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VANMARCKE-SOFTWARE

Active
Private limited companyfounded 201313 yrs activeSint-Idesbaldusstraat 29, 8630 Veurne, BelgiumKBO/BCE: BE 0524.969.443
Summary

The annual accounts of VANMARCKE-SOFTWARE for fiscal year 2025 show a net loss of 65% of the equity at the start of that year. The 2025 annual accounts show equity of €7,079 and a net result of -€12,931. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 15% of 318 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
VANMARCKE-SOFTWAREActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Other software publishing
NACE 58290Retail sale of information and communication equipment NACE 47400NACE 47410
#10 employer in West Flanders, Publishing sector1 site
Size
€269,911total assets 2025
Staff
6.5 FTE
Equity
€7,079
Loss
-€12,931
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Parent
BVSoft · 100%
Accounts 1 d early0 of 7 deeds read
Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Equity €7,079 (2.6% of total assets)- Size: 6.5 FTE, total assets €269,911+ Sector Publishing activities (NACE 58)+ Liquidity: current ratio 0.93, cash €43,799Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 22% of its sector peers (NACE 58, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 28-3
equity 2.6% of total assets
Liquidity 20-23
short-term debt 94.0% · cash 16.2%
Profitability 63+59
return on assets -4.8%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,273 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -8.0% vs 12-2024 02-2025: 0.5%● 0.0% vs 01-2025 03-2025: 0.5%▼ -0.7% vs 02-2025 04-2025: 0.4%▼ -3.1% vs 03-2025 05-2025: 0.4%▼ -5.2% vs 04-2025 06-2025: 0.4%▼ -2.4% vs 05-2025lowest value 07-2025: 0.5%▲ +12.5% vs 06-2025 08-2025: 0.6%▲ +36.4% vs 07-2025 09-2025: 0.9%▲ +42.5% vs 08-2025highest value 10-2025: 0.9%● 0.0% vs 09-2025highest value 11-2025: 0.9%● 0.0% vs 10-2025highest value 12-2025: 0.9%● 0.0% vs 11-2025highest value 01-2026: 0.9%▼ -0.6% vs 12-2025 02-2026: 0.9%● 0.0% vs 01-2026 03-2026: 0.9%▼ -0.8% vs 02-2026 04-2026: 0.9%▼ -2.5% vs 03-2026 05-2026: 0.9%▲ +1.5% vs 04-2026 06-2026: 0.8%▼ -5.5% vs 05-2026 07-2026: 0.9%▲ +5.0% vs 06-2026 08-2026: 0.7%▼ -14.9% vs 07-2026 09-2026: 0.7%● 0.0% vs 08-2026 10-2026: 0.7%● 0.0% vs 09-2026
  • Equity €7,079 (2.6% of total assets) raises the probability
  • Size: 6.5 FTE, total assets €269,911 raises the probability for this profile
  • Sector Publishing activities (NACE 58) lowers the probability
  • Liquidity: current ratio 0.93, cash €43,799 lowers the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.93 against 1.08 in 2024; short-term debt: 94% and cash: 16.2% of total assets), and 97.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 58, micro). Better than this share of them on solvency 21%, liquidity 13%, profitability 43%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Equity €7,079 (2.6% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Size: 6.5 FTE, total assets €269,911
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Sector Publishing activities (NACE 58)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 0.93, cash €43,799
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€12,931
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 318 sector peers (2025).
NBB · sector comparison
Position among 318 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
8 d late
2023
9 d late
2022
46 d late
2021
67 d late
2020
61 d late
2019
67 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 August (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Weakest financial yearnet -€36,615

Key points

  • Caution: Among the weakest 16% on solvencysector median 45.9% · 318 companies 2.6% View
  • Controlled by BVSoft 100% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€12,931 View

By topic

Financials

Fiscal year
2025
Total assets
€269,911
Loss
-€12,931
Solvency
2.6%
Total assets▼ 12.8%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 30-07-2026Annual accounts filed
  2. 08-08-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other software publishingNACE 58290
Founded
22-03-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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