Vanacker-Vanclooster
ActiveSummary
Vanacker-Vanclooster has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74,172 and a net result of €9,464. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 29% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability52▼-4
Solvency35▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.36 against 0.52 in 2024; short-term debt: 24.3% and cash: 5.3% of total assets), and 90.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.9%
Return on assets
1.3%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-04-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
23 d early
2023
4 d early
2022
3 d early
2021
1 d early
2020
3 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 27 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€74,172▲ 14.6%
2024 · €64,708
Total assets
€749,107▼ 2.2%
2024 · €765,949
Net result
€9,464▲ 30.5%
2024 · €7,251
Working capital
-€116,760▼ 98.0%
2024 · -€58,964
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€22,218▲ 33.0%€21,308▼ 4.1%€19,202▼ 9.9%€27,999▲ 45.8%€40,597▲ 45.0%
Net result€9,381within the sector's middle half▲ 95.7%€12,947within the sector's middle half▲ 38.0%€2,968within the sector's middle half▼ 77.1%€7,251within the sector's middle half▲ 144%€9,464within the sector's middle half▲ 30.5%
Equity€41,543within the sector's middle half▲ 29.2%€54,490within the sector's middle half▲ 31.2%€57,458within the sector's middle half▲ 5.4%€64,708within the sector's middle half▲ 12.6%€74,172within the sector's middle half▲ 14.6%
Total assets€521,445above the sector's middle half▼ 2.9%€779,021above the sector's middle half▲ 49.4%€805,197above the sector's middle half▲ 3.4%€765,949above the sector's middle half▼ 4.9%€749,107above the sector's middle half▼ 2.2%
Debt€479,902▼ 5.0%€724,531▲ 51.0%€747,739▲ 3.2%€701,241▼ 6.2%€674,935▼ 3.8%
Working capital-€103,397below the sector's middle half▲ 15.3%€118,491above the sector's middle half-€79,755below the sector's middle half-€58,964below the sector's middle half▲ 26.1%-€116,760below the sector's middle half▼ 98.0%
Solvency8.0%within the sector's middle half▲ 2.0pp7.0%within the sector's middle half▼ 1.0pp7.1%within the sector's middle half▲ 0.1pp8.4%within the sector's middle half▲ 1.3pp9.9%within the sector's middle half▲ 1.5pp
Current ratio0.35below the sector's middle half▲ 0.171.78within the sector's middle half▲ 1.430.44below the sector's middle half▼ 1.340.52below the sector's middle half▲ 0.080.36below the sector's middle half▼ 0.16
Return on assets (ROA)1.8%within the sector's middle half▲ 0.9pp1.7%within the sector's middle half▼ 0.1pp0.4%within the sector's middle half▼ 1.3pp0.9%within the sector's middle half▲ 0.6pp1.3%within the sector's middle half▲ 0.3pp
Staff (FTE)2.9▲ 16.0%6.2▲ 114%6.6▲ 6.5%9.1▲ 37.9%4.9▼ 46.2%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 45% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €749,107
Fixed assets
€684,042 ▼ 2.5%
Current assets
€65,065 ▲ 0.8%
Equity and liabilities €749,107
Equity
€74,172 ▲ 14.6%
Debt
€674,935 ▼ 3.8%
Debt's share of the balance-sheet total falls from 91.6% to 90.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€105,693▲
2024 · €89,438
Cash flow
€74,560▲
2024 · €68,690
Quick ratio
0.23▼
2024 · 0.33
Debt to equity
9.10▼
2024 · 10.84
ROE
12.8%▲
2024 · 11.2%
Interest coverage
3.84▼
2024 · 4.32
Debt ≤ 1 year
€181,826▲
2024 · €123,534
Debt > 1 year
€489,270▼
2024 · €576,853
Income taxes
€3,647▲
2024 · €154
Staff costs
€173,649▲
2024 · €136,476
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,377 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.0%
went bankrupt
1.6%
stopped otherwise
96%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,377 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €75,436 | €83,756 | €121,243 | €136,476 | €173,649 | ▲ 27.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €49,629 | €51,360 | €63,708 | €61,440 | €65,096 | ▲ 6.0% |
| Other operating charges640/8 | €2,014 | €2,687 | €2,162 | €1,992 | €2,484 | ▲ 24.7% |
| Gross operating margin9900 | €149,296 | €159,111 | €206,314 | €227,906 | €281,826 | ▲ 23.7% |
| Operating profit (loss)9901 | €22,218 | €21,308 | €19,202 | €27,999 | €40,597 | ▲ 45.0% |
| Financial income75/76B | €171 | €1,107 | €763 | €87 | €17 | ▼ 80.5% |
| Recurring financial income75 | €171 | €1,107 | €763 | €87 | €17 | ▼ 80.5% |
| Financial charges65/66B | €9,315 | €9,156 | €16,847 | €20,681 | €27,502 | ▲ 33.0% |
| Recurring financial charges65 | €9,315 | €9,156 | €16,847 | €20,681 | €27,502 | ▲ 33.0% |
| Profit (loss) for the period before taxes9903 | €13,074 | €13,259 | €3,118 | €7,405 | €13,111 | ▲ 77.1% |
| Income taxes67/77 | €3,693 | €313 | €150 | €154 | €3,647 | ▲ 2,265% |
| Profit (loss) for the period9904 | €9,381 | €12,947 | €2,968 | €7,251 | €9,464 | ▲ 30.5% |
| Profit (loss) for the period to be appropriated9905 | €9,381 | €12,947 | €2,968 | €7,251 | €9,464 | ▲ 30.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €521,445 | €779,021 | €805,197 | €765,949 | €749,107 | ▼ 2.2% |
| Fixed assets21/28 | €465,424 | €508,997 | €741,344 | €701,379 | €684,042 | ▼ 2.5% |
| Tangible fixed assets22/27 | €465,424 | €508,997 | €741,344 | €701,379 | €684,042 | ▼ 2.5% |
| Land and buildings22 | €415,061 | €455,321 | €700,248 | €657,965 | €617,473 | ▼ 6.2% |
| Plant, machinery and equipment23 | €39,385 | €46,307 | €37,528 | €40,091 | €33,918 | ▼ 15.4% |
| Furniture and vehicles24 | €10,978 | €7,369 | €3,567 | €3,323 | €32,650 | ▲ 883% |
| Current assets29/58 | €56,021 | €270,024 | €63,854 | €64,570 | €65,065 | ▲ 0.8% |
| Stocks and contracts in progress3 | €5,809 | €4,658 | €5,935 | €24,277 | €22,711 | ▼ 6.5% |
| Stocks30/36 | €5,809 | €4,658 | €5,935 | €24,277 | €22,711 | ▼ 6.5% |
| Amounts receivable within one year40/41 | €9,678 | €244,805 | €22,877 | €10,829 | €473 | ▼ 95.6% |
| Trade receivables40 | €6,462 | €1,049 | €13,288 | €2,530 | €120 | ▼ 95.3% |
| Other amounts receivable41 | €3,216 | €243,757 | €9,589 | €8,299 | €354 | ▼ 95.7% |
| Cash at bank and in hand54/58 | €27,490 | €10,959 | €19,044 | €28,219 | €39,993 | ▲ 41.7% |
| Deferred charges and accrued income490/1 | €13,044 | €9,602 | €15,998 | €1,245 | €1,888 | ▲ 51.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €521,445 | €779,021 | €805,197 | €765,949 | €749,107 | ▼ 2.2% |
| Equity10/15 | €41,543 | €54,490 | €57,458 | €64,708 | €74,172 | ▲ 14.6% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €1,077 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Non-distributable reserves130/1 | €1,077 | €2,000 | - | - | - | - |
| Reserves not available under the articles1311 | €1,077 | €2,000 | - | - | - | - |
| Distributable reserves133 | - | - | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €20,466 | €32,490 | €35,458 | €42,708 | €52,172 | ▲ 22.2% |
| Amounts payable17/49 | €479,902 | €724,531 | €747,739 | €701,241 | €674,935 | ▼ 3.8% |
| Amounts payable after more than one year17 | €320,484 | €572,998 | €603,277 | €576,853 | €489,270 | ▼ 15.2% |
| Financial debts170/4 | €320,484 | €500,998 | €466,277 | €439,853 | €424,270 | ▼ 3.5% |
| Other amounts payable178/9 | - | €72,000 | €137,000 | €137,000 | €65,000 | ▼ 52.6% |
| Amounts payable within one year42/48 | €159,419 | €151,533 | €143,609 | €123,534 | €181,826 | ▲ 47.2% |
| Current portion of amounts payable after more than one year42 | €33,112 | €34,363 | €34,721 | €37,672 | €43,765 | ▲ 16.2% |
| Trade debts44 | €38,488 | €45,447 | €28,728 | €32,646 | €40,367 | ▲ 23.7% |
| Suppliers440/4 | €38,488 | €45,447 | €28,728 | €32,646 | €40,367 | ▲ 23.7% |
| Taxes, remuneration and social security45 | €6,569 | €8,901 | €21,989 | €18,686 | €20,368 | ▲ 9.0% |
| Taxes450/3 | €1,235 | €2,389 | €9,257 | €5,826 | €3,538 | ▼ 39.3% |
| Remuneration and social security454/9 | €5,334 | €6,512 | €12,732 | €12,860 | €16,830 | ▲ 30.9% |
| Other amounts payable47/48 | €81,250 | €62,823 | €58,171 | €34,531 | €77,325 | ▲ 124% |
| Accrued charges and deferred income492/3 | - | - | €853 | €853 | €3,839 | ▲ 350% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,381 | €12,947 | €2,968 | €7,251 | €9,464 | ▲ 30.5% |
| + Depreciation and write-downs630 | €49,629 | €51,360 | €63,708 | €61,440 | €65,096 | ▲ 6.0% |
| Operating cash flow (approximation) | €59,010 | €64,307 | €66,676 | €68,690 | €74,560 | ▲ 8.5% |
| Investment in fixed assets (approximation) | - | -€94,933 | -€296,054 | -€21,475 | -€47,759 | ▼ 122% |
| Change in cash | - | -€16,531 | €8,085 | €9,176 | €11,774 | ▲ 28.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €2,968 ▼77.1%
Net result drops to €2,968, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €12,947 ▲38%
Net result €12,947, the highest in the series.
30-09
Financial
Liquidity times 5current ratio 1.78
Current ratio from 0.35 to 1.78; short-term debt falls from €159,419 to €151,533.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2012
Ground area
322 m²
Building footprint
247 m²
Volume, LiDAR
1,251 m³
Parcel 32003A0582/00L006, Flanders · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Nautilus
since 20122.209.193.509
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32003A0582/00L006 | Flanders | 322 m² | 1 · 247 m² | 10.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 938 EUR awarded · 938 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 416 EUR |
| 2024 | 1 | 451 EUR | 387 EUR |
| 2023 | 1 | 176 EUR | 135 EUR |
| 2022 | 1 | 135 EUR | 0 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyDiksmuide2.209.193.509
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SLAGERIJ WITDOUCK
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Basic Input Output System
BE 0502.627.373
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,566. 1,365 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-03-2012
Fiscal year end30-09
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
10850Manufacture of food products
47222Retail trade
56210Event catering
E-invoicing
Reachable via Peppol
Peppol ID
0208:0844528916
Also
9925:BE0844528916
Registered
28-05-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.