Financials
- Financial year
- 2025
- Total assets
- €2.6m
- Profit
- €732,869
- Solvency
- 71.4%
Total assets▲ 27.0%
Net result
20182025
VALLORY
ActiveSummary
VALLORY has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m and a net result of €732,869. Equity is growing by about 40% per year across the filed financial years. Its solvency ranks better than 83% of 12,661 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Activity
Retail sale of household textiles and bedding
NACE 47512Retail trade NACE 47530
1 site
Size
€2.6mtotal assets 2025
- Staff
- 7.9 FTE
- Equity
- €1.9m
- Profit
- €732,869
Turnover not published (abbreviated format)
Structure
Accounts 127 days early0 of 2 deeds read
Why 99lowers riskLiquidity: current ratio 3.08, cash €1.3mEquity €1.9m (71.4% of total assets)Figures for financial year 2025 (filed 27-03-2026)Founded in 2013Show the evidence
Checked score
Score 2025
99
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 90% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency
96+16
equity 71.4% of total assets
Liquidity
92+15
short-term debt 22.5% · cash 49.1%
Profitability
100+1
return on assets 28.3%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● unchanged vs 11-2024
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025highest value
06-2025: 0.1%● unchanged vs 05-2025highest value
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: 0.1%● unchanged vs 07-2025highest value
09-2025: 0.1%● unchanged vs 08-2025highest value
10-2025: 0.1%● unchanged vs 09-2025highest value
11-2025: 0.1%● unchanged vs 10-2025highest value
12-2025: 0.1%● unchanged vs 11-2025highest value
01-2026: 0.1%● unchanged vs 12-2025highest value
02-2026: 0.1%● unchanged vs 01-2026highest value
03-2026: 0.1%● unchanged vs 02-2026highest value
04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €180,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.08, compared with 1.67 in 2024, above the usual 1.5; short-term debt: 22.5% and cash: 49.1% of total assets), and 28.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 82% on solvency, 93% on liquidity, 96% on profitability and 89% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
127 days early
2024
114 days early
2023
112 days early
2022
136 days early
2021
114 days early
2020
103 days early
2019
9 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 102 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Highest result from 2018 to 2025net €732,869 ▲48.1%
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
- Positive: Among the best 5% on net resultsector median €27,731 · 12,651 companies €732,869 View
- Positive: Equity rose in 2025from €1.1m to €1.9m ▲ 65.6% View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Positive: 8 profitable years in a rowprofit 2025: €732,869 8 years View
By topic
Timeline
- Events
- 17
- Since
- 2015
- Next accounts
- by 31-07-2027
- 10-04-2024Annual accounts filed
- 31-12-2023Liquidity more than doubled
- 31-12-2023Equity above €1m
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of household textiles and beddingNACE 47512
- Founded
- 24-07-2013
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about VALLORY
- What is the company number of VALLORY?
- 0536.914.695. In Belgium the VAT number is the company number with BE in front: BE 0536.914.695.
- Where is VALLORY based?
- The registered office is at Steenhouwersvest 12, 2000 Antwerpen.Company details
- What does VALLORY do?
- According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
- What is the legal form of VALLORY?
- Private limited company (BV).
- When was VALLORY founded?
- On 24-07-2013.
- Is VALLORY still active?
- Yes, VALLORY is an active enterprise in the KBO register.
- How many employees does VALLORY have?
- On average 7.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of VALLORY?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is VALLORY profitable?
- In financial year 2025, VALLORY made a profit of €732,869.
- Where can I find the annual accounts of VALLORY?
- VALLORY filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VALLORY due?
- By 31-07-2027, for financial year 2026.Timeline
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