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VAN BORM LYDIA

Active
Private limited companyfounded 2013active for 13 yearsCardijnstraat 35, 1980 Zemst, BelgiumKBO/BCE: BE 0524.869.869
Summary

VAN BORM LYDIA has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147,067 and a net result of €13,387. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 94% of 15,732 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
VAN BORM LYDIAActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Activities of lawyers
NACE 69101
1 site
Size
≈ €120,000turnover 2025, estimated
Staff
≈ 0 FTE, estimated
Equity
€147,067
Profit
€13,387
Turnover estimated from the gross margin
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts on time1 of 2 deeds summarised
Why 95lowers riskLiquidity: current ratio 17.12, cash €142,061Sector: Legal and accounting activities (NACE 69)Equity €147,067 (94.2% of total assets)Size: total assets €156,100Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (NACE 69, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 94.2% of total assets
Liquidity 100=
short-term debt 5.8% · cash 91.0%
Profitability 79-2
return on assets 8.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,071 companies, NACE 69, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity ample (current ratio 17.12, compared with 23.52 in 2024, above the usual 1.5; short-term debt: 5.8% and cash: 91% of total assets), and 5.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 87% on solvency, 97% on liquidity, 33% on profitability and 32% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 17.12, cash €142,061
NBB · annual accounts
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Equity €147,067 (94.2% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €156,100
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
14 days early
2023
8 days late
2022
28 days late
2021
30 days late
2020
30 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Liquidity more than doubledcurrent ratio 23.52

Key points

  • Positive: Among the best 6% on solvencysector median 56.9% · 15,732 companies 94.2% View
  • Positive: 8 profitable years in a rowprofit 2025: €13,387 8 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€156,100
Profit
€13,387
Solvency
94.2%
Total assets▲ 1.0%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2014
Next accounts
by 31-07-2027
  1. 08-08-2024Annual accounts filed
  2. 31-12-2023Highest result from 2018 to 2025
  3. 06-11-2023Resignation: VAN BORM Lydia (manager)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of lawyersNACE 69101
Founded
27-03-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
20
Purpose
“Het uitoefenen van het beroep van advocaat door een persoon ingeschreven op het tableau…” (deed in Dutch)
Go to Articles of association

Key facts about VAN BORM LYDIA

What is the company number of VAN BORM LYDIA?
0524.869.869. In Belgium the VAT number is the company number with BE in front: BE 0524.869.869.
Where is VAN BORM LYDIA based?
The registered office is at Cardijnstraat 35, 1980 Zemst.Company details
What does VAN BORM LYDIA do?
According to the KBO register, the main activity is activities of lawyers (NACE 69101).
What is the legal form of VAN BORM LYDIA?
Private limited company (BV).
When was VAN BORM LYDIA founded?
On 27-03-2013.
Is VAN BORM LYDIA still active?
Yes, VAN BORM LYDIA is an active enterprise in the KBO register.
What is the turnover of VAN BORM LYDIA?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is VAN BORM LYDIA profitable?
In financial year 2025, VAN BORM LYDIA made a profit of €13,387.
Where can I find the annual accounts of VAN BORM LYDIA?
VAN BORM LYDIA filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VAN BORM LYDIA due?
By 31-07-2027, for financial year 2026.Timeline

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