VAM SOLUTIONS

Active

Private limited companyfounded 2025active for 1 yearKasteeldreef 24, 2950 Kapellen, BelgiumKBO/BCE: BE 1020.072.289

Summary

VAM SOLUTIONS has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148,466 and a net result of €160,563. Its solvency ranks better than 55% of 971 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

VAM SOLUTIONSActiveChecked score 96/100

Risk analysis Report Compare

Activity

Employment placement agencies

NACE 78100

Size

€266,507total assets 2025

Equity: €148,466
Profit: €160,563

Turnover not published (micro format)

Financial health

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Accounts filed 20 days late

Why 96raises riskFounded in 2025lowers riskLiquidity: current ratio 3.17, cash €170,633Sector: Employment activities (NACE 78)Equity €148,466 (55.7% of total assets)Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 75% of its sector peers (NACE 78, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 81

equity 55.7% of total assets

Liquidity 87

short-term debt 30.6% · cash 64.0%

Profitability 100

return on assets 60.2%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,373 companies, NACE 78, micro)

Last 24 months 03-2026: 1.7% 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.8%▲ +0.1 percentage points vs 04-2026 06-2026: 1.9%▲ +0.1 percentage points vs 05-2026 07-2026: 2.0%▲ +0.1 percentage points vs 06-2026 08-2026: 2.2%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -2.1 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €14,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity ample (current ratio 3.17, above the usual 1.5; short-term debt: 30.6% and cash: 64% of total assets), and 44.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro): better than 59% on solvency, 79% on liquidity and 87% on profitability.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 3.17, cash €170,633

NBB · annual accounts

Sector: Employment activities (NACE 78)

KBO

Founded in 2025

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Equity €148,466 (55.7% of total assets)

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 1 filing

Deviation from the deadline

2025

20 days late

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2025.

KBO publications · our coverage

20-08-2026 Annual accounts filedfinancial year 2025 · micro…
19-02-2025 IncorporationAppointment: SOFTOMAR (gewone bestuurder) ·…

Key points

Positive: Among the best 5% on net resultsector median €15,183 · 971 companies €160,563 View
Total assets 2025first financial year filed €266,507 View
Active since 2025founded 17-02-2025 1 years View