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YOU SERVICES

Active
Heuvellaan 6 ·1700 Dilbeek, Belgium
KBO/BCE: BE 0794.609.548
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of YOU SERVICES is 2.8% (moderate). The 2024 annual accounts show equity of €33k and a net result of €21k. Its solvency ranks better than 59% of 11087 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-09-2025 61 d late 2025-00532689
31-12-2023 31-07-2024 31-08-2024 31 d late 2024-00454125

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€21k+30.2%
Working capital€31k+321.4%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30kOperating result 2023: €20k€20kNet result 2023: €16k€16kOperating result 2024: €27k€27kNet result 2024: €21k€21k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 48.0% 40.9%
better than 59% of 11087 sector peers
Net result €21k €11k
better than 66% of 11069 sector peers
Equity €33k €34k
better than 49% of 11090 sector peers
Gross operating margin €31k €35k
better than 46% of 11060 sector peers
Total assets €68k €93k
better than 38% of 11087 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€29k
+30.5% 23-24
Net profit
€21k
+30.2% 23-24
Cash flow
€23k
+21.6% 23-24
Total assets
€68k
+112.0% 23-24
Equity
€33k
+187.1% 23-24
Working capital
€31k
+321.4% 23-24
Income taxes
€6k
+81.5% 23-24
Debt
€36k
+70.7% 23-24
Debt ≤ 1y
€36k
+70.7% 23-24
Current ratio
1.86
+38.1% 23-24
Quick ratio
1.86
+38.1% 23-24
Solvency
48.0%
+35.5% 23-24
Debt / equity
1.08
-40.5% 23-24
ROE
65.2%
-54.7% 23-24
ROA
31.3%
-38.6% 23-24
Interest coverage
148.45
-53.0% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€29k
Net profit€21k
Cash flow€23k
Staff costs-
Income taxes€6k
Dividends-
Total assets€68k
Equity€33k
Debt€36k
of which ≤ 1y€36k
of which > 1y-
Working capital€31k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.86
Quick ratio1.86
Working capital ratio45.0%
Solvency48.0%
Debt / equity1.08
Long-term debt ratio-
Interest coverage148.45
Gross margin-
Net margin-
ROA31.3%
ROE65.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€68k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€66k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€61k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€68k
Equity 10/15€33k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€31k
Amounts payable 17/49€36k
Amounts payable within one year 42/48€36k
Trade debts payable within one year 44€10k
Income statement
Gross operating margin 9900€31k
Operating result 9901€27k
Financial charges 65€198
Result before taxes 9903€27k
Income taxes 67/77€6k
Net result for the period 9904€21k
Result to be appropriated 9905€21k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
94 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
YOU SERVICES
Strombeeklinde 11, 1853 GrimbergenVervaardiging van koel- en vrieskasten, vaatwasmachines en droogtoestellen
since 20222.339.176.180
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area897 m²
Buildings2
Building footprint220 m²
Volume (LiDAR)3,097 m³
Tallest building19.5 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23352F0004/00V000 Flanders 716 m² 1 · 127 m² 19.5 m · 6 fl.
23084A0462/00T006 Flanders 181 m² 1 · 92 m² 12.9 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
17-09-2024
Registered-office move
All acts · 1 updated 1 year ago
2024
17-09-2024 Registered office moved from Grimbergen to Dilbeek Registered-office change
  • Strombeeklinde 11 - 1853 Grimbergen → Heuvellaan 6 bus 302 -1700 Dilbeek

Analysis

Snowflake analysis

financial profile on 5 axes
Health94Profitability100Solvency90Growth78Stability94
91 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 100
Solvency 90
Growth 78
Stability 94

Ask AI about this company

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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Elektrotechnische installatiewerken, uitgezonderd aan gebouwen43212Elektrotechnische installatiewerken van nijverheidsinrichtingen43212Loodgieterswerk43221Sanitaire werkzaamheden43221Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222
Primary activity highlighted.
Names & trade names
Legal nameNL YOU SERVICES
Registered office
Heuvellaan 6 bus 302
1700 Dilbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.