YOPTIMIZE
ActiveYOPTIMIZE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €9k. Equity is shrinking by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 81% of 11323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+79
Solvency100▲+3
Growth32=
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.41 against 2.99 in 2024; short-term debt: 19.6% and cash: 65.6% of total assets), and 19.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.4%
Return on assets
14.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
52 d early
2024
43 d early
2023
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 21.7%
2024 · €42k
2023: €68k
2024: €42k
2023 → 2025
Total assets
€64k▲ 9.5%
2024 · €59k
2023: €98k
2024: €59k
2023 → 2025
Net result
€9k
2024 · €-26k
2023: €66k
2024: €-26k
2023 → 2025
Working capital
€43k▲ 32.7%
2024 · €32k
2023: €53k
2024: €32k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€68k-€42k▼ 37.6%€52k▲ 21.7%
Operating result€89k-€-20k€13k
Net result€66k-€-26k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €20k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€9k▼ 13.1%
Current assets
€55k▲ 14.2%
Equity and liabilities €64k
Equity
€52k▲ 21.7%
Debt
€13k▼ 22.6%
The debt ratio falls from 27.7% to 19.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▲
2024 · €-15k
Cash flow
€15k▲
2024 · €-20k
Solvency
80.4%▲
2024 · 72.3%
Current ratio
4.41▲
2024 · 2.99
Quick ratio
4.41▲
2024 · 2.99
Debt / equity
0.24▼
2024 · 0.38
ROE
17.9%▲
2024 · -60.2%
ROA
14.4%▲
2024 · -43.6%
Interest coverage
5.06▲
2024 · -2.93
Debt
€13k▼
2024 · €16k
Debt ≤ 1 year
€13k▼
2024 · €16k
Income taxes
€330▲
2024 · €259
Staff costs
€46k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€64k▲
Fixed assets21/28€10k€9k▼
Tangible fixed assets22/27€10k€9k▼
Furniture and vehicles24€5k€2k▼
Other tangible fixed assets26€5k€7k▲
Current assets29/58€48k€55k▲
Amounts receivable within one year40/41€6k€13k▲
Trade receivables40€6k€13k▲
Other amounts receivable41€29-
Cash at bank and in hand54/58€42k€42k▼
Equity and liabilities
Total equity and liabilities10/49€59k€64k▲
Equity10/15€42k€52k▲
Contributions10/11€2k€2k=
Reserves13€66k€66k=
Distributable reserves133€66k€66k=
Profit (loss) carried forward14€-26k€-16k▲
Amounts payable17/49€16k€13k▼
Amounts payable within one year42/48€16k€13k▼
Trade debts44€48€17▼
Suppliers440/4€48€17▼
Taxes, remuneration and social security45€15k€12k▼
Taxes450/3€6k€6k▼
Remuneration and social security454/9€9k€6k▼
Other amounts payable47/48€744€663▼
Income statement
Code20242025
Remuneration, social security and pensions62€44k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€32k€68k▲
Operating profit (loss)9901€-20k€13k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-25k€10k▲
Income taxes67/77€259€330▲
Profit (loss) for the period9904€-26k€9k▲
Profit (loss) for the period to be appropriated9905€-26k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-16k▲
Profit (loss) brought forward from the previous period14P-€-26k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-26k ▼139%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Morkhovenseweg(WIE) 382222 Heist-op-den-BergGround area
1,198 m²
Building footprint
160 m²
Volume, LiDAR
939 m³
Parcel 12039B0409/00A000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YOPTIMIZE
since 20222.333.586.210
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12039B0409/00A000 | Flanders | 1,198 m² | 1 · 160 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ITANCIA BENELUX
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AV SYSTEMS
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DDC COMPUTERS
BE 0459.809.989
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CONTACT BELGIUM
BE 0844.414.395
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INFITECH
BE 0803.244.429
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Of 2,124 companies in sector 46500 we hold annual accounts for 1,404. 898 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2022
Fiscal year end31-12
Activities, NACEBEL
46500Wholesale of information and communication equipment
46510Wholesale trade
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
73110Advertising agencies
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.