zeanco and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 12,521 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-07-2013
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
46646Wholesale trade
46649Wholesale of other machinery and equipment
46851Wholesale of industrial chemicals
E-invoicing
Reachable via Peppol
Peppol ID
0208:0536740293
Registered
24-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.