VECTOR BROSS
ActiveSummary
VECTOR BROSS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,468 and a net result of €41,092. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 20% of 2729 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▲+83
Solvency34▲+12
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.95 against 0.64 in 2024; short-term debt: 81.4% and cash: 13.5% of total assets), and 91.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.7%
Return on assets
11.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2729 sector peers (2025).
NBB · sector comparisonPosition among 2729 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
120 d early
2024
7 d early
2023
58 d late
2022
67 d late
2021
20 d early
2020
2 d early
2019
81 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 5 filed years within 74 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€31,468
2024 · -€9,623
Total assets
€363,048▲ 14.0%
2024 · €318,602
Net result
€41,092
2024 · -€64,306
Working capital
-€15,796▲ 85.1%
2024 · -€106,142
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€4,963€25,460-€12,573-€57,646▼ 358%€51,607
Net result-€3,912below the sector's middle half€27,376within the sector's middle half-€26,189below the sector's middle half-€64,306below the sector's middle half▼ 146%€41,092within the sector's middle half
Equity€53,496within the sector's middle half▼ 6.8%€80,872within the sector's middle half▲ 51.2%€54,683within the sector's middle half▼ 32.4%-€9,623below the sector's middle half€31,468within the sector's middle half
Total assets€262,192within the sector's middle half▲ 6.2%€258,475within the sector's middle half▼ 1.4%€235,317within the sector's middle half▼ 9.0%€318,602above the sector's middle half▲ 35.4%€363,048within the sector's middle half▲ 14.0%
Debt€208,696▲ 10.1%€177,603▼ 14.9%€180,634▲ 1.7%€328,225▲ 81.7%€331,580▲ 1.0%
Working capital-€15,439below the sector's middle half€354below the sector's middle half-€41,122below the sector's middle half-€106,142below the sector's middle half▼ 158%-€15,796below the sector's middle half▲ 85.1%
Solvency20.4%below the sector's middle half▼ 2.8pp31.3%below the sector's middle half▲ 10.9pp23.2%below the sector's middle half▼ 8.1pp-3.0%below the sector's middle half▼ 26.3pp8.7%below the sector's middle half▲ 11.7pp
Current ratio0.92below the sector's middle half▼ 0.171.00below the sector's middle half▲ 0.080.76below the sector's middle half▼ 0.240.64below the sector's middle half▼ 0.120.95below the sector's middle half▲ 0.30
Return on assets (ROA)-1.5%below the sector's middle half▼ 14.2pp10.6%within the sector's middle half▲ 12.1pp-11.1%below the sector's middle half▼ 21.7pp-20.2%below the sector's middle half▼ 9.1pp11.3%within the sector's middle half▲ 31.5pp
Staff (FTE)6.8▲ 30.8%7.2▲ 5.9%7.7▲ 6.9%9.1▲ 18.2%6.3within the sector's middle half▼ 30.8%
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €51,607 after a loss of €57,646 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €363,048
Fixed assets
€83,144 ▼ 35.2%
Current assets
€279,904 ▲ 47.1%
Equity and liabilities €363,048
Equity
€31,468
Debt
€331,580
Debt finances 91.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€81,972▲
2024 · -€29,402
Cash flow
€71,457▲
2024 · -€36,061
Debt to equity
10.54▲
2024 · -34.11
ROE
130.6%
Interest coverage
10.20▲
2024 · -3.70
Debt ≤ 1 year
€295,700▼
2024 · €296,401
Income taxes
€2,499▲
2024 · €641
Staff costs
€453,353▼
2024 · €568,579
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 931 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.9%
went bankrupt
4.6%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 931 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €9,641 | - | - | - | - |
| Remuneration, social security and pensions62 | €363,421 | €410,651 | €445,462 | €568,579 | €453,353 | ▼ 20.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,554 | €18,441 | €22,960 | €28,245 | €30,365 | ▲ 7.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €868 | - | €588 | €0 | €769 | - |
| Other operating charges640/8 | €405 | €591 | €568 | €4,757 | €1,602 | ▼ 66.3% |
| Non-recurring operating charges66A | €266 | €256 | - | - | €25,889 | - |
| Gross operating margin9900 | €376,550 | €455,399 | €457,005 | €543,934 | €563,585 | ▲ 3.6% |
| Operating profit (loss)9901 | -€4,963 | €25,460 | -€12,573 | -€57,646 | €51,607 | ▲ 190% |
| Financial income75/76B | €77 | €15,729 | €583 | €1,925 | €22 | ▼ 98.8% |
| Recurring financial income75 | €77 | €15,729 | €583 | €1,925 | €22 | ▼ 98.8% |
| Financial charges65/66B | €967 | €7,195 | €6,760 | €7,944 | €8,039 | ▲ 1.2% |
| Recurring financial charges65 | €967 | €7,195 | €6,760 | €7,944 | €8,039 | ▲ 1.2% |
| Profit (loss) for the period before taxes9903 | -€5,853 | €33,994 | -€18,749 | -€63,665 | €43,590 | ▲ 168% |
| Income taxes67/77 | -€1,941 | €6,617 | €7,440 | €641 | €2,499 | ▲ 290% |
| Profit (loss) for the period9904 | -€3,912 | €27,376 | -€26,189 | -€64,306 | €41,092 | ▲ 164% |
| Profit (loss) for the period to be appropriated9905 | -€3,912 | €27,376 | -€26,189 | -€64,306 | €41,092 | ▲ 164% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €262,192 | €258,475 | €235,317 | €318,602 | €363,048 | ▲ 14.0% |
| Fixed assets21/28 | €80,807 | €88,262 | €105,988 | €128,343 | €83,144 | ▼ 35.2% |
| Intangible fixed assets21 | €59,534 | €77,500 | €97,975 | €122,050 | €73,805 | ▼ 39.5% |
| Tangible fixed assets22/27 | €12,238 | €5,704 | €2,955 | €1,235 | €4,281 | ▲ 247% |
| Furniture and vehicles24 | €12,238 | €5,704 | €2,955 | €1,235 | €4,281 | ▲ 247% |
| Financial fixed assets28 | €9,035 | €5,058 | €5,058 | €5,058 | €5,058 | = |
| Current assets29/58 | €181,385 | €170,214 | €129,329 | €190,259 | €279,904 | ▲ 47.1% |
| Amounts receivable within one year40/41 | €102,603 | €124,317 | €48,188 | €70,551 | €151,311 | ▲ 114% |
| Trade receivables40 | €89,673 | €123,964 | €38,185 | €55,309 | €131,375 | ▲ 138% |
| Other amounts receivable41 | €12,930 | €353 | €10,004 | €15,243 | €19,936 | ▲ 30.8% |
| Current investments50/53 | €12,500 | €18,971 | €34,486 | €0 | €75,007 | - |
| Cash at bank and in hand54/58 | €58,297 | €25,706 | €36,786 | €92,691 | €48,891 | ▼ 47.3% |
| Deferred charges and accrued income490/1 | €7,986 | €1,219 | €9,869 | €27,016 | €4,696 | ▼ 82.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €262,192 | €258,475 | €235,317 | €318,602 | €363,048 | ▲ 14.0% |
| Equity10/15 | €53,496 | €80,872 | €54,683 | -€9,623 | €31,468 | ▲ 427% |
| Contributions10/11 | €6,300 | €6,300 | €6,300 | €6,300 | €6,300 | = |
| Reserves13 | €51,040 | €74,540 | €74,540 | €74,540 | €74,540 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €49,180 | €72,680 | €74,540 | €74,540 | €74,540 | = |
| Profit (loss) carried forward14 | -€3,844 | €32 | -€26,157 | -€90,463 | -€49,372 | ▲ 45.4% |
| Amounts payable17/49 | €208,696 | €177,603 | €180,634 | €328,225 | €331,580 | ▲ 1.0% |
| Amounts payable within one year42/48 | €196,824 | €169,860 | €170,450 | €296,401 | €295,700 | ▼ 0.2% |
| Current portion of amounts payable after more than one year42 | €21,429 | €18,808 | €23,822 | €78,837 | €55,933 | ▼ 29.1% |
| Financial debts43 | €9,405 | €9,225 | €4,473 | €7,782 | €7,055 | ▼ 9.3% |
| Credit institutions430/8 | €9,405 | €9,225 | €4,473 | €7,782 | €7,055 | ▼ 9.3% |
| Trade debts44 | €110,867 | €54,952 | €61,381 | €49,509 | €100,228 | ▲ 102% |
| Suppliers440/4 | €110,867 | €54,952 | €61,381 | €49,509 | €100,228 | ▲ 102% |
| Taxes, remuneration and social security45 | €54,530 | €86,378 | €79,917 | €159,871 | €107,284 | ▼ 32.9% |
| Taxes450/3 | €17,003 | €39,459 | €30,587 | €37,500 | €29,127 | ▼ 22.3% |
| Remuneration and social security454/9 | €37,526 | €46,918 | €49,330 | €122,371 | €78,157 | ▼ 36.1% |
| Other amounts payable47/48 | €593 | €496 | €857 | €402 | €25,199 | ▲ 6,173% |
| Accrued charges and deferred income492/3 | €11,872 | €7,744 | €10,184 | €31,824 | €35,880 | ▲ 12.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,912 | €27,376 | -€26,189 | -€64,306 | €41,092 | ▲ 164% |
| + Depreciation and write-downs630 | €16,554 | €18,441 | €22,960 | €28,245 | €30,365 | ▲ 7.5% |
| Operating cash flow (approximation) | €12,642 | €45,817 | -€3,229 | -€36,061 | €71,457 | ▲ 298% |
| Investment in fixed assets (approximation) | - | -€25,896 | -€40,686 | -€50,600 | €14,833 | ▲ 129% |
| Change in cash | - | -€32,591 | €11,080 | €55,905 | -€43,801 | ▼ 178% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
23-03
State Gazette act
Resignation: Steven Deleus (non-statutory director)Appointment: BV Cokon (non-statutory director) · Permanent representative: Steven Deleus · Director discharge6 facts ▸
State Gazette act
Resignation: Steven Deleus (non-statutory director)
Appointment: BV Cokon (non-statutory director) · Permanent representative: Steven Deleus · Director discharge6 facts ▸
- General meeting, 30/06/2025
- Director resignation, Steven Deleus (non-statutory director)
- Director discharge, Steven Deleus
- Director appointment, BV Cokon (non-statutory director)
- Permanent representative, Steven Deleus
- Mandate compensation, BV Cokon
2025
31-12
Financial
Back to profitnet €41,092
Net result €41,092 after 2 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€64,306
Net result drops to -€64,306, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Back to profitnet €27,376
Net result €27,376 after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €1,082
Net result €1,082 after one loss-making year.
Show earlier events
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2025
Board 1
BV Cokon
CurrentNon-statutory director · since 01-01-2025 · Legal entity · perm. rep.: Steven Deleus
Permanent representatives 1
Steven Deleus
CurrentPermanent representative · since 01-01-2025 · for BV Cokon
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2001
Ground area
1,959 m²
Parcel 24062A0176/00P000, Flanders. Linked by address, not a title deed.
81
companies at this address
See who is registered here
1 establishment unit
VECTOR BROSS
since 20012.100.450.668
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24062A0176/00P000 | Flanders | 1,959 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2025, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| BV Cokon |
|
| DELEUS Steven |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 18,997 EUR awarded · 18,997 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 624 EUR | 624 EUR |
| 2024 | 1 | 1,872 EUR | 1,872 EUR |
| 2023 | 2 | 4,311 EUR | 4,311 EUR |
| 2022 | 1 | 12,190 EUR | 12,190 EUR |
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Of 16,915 companies in sector 62100 we hold annual accounts for 8,786. 6,402 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-05-2001
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
18130Pre-press and pre-media services
63100Computing infrastructure, data processing, hosting and related activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0474928529
Also
9925:BE0474928529
Registered
27-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.