Financials
- Financial year
- 2025
- Turnover
- €5.8m
- Profit
- €89,400
- Solvency
- 4.0%
Summary
YAGO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €404,334 and a net result of €89,400. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 40 sector peers (NACE 65, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance, reinsurance and pension funding, except compulsory social security
NACE 65121Insurance agents and brokers NACE 66220
5th largest employer in Belgium, Insurance and pension funding sector3 sites
Size
€5.8mturnover 2025
- Staff
- 54.8 FTE
- Equity
- €404,334
- Profit
- €89,400
Standalone figures, without subsidiaries
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Parent
- GUIRIDEN · 72.54%
- Board
- 6 members
- Holdings
- 2
Auditor: RSM INTERAUDIT2025 accounts 28 days early
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 40 sector peers (2025).
NBB · sector comparisonPosition among 40 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
28 days early
2024
14 days early
2023
36 days early
2022
18 days early
2021
6 days early
2020
33 days early
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median (NACE 65) for financial year 2024 is 29 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
- Resignations: Jacques Galloy, Alexis le Hodey…Permanent representative: François le Hodey…
- Annual accounts filedfinancial year 2025 · full…
- Annual accounts filedfinancial year 2025 · consolidated
Key points
- Caution: Board changedlatest change 01-09-2026 · 6 in office 4 joined · 7 left View
- Positive: Back in profit in 2025after -€1.9m in 2024 €89,400 View
- Caution: Among the weakest 11% on solvencysector median 49.4% · 40 companies 4.0% View
- Controlled by GUIRIDENthe company in turn controls 2 companies 72.54% View
- Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
By topic
Board & ownership
- Board
- 6 members
- Parent
- GUIRIDEN · 72.54%
- Auditor
- RSM INTERAUDIT
- Félix le HodeyDirector
- Altisio PartnersDirector
- DIA GroupDirector
- François le HodeyDirector
- GUIRIDENDirector
and 1 other director
Network & group
- Subsidiaries
- 2
- Connected companies
- 35
2 subsidiaries
Timeline
- Events
- 38
- Since
- 2015
- Next accounts
- by 31-07-2027
- 26-03-2026Appointments: Anthony Belpaire, François le Hodey and…
- 31-12-2025Back to profit
- 17-07-2025Annual accounts filed
Company details
- Sites
- 3
- Legal form
- Public limited company
- Activity
- Insurance, reinsurance and pension funding, except compulsory social…NACE 65121
- Founded
- 05-10-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 31
- Who signs
- Two directors jointly
- Purpose
- “A) le courtage et le conseil en assurance; b) le conseil ou la mise en œuvre de projets et…” (deed in French)
Key facts about YAGO
- What is the company number of YAGO?
- 0639.926.420. In Belgium the VAT number is the company number with BE in front: BE 0639.926.420.
- Where is YAGO based?
- The registered office is at Frankenstraat 79, 1040 Etterbeek.Company details
- What does YAGO do?
- According to the KBO register, the main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65121).
- What is the legal form of YAGO?
- Public limited company (NV).
- When was YAGO founded?
- On 05-10-2015.
- Is YAGO still active?
- Yes, YAGO is an active enterprise in the KBO register.
- How many employees does YAGO have?
- On average 54.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of YAGO?
- €5.8m in financial year 2025, according to the filed annual accounts.
- Is YAGO profitable?
- In financial year 2025, YAGO made a profit of €89,400.
- Where can I find the annual accounts of YAGO?
- YAGO filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of YAGO due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to YAGO
Parent and group
- GUIRIDEN72.54%
Shareholders
- H.I. INVEST11.78%
Subsidiaries and holdings
Comparable companies
- GUNTER POPPELAARSWuustwezel
- GIULIANI & FILSVisé
- BUBUSDestelbergen
- LIM ASSURDalhem
- TVM brokerageAntwerpen
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed
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