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VH & G

Active
Private limited companyfounded 2002active for 23 yearsElststraat 16, 9240 Zele, BelgiumKBO/BCE: BE 0479.210.880

From the official registers: KBO 23 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

VH & G has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,791 and a net result of -€10,533. Equity has been stable since 2018 (±0.5% per year). Its solvency ranks better than 16% of 5,667 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 31-12-2002 Normal situation
Activity
Combined facilities support activities NACE 81100
Establishment unit
2.133.119.278 9240 Zele, since 01-10-2003
Financial year end
31 December
Peppol
Reachable since 10-10-2025

Board and ownership

Board

Financial position

79 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€22,214
▼ 2.5%
Turnover
≈ €180,000
estimated
Loss
€10,533
▼ 62.3%
Equity
€59,791
▼ 15.0%
Total assets
€1.0m
▲ 63.8%
Filed on 09-03-2026, 144 days before the deadlinePDF
Score breakdownraises riskSector: Services to buildings and landscape activities (NACE 81)Equity €59,791 (6.0% of total assets)lowers riskSize: total assets €1.0mFounded in 2002Show the evidence

Checked score

Score 2025
79 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 19% of micro companies in building services and landscaping (NACE 81)
Financial strength · tick: 2024
Weak
Solvency 31-5
equity 6.0% of total assets
Liquidity 32-3
short-term debt 42.2% · cash 1.5%
Profitability 38+13
return on assets -1.0%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,707 companies, NACE 81, micro)
Last 24 months 11-2024: 0.3%lowest value 12-2024: 0.3%● unchanged vs 11-2024lowest value 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.5%▲ +0.2 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026highest value 04-2026: 0.4%▼ -0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.04 (0.07 in 2024), below 1. Short-term debt is 42.2% and cash 1.5% of total assets. 94% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 15% of them on solvency, 23% on liquidity, 17% on profitability and 20% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Services to buildings and landscape activities (NACE 81)
KBO
raises risk · Equity €59,791 (6.0% of total assets)
NBB · annual accounts
lowers risk · Founded in 2002
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10,533
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 5667 sector peers (2025).
NBB · sector comparison
Position among 5667 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
144 days early
2024
164 days early
2023
93 days early
2022
144 days early
2021
117 days early
2020
36 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 105 days before the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 March (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 90% of companies in building services and landscapingsector median €9,374 · 5,664 companies -€10,533 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€10,533 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View

Comparable companies

These companies have the same main activity as VH & G: combined facilities support activities (NACE 81100). They are comparable in size and age: total assets between €499,000 and €1.4m, founded between 1997 and 2007.

CompanyTotal assetsGross margin
VH & G Zele€1.0m€0.02m
BMI PARTNER Fleurus€1.2m€0.03m
THIL Halle€1.0m€0.04m
EAST & WEST CONSULTING Pelt€0.7m€0.03m
CLARISTOS Haacht€0.5m€0.03m
PISTACHE Antwerpen€0.6m€0.03m
MOLUMA Puurs-Sint-Amands€1.4m€0.04m
Full comparison

Documents

Annual accounts at the NBB

All 23 annual accounts

Articles and registers

Key facts about VH & G

What is the company number of VH & G?
The company number of VH & G is 0479.210.880. The VAT number is the same number with BE in front: BE 0479.210.880.
Where is VH & G based?
The registered office is at Elststraat 16, 9240 Zele.Company details
What does VH & G do?
According to the KBO register, the main activity is combined facilities support activities (NACE 81100).
What is the legal form of VH & G?
The legal form of VH & G is Private limited company (BV).
When was VH & G founded?
VH & G was founded on 31-12-2002.
Is VH & G still active?
Yes, VH & G is an active enterprise in the KBO register.
What is the turnover of VH & G?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €22,214 and 121 comparable companies (NACE 81). It probably lies between €92,000 and €410,000. It is a rough estimate.Financials
Is VH & G profitable?
In financial year 2025, VH & G made a loss of €10,533.
Where can I find the annual accounts of VH & G?
VH & G filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of VH & G due?
VH & G must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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