VILLA14

Active

Private limited companyfounded 2013active for 13 yearsTer Meerenlaan 5, 9070 Destelbergen, BelgiumKBO/BCE: BE 0502.357.951

Summary

VILLA14 has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193,383 and a net result of €73,479. Its solvency ranks better than 57% of 34,807 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow Report Compare

VILLA14ActiveChecked score 69/100

Risk analysis Report Compare

Activity

Other building finishing work

NACE 43350

1 site

Size

≈ €410,000turnover 2025, estimated

Equity: €193,383
Profit: €73,479

Turnover estimated from the gross margin

Financial health

69 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.8%

Structure

Holdings: 1

Besnier, Dominique Roger Marcel MarieDirector
Minnebo, Lesley Jeanne MedardDirector

Auditor: VYVEY & C°, BEDRIJFSREVISOREN2025 accounts filed 60 days late1 of 3 deeds summarised

Why 69raises riskLast filed accounts filed 60 days late; 2 of the last 3 lateSector: Specialised construction activities (NACE 43)Size: total assets €363,050lowers riskFounded in 2013Show the evidence

Checked score

Score 2025

69 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 69% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 78+26

equity 53.3% of total assets

Liquidity 57+6

short-term debt 7.8% · cash 5.8%

Profitability 94+8

return on assets 20.2%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.2%▼ -0.1 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.3 percentage points vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026 10-2026: 0.8%▲ +0.2 percentage points vs 09-2026highest value

Credit of up to €13,000 on 30-day terms is acceptable

Liquidity ample (current ratio 7.36, compared with 8.42 in 2024, above the usual 1.5; short-term debt: 7.8% and cash: 5.8% of total assets), and 46.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 58% on solvency, 54% on liquidity, 80% on profitability and 85% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Last filed accounts filed 60 days late; 2 of the last 3 late

NBB · filings

Sector: Specialised construction activities (NACE 43)

KBO

Size: total assets €363,050

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2013

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

2025 accounts filed 60 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 2 filings

Deviation from the deadline

2025

60 days late

2024

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 46 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-09-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Equity above €150,000equity €193,383 ▲59.1%
31-08-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 8% on net resultsector median €10,234 · 34,794 companies €73,479 View
Positive: Equity rose in 2025from €121,569 to €193,383 ▲ 59.1% View
Board2 directors in office 2 View

By topic

Financials

Financial year: 2025
Total assets: €363,050
Profit: €73,479
Solvency: 53.3%

Total assets▼ 18.3%

Net result

20242025

Go to Financials

Board & ownership

Board: 2 members
Auditor: VYVEY & C°, BEDRIJFSREVISOREN

Besnier, Dominique Roger Marcel MarieDirector
Minnebo, Lesley Jeanne MedardDirector

Go to Board & ownership

Network & group

Holdings: 1

1 holding

Go to Network & group

Timeline

Events: 4
Since: 2025
Next accounts: by 31-07-2027

23-01-2025Capital & shares · Amendment of the…

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other building finishing workNACE 43350
Founded: 04-01-2013
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 12

Annual meeting: 31 May at 19:00
Purpose: “Het uitvoeren van de algemene coördinatie van en toezicht op…” (deed in Dutch)

Go to Articles of association

Key facts about VILLA14

What is the company number of VILLA14?: 0502.357.951. In Belgium the VAT number is the company number with BE in front: BE 0502.357.951.
Where is VILLA14 based?: The registered office is at Ter Meerenlaan 5, 9070 Destelbergen.Company details
What does VILLA14 do?: According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of VILLA14?: Private limited company (BV).
When was VILLA14 founded?: On 04-01-2013.
Is VILLA14 still active?: Yes, VILLA14 is an active enterprise in the KBO register.
What is the turnover of VILLA14?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is VILLA14 profitable?: In financial year 2025, VILLA14 made a profit of €73,479.
Where can I find the annual accounts of VILLA14?: VILLA14 filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VILLA14 due?: By 31-07-2027, for financial year 2026.Timeline