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VAN dER BORGT & DAISY

Active
Private limited companyfounded 2012active for 14 yearsTramstraat 10, 2440 Geel, BelgiumKBO/BCE: BE 0844.360.650
Summary

VAN dER BORGT & DAISY has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €906,102 and a net result of €50,607. Equity has been growing by about 9.8% per year since 2018. Its solvency ranks better than 86% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-03-2012 Normal situation
Activity
Development of residential building projects NACE 68121and 1 other
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2025
Establishment unit
2.207.734.252 2440 Geel, since 13-03-2012
Financial year end
31 December
Peppol
Reachable since 19-11-2025

Board and ownership

Board
Shareholders
  • Daisy VAN DER BORGTannual accounts 2020
  • Roger VAN DER BORGTannual accounts 2020

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€181,570
▲ 795%
Turnover
≈ €330,000
estimated
Profit
€50,607
Equity
€906,102
▲ 5.9%
Total assets
€1.1m
▼ 8.2%
Staff
0.5 FTE
▼ 75.0%
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 5.06, cash €768,268Equity €906,102 (80.3% of total assets)Size: total assets €1.1mShow the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 73% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 100+5
equity 80.3% of total assets
Liquidity 94+16
short-term debt 19.7% · cash 68.1%
Profitability 58+38
return on assets 4.5%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: 0.1%▲ +0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.06 (3.29 in 2024), above the usual 1.5. Short-term debt is 19.7% and cash 68.1% of total assets. 19.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 93% on liquidity, 47% on profitability and 60% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 5.06, cash €768,268
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €906,102 (80.3% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €1.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
48 days early
2023
29 days late
2022
6 days early
2021
9 days late
2020
31 days late
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €85,015 in 2024 €50,607 View
  • Positive: More equity than 91% of companies in real estatesector median €73,281 · 17,164 companies €906,102 View

Recent changes

  1. · Gazette deed Changes of role: Daisy Van der Borgt (director) and Roger Van der Borgt (director)
  2. · Gazette deed Registered office moved within GeelNew seat: 2440 GEEL, Tramstraat 10 · Previous seat: 2440 GEEL, Oosterloseheide 6
  3. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as VAN dER BORGT & DAISY: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €961,000 and €1.2m, founded between 2011 and 2013.

CompanyTotal assetsGross margin
VAN dER BORGT & DAISY Geel€1.1m€0.2m
JORESTATE Kapellen€1.2m€0.2m
MISSUSBOSS Mol€1.2m€0.1m
Ceyssens Bouw & Ontwikkeling Boechout€1.0m€0.3m
RECOVER ENERGY Deinze€1.2m€0.2m
D-VEM Beernem€1.2m€0.2m
PIETERS VASTGOED Aalst€1.1m€0.2m
Full comparison

Key facts about VAN dER BORGT & DAISY

What is the company number of VAN dER BORGT & DAISY?
The company number of VAN dER BORGT & DAISY is 0844.360.650. The VAT number is the same number with BE in front: BE 0844.360.650.
Where is VAN dER BORGT & DAISY based?
The registered office is at Tramstraat 10, 2440 Geel.Company details
What does VAN dER BORGT & DAISY do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of VAN dER BORGT & DAISY?
The legal form of VAN dER BORGT & DAISY is Private limited company (BV).
When was VAN dER BORGT & DAISY founded?
VAN dER BORGT & DAISY was founded on 07-03-2012.
Is VAN dER BORGT & DAISY still active?
Yes, VAN dER BORGT & DAISY is an active enterprise in the KBO register.
How many employees does VAN dER BORGT & DAISY have?
VAN dER BORGT & DAISY had an average of 0.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VAN dER BORGT & DAISY fall under?
In its 2025 annual accounts, VAN dER BORGT & DAISY states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of VAN dER BORGT & DAISY?
The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €181,570 and 49 comparable companies (NACE 681). It probably lies between €240,000 and €610,000.
Is VAN dER BORGT & DAISY profitable?
In financial year 2025, VAN dER BORGT & DAISY made a profit of €50,607.
Where can I find the annual accounts of VAN dER BORGT & DAISY?
VAN dER BORGT & DAISY filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VAN dER BORGT & DAISY due?
VAN dER BORGT & DAISY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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