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VD.B

Active
Public limited company·Goederenvervoer over de weg· 6 yrs active
Keizer Karellaan 584 ·1082 Sint-Agatha-Berchem, Belgium
KBO/BCE: BE 0751.899.161
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age6 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VD.B is 4.5% (elevated). The 2024 annual accounts show equity of €29k and a net result of €30k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 2254 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.5% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€30k
Working capital€30k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro
€-40k€-20k€0€20kOperating result 2021: €-26k€-26kNet result 2021: €-27k€-27kOperating result 2022: €-12k€-12kNet result 2022: €-13k€-13kOperating result 2023: €-21k€-21kNet result 2023: €-22k€-22kOperating result 2024: €30k€30kNet result 2024: €30k€30k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~37% of the level (threshold 35%). We therefore deliberately show no projection line.
€-10k€0€10k€20k€30k€40k2021: €38k2022: €21k2023: €-2252024: €29k2021202220232024
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 49, Land transport · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 28.3% 27.4%
better than 51% of 2254 sector peers
Net result €30k €6k
better than 84% of 2238 sector peers
Equity €29k €17k
better than 65% of 2260 sector peers
Gross operating margin €38k €28k
better than 57% of 2226 sector peers
Total assets €104k €66k
better than 63% of 2255 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P51
2021: P50 · n=7942022: P37 · n=13472023: P19 · n=18162024: P51 · n=22542021 2024
Weakening position over 2021-2024 · n=794-2254
Net result P84
2021: P5 · n=7802022: P10 · n=13342023: P8 · n=17942024: P84 · n=22382021 2024
Improving position over 2021-2024 · n=780-2238
Equity P65
2021: P72 · n=7952022: P56 · n=13562023: P19 · n=18272024: P65 · n=22602021 2024
Weakening position over 2021-2024 · n=795-2260
Gross operating margin P57
2021: P51 · n=7792022: P48 · n=13272023: P27 · n=17822024: P57 · n=22262021 2024
Stable position over 2021-2024 · n=779-2226
Describes the position versus peers, not a forecast.
EBITDA
€37k
+463.1% +69% vs sector
Net profit
€30k
- far above sector median
Cash flow
€37k
+493.4% +51% vs sector
Total assets
€104k
+46.1% -31% vs sector
Equity
€29k
- -72% vs sector
Working capital
€30k
- -67% vs sector
Debt
€74k
+4.4% +127% vs sector
Debt ≤ 1y
€74k
+3.8% +135% vs sector
Current ratio
1.40
+56.7% -76% vs sector
Quick ratio
1.40
+56.7% -76% vs sector
Solvency
28.3%
- -66% vs sector
Debt / equity
2.53
- far above sector median
ROE
100.8%
-98.9% far above sector median
ROA
28.5%
- far above sector median
Interest coverage
136.42
+692.3% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€37k
Net profit€30k
Cash flow€37k
Staff costs-
Income taxes-
Dividends-
Total assets€104k
Equity€29k
Debt€74k
of which ≤ 1y€74k
of which > 1y-
Working capital€30k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.40
Quick ratio1.40
Working capital ratio28.7%
Solvency28.3%
Debt / equity2.53
Long-term debt ratio-
Interest coverage136.42
Gross margin-
Net margin-
ROA28.5%
ROE100.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€104k
Current assets 29/58€104k
Amounts receivable within one year 40/41€60k
Cash & bank 54/58€43k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€104k
Equity 10/15€29k
Contributions / capital 10/11€62k
Accumulated profits (losses) 14€-32k
Amounts payable 17/49€74k
Amounts payable within one year 42/48€74k
Trade debts payable within one year 44€7k
Income statement
Gross operating margin 9900€38k
Operating result 9901€30k
Financial income 75€0
Financial charges 65€272
Result before taxes 9903€30k
Net result for the period 9904€30k
Result to be appropriated 9905€30k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
86 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
98 companies at this address See who is registered here

Establishment units

1 location
Kunstlaan 56, 1000 Brussel
Teelt van andere granen dan rijst, en van peulgewassen en oliehoudende zaden
since 20202.310.321.749
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area7,636 m²
Buildings2
Building footprint4,149 m²
Volume (LiDAR)121,967 m³
Tallest building47.0 m · ±11 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21805E0475/00F000 Brussels 4,653 m² 1 · 2,861 m² 34.5 m · 9 fl.
21003A0289/00L011 Brussels 2,983 m² 1 · 1,288 m² 47.0 m · 11 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health86Profitability100Solvency53Growth58Stability100
79 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86
Profitability 100
Solvency 53
Growth 58
Stability 100

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Installatie van isolatie43230Isolatiewerkzaamheden43291Groothandel in auto's en lichte bestelwagens (= 3,5 ton)45111Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711Groothandel in metalen en metaalertsen46720Groothandel in hout46732Groothandel in diamant en andere edelstenen46761Groothandel in metalen en metaalertsen46820Groothandel in hout46832Groothandel in diamant en andere edelstenen46861Personenvervoer over de weg zonder dienstregeling49320Overig personenvervoer te land, n.e.g.49390Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR VD.B
Registered office
Keizer Karellaan 584
1082 Sint-Agatha-Berchem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.